BVMT:BNA Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	523.02	667.08	173.6	153.03	298.19
Investment Securities	8,925	7,355	5,530	4,258	3,009
Trading Asset Securities	768.7	685.53	575.56	525.03	392.68
Total Investments	9,693	8,040	6,105	4,783	3,402
Gross Loans	17,445	16,113	16,403	16,103	14,924
Allowance for Loan Losses	-2,659	-2,464	-2,308	-2,049	-2,001
Other Adjustments to Gross Loans	-1,104	-1,010	-877.03	-741.78	-630.8
Net Loans	13,683	12,639	13,219	13,312	12,293
Property, Plant & Equipment	225.44	221.37	211.23	214.16	217.35
Goodwill	46.37	49.94	53.5	57.06	63.02
Other Intangible Assets	5.79	5.52	2.64	2.44	4.38
Accrued Interest Receivable	771.76	733.57	647.26	583.96	582.15
Other Receivables	536.07	466.76	367.38	326.34	2,627
Other Current Assets	212.52	202.65	2,827	2,625	164.39
Long-Term Deferred Tax Assets	91.5	69.11	64.78	56.85	55.66
Other Long-Term Assets	32.68	10.93	-7.78	106.83	-0.64
Total Assets	25,821	23,106	23,663	22,221	19,707
Accounts Payable	28.1	26.13	17.84	15.56	11.94
Accrued Expenses	203.88	198.4	2,871	2,737	2,314
Interest Bearing Deposits	13,550	12,295	11,592	10,698	9,590
Non-Interest Bearing Deposits	15.28	14.59	17.45	29.85	28.31
Total Deposits	13,565	12,310	11,610	10,728	9,618
Short-Term Borrowings	7,043	6,065	5,079	4,932	3,775
Current Portion of Long-Term Debt	-	-	-	-	350.14
Current Income Taxes Payable	166.28	113.14	89.14	79.62	75.66
Accrued Interest Payable	114.87	91.15	53.51	79.01	62.28
Other Current Liabilities	37.55	140.28	9.68	8.04	6.78
Long-Term Debt	674.93	656.63	703.59	678.82	269.63
Long-Term Unearned Revenue	167.86	97.67	9	9.73	9.19
Pension & Post-Retirement Benefits	10.8	10.09	10.25	10.34	9.53
Other Long-Term Liabilities	988.13	868.08	870.43	793.27	1,088
Total Liabilities	23,001	20,576	21,323	20,072	17,590
Common Stock	320	320	320	320	320
Retained Earnings	2,085	1,873	1,720	1,550	1,442
Treasury Stock	-5.26	-4.65	-4.65	-4.9	-1.33
Total Common Equity	2,400	2,188	2,036	1,865	1,761
Minority Interest	420.54	341.19	304.25	284.35	355.62
Shareholders' Equity	2,820	2,530	2,340	2,150	2,117
Total Liabilities & Equity	25,821	23,106	23,663	22,221	19,707
Total Debt	7,718	6,722	5,782	5,611	4,394
Net Cash (Debt)	-6,427	-5,369	-5,033	-4,932	-3,704
Net Cash Per Share	-101.26	-84.60	-79.30	-77.71	-57.99
Filing Date Shares Outstanding	63.46	63.47	63.47	63.48	63.87
Total Common Shares Outstanding	63.46	63.47	63.47	63.48	63.87
Book Value Per Share	37.82	34.48	32.07	29.39	27.57
Tangible Book Value	2,348	2,133	1,979	1,806	1,694
Tangible Book Value Per Share	36.99	33.61	31.19	28.45	26.52

Source: S&P Global Market Intelligence. Banks template. Financial Sources.