Banque Nationale Agricole Société anonyme (BVMT:BNA)
Tunisia
· Delayed Price · Currency is TND 8.90
-0.07 (-0.78%)
At close: Apr 14, 2025
BVMT:BNA Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 1,579 | 1,605 | 1,345 | 1,168 | 1,109 | Upgrade
|
| Interest Paid on Deposits | 1,308 | 1,149 | 892.69 | 689.44 | 691.6 | Upgrade
|
| Net Interest Income | 271.17 | 455.52 | 451.83 | 478.88 | 417.25 | Upgrade
|
| Net Interest Income Growth (YoY) | -40.47% | 0.82% | -5.65% | 14.77% | 5.37% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | -0.38 | 0.02 | -0.6 | -0.28 | Upgrade
|
| Other Non-Interest Income | 705.81 | 669.81 | 562.38 | 433.91 | 274.28 | Upgrade
|
| Total Non-Interest Income | 705.81 | 669.44 | 562.4 | 433.31 | 274 | Upgrade
|
| Non-Interest Income Growth (YoY) | 5.43% | 19.03% | 29.79% | 58.14% | 3.59% | Upgrade
|
| Revenues Before Loan Losses | 976.99 | 1,125 | 1,014 | 912.19 | 691.24 | Upgrade
|
| Provision for Loan Losses | 216.62 | 289.79 | 279.66 | 236.52 | 210.03 | Upgrade
|
| Revenue | 760.37 | 835.17 | 734.57 | 675.67 | 481.21 | Upgrade
|
| Revenue Growth (YoY) | -8.96% | 13.69% | 8.72% | 40.41% | -10.82% | Upgrade
|
| Salaries and Employee Benefits | 273.47 | 313.86 | 295.63 | 299.49 | 220.58 | Upgrade
|
| Occupancy Expenses | 14.59 | 22.67 | 23.56 | 20.11 | 13.92 | Upgrade
|
| Selling, General & Administrative | 99.98 | 161.9 | 145.03 | 113 | 98.07 | Upgrade
|
| Other Non-Interest Expense | -14.71 | 8.12 | 3.53 | -25.34 | -24.97 | Upgrade
|
| Total Non-Interest Expense | 373.33 | 502.34 | 463.2 | 400.68 | 304.2 | Upgrade
|
| EBT Excluding Unusual Items | 387.04 | 332.83 | 271.37 | 275 | 177.01 | Upgrade
|
| Other Unusual Items | -53.02 | -12.65 | -3.57 | -23.67 | -14.14 | Upgrade
|
| Pretax Income | 334.02 | 320.18 | 267.8 | 251.33 | 162.88 | Upgrade
|
| Income Tax Expense | 120.44 | 90.96 | 85.51 | 71.43 | 45.43 | Upgrade
|
| Earnings From Continuing Operations | 213.58 | 229.22 | 182.29 | 179.9 | 117.44 | Upgrade
|
| Minority Interest in Earnings | - | -17.18 | -12.38 | -6.53 | -9.8 | Upgrade
|
| Net Income | 213.58 | 212.04 | 169.91 | 173.37 | 107.64 | Upgrade
|
| Net Income to Common | 213.58 | 212.04 | 169.91 | 173.37 | 107.64 | Upgrade
|
| Net Income Growth | 0.73% | 24.80% | -1.99% | 61.06% | -17.85% | Upgrade
|
| Basic Shares Outstanding | - | 63 | 63 | 64 | 64 | Upgrade
|
| Diluted Shares Outstanding | - | 63 | 63 | 64 | 64 | Upgrade
|
| Shares Change (YoY) | - | -0.01% | -0.62% | -0.02% | 0.03% | Upgrade
|
| EPS (Basic) | - | 3.34 | 2.68 | 2.71 | 1.68 | Upgrade
|
| EPS (Diluted) | - | 3.34 | 2.68 | 2.71 | 1.68 | Upgrade
|
| EPS Growth | - | 24.81% | -1.38% | 61.10% | -17.88% | Upgrade
|
| Dividend Per Share | - | 0.900 | - | 0.800 | 0.500 | Upgrade
|
| Dividend Growth | - | - | - | 60.00% | - | Upgrade
|
| Effective Tax Rate | 36.06% | 28.41% | 31.93% | 28.42% | 27.89% | Upgrade
|
Source: S&P Global Market Intelligence. Banks template. Financial Sources.