Banque Nationale Agricole Société anonyme (BVMT:BNA)

BVMT:BNA Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	443.78	523.02	667.08	173.6	153.03	298.19
Investment Securities	9,773	8,925	7,355	5,530	4,258	3,009
Trading Asset Securities	-	768.7	685.53	575.56	525.03	392.68
Total Investments	9,773	9,693	8,040	6,105	4,783	3,402
Gross Loans	-	17,445	16,113	16,403	16,103	14,924
Allowance for Loan Losses	-	-2,659	-2,464	-2,308	-2,049	-2,001
Other Adjustments to Gross Loans	-	-1,104	-1,010	-877.03	-741.78	-630.8
Net Loans	-	13,683	12,639	13,219	13,312	12,293
Property, Plant & Equipment	141.66	225.44	221.37	211.23	214.16	217.35
Goodwill	-	46.37	49.94	53.5	57.06	63.02
Other Intangible Assets	-	5.79	5.52	2.64	2.44	4.38
Accrued Interest Receivable	-	771.76	733.57	647.26	583.96	582.15
Other Receivables	9.84	536.07	466.76	367.38	326.34	2,627
Other Current Assets	-	212.52	202.65	2,827	2,625	164.39
Long-Term Deferred Tax Assets	-	91.5	69.11	64.78	56.85	55.66
Other Long-Term Assets	558.23	32.68	10.93	-7.78	106.83	-0.64
Total Assets	25,475	25,821	23,106	23,663	22,221	19,707

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	28.1	26.13	17.84	15.56	11.94
Accrued Expenses	-	203.88	198.4	2,871	2,737	2,314
Interest Bearing Deposits	12,154	13,550	12,295	11,592	10,698	9,590
Non-Interest Bearing Deposits	4,740	15.28	14.59	17.45	29.85	28.31
Total Deposits	16,894	13,565	12,310	11,610	10,728	9,618
Short-Term Borrowings	4,404	7,043	6,065	5,079	4,932	3,775
Current Portion of Long-Term Debt	-	-	-	-	-	350.14
Current Income Taxes Payable	-	166.28	113.14	89.14	79.62	75.66
Accrued Interest Payable	-	114.87	91.15	53.51	79.01	62.28
Other Current Liabilities	-	37.55	140.28	9.68	8.04	6.78
Long-Term Debt	652.43	674.93	656.63	703.59	678.82	269.63
Long-Term Unearned Revenue	-	167.86	97.67	9	9.73	9.19
Pension & Post-Retirement Benefits	-	10.8	10.09	10.25	10.34	9.53
Other Long-Term Liabilities	1,067	988.13	868.08	870.43	793.27	1,088
Total Liabilities	23,017	23,001	20,576	21,323	20,072	17,590

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	320	320	320	320	320	320
Retained Earnings	157.54	2,085	1,873	1,720	1,550	1,442
Treasury Stock	-3.93	-5.26	-4.65	-4.65	-4.9	-1.33
Comprehensive Income & Other	1,985	-	-	-	-	-
Total Common Equity	2,458	2,400	2,188	2,036	1,865	1,761
Minority Interest	-	420.54	341.19	304.25	284.35	355.62
Shareholders' Equity	2,458	2,820	2,530	2,340	2,150	2,117
Total Liabilities & Equity	25,475	25,821	23,106	23,663	22,221	19,707

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	5,056	7,718	6,722	5,782	5,611	4,394
Net Cash (Debt)	-4,613	-6,427	-5,369	-5,033	-4,932	-3,704
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-	-101.26	-84.60	-79.30	-77.71	-57.99
Filing Date Shares Outstanding	-	63.46	63.47	63.47	63.48	63.87
Total Common Shares Outstanding	-	63.46	63.47	63.47	63.48	63.87
Book Value Per Share	-	37.82	34.48	32.07	29.39	27.57
Tangible Book Value	2,458	2,348	2,133	1,979	1,806	1,694
Tangible Book Value Per Share	-	36.99	33.61	31.19	28.45	26.52

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2024

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Sep 10, 2026

Data Sources Report a data error