Banque Nationale Agricole Société anonyme (BVMT: BNA)

BNA Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	173.6	173.6	153.03	298.19	118.33	408.5
Investment Securities	5,508	5,508	4,258	3,009	1,676	1,455
Trading Asset Securities	575.56	575.56	525.03	392.68	256.02	228.18
Total Investments	6,083	6,083	4,783	3,402	1,932	1,684
Gross Loans	16,403	16,403	16,103	14,924	13,711	12,062
Allowance for Loan Losses	-2,308	-2,308	-2,049	-2,001	-1,780	-1,578
Other Adjustments to Gross Loans	-877.03	-877.03	-741.78	-630.8	-535.08	-460.19
Net Loans	13,219	13,219	13,312	12,293	11,396	10,024
Property, Plant & Equipment	211.23	211.23	214.16	220.09	146.38	137.8
Goodwill	53.5	53.5	57.06	63.02	-	-
Other Intangible Assets	2.64	2.64	2.44	1.64	4.75	5.62
Accrued Interest Receivable	647.26	647.26	583.96	582.15	529.56	389.65
Other Receivables	389.3	389.3	326.34	2,627	294.08	330.85
Other Current Assets	2,827	2,827	2,625	164.39	168.74	195.45
Long-Term Deferred Tax Assets	64.78	64.78	56.85	55.66	45.07	42.32
Other Long-Term Assets	-7.78	-7.78	106.83	-0.64	37.66	17.67
Total Assets	23,663	23,663	22,221	19,707	14,673	13,235
Accounts Payable	17.84	17.84	15.56	11.94	12	13.42
Accrued Expenses	2,769	2,769	2,584	2,314	110.28	84.7
Interest Bearing Deposits	11,592	11,592	10,698	9,590	8,576	8,378
Non-Interest Bearing Deposits	17.45	17.45	29.85	28.31	11.87	12.09
Total Deposits	11,610	11,610	10,728	9,618	8,588	8,390
Short-Term Borrowings	5,079	5,079	4,932	3,775	2,760	1,755
Current Portion of Long-Term Debt	-	-	-	350.14	-	-
Current Income Taxes Payable	89.14	89.14	79.62	75.66	49.99	29.86
Accrued Interest Payable	53.51	53.51	79.01	62.28	64.85	48.87
Other Current Liabilities	9.68	9.68	8.04	6.78	4.86	4.1
Long-Term Debt	703.59	703.59	678.82	269.63	648.12	619.15
Long-Term Unearned Revenue	9	9	9.73	9.19	8.71	7.18
Pension & Post-Retirement Benefits	10.25	10.25	10.34	9.53	9.34	9.74
Other Long-Term Liabilities	972.24	972.24	947.12	1,088	429.2	439.95
Total Liabilities	21,323	21,323	20,072	17,590	12,684	11,402
Common Stock	320	320	320	320	320	320
Retained Earnings	1,720	1,720	1,550	1,442	1,332	1,243
Treasury Stock	-4.65	-4.65	-4.9	-1.33	-1.36	-1.69
Total Common Equity	2,036	2,036	1,865	1,761	1,651	1,562
Minority Interest	304.25	304.25	284.35	355.62	338.46	271.25
Shareholders' Equity	2,340	2,340	2,150	2,117	1,989	1,833
Total Liabilities & Equity	23,663	23,663	22,221	19,707	14,673	13,235
Total Debt	5,782	5,782	5,611	4,394	3,408	2,374
Net Cash (Debt)	-5,033	-5,033	-4,932	-3,704	-3,033	-1,738
Net Cash Per Share	-79.30	-79.30	-77.71	-57.99	-47.48	-27.21
Filing Date Shares Outstanding	63.47	63.47	63.48	63.87	63.89	63.86
Total Common Shares Outstanding	63.47	63.47	63.48	63.87	63.89	63.86
Book Value Per Share	32.07	32.07	29.39	27.57	25.84	24.45
Tangible Book Value	1,979	1,979	1,806	1,696	1,646	1,556
Tangible Book Value Per Share	31.19	31.19	28.45	26.56	25.76	24.36

Source: S&P Capital IQ. Banks template. Financial Sources.