Banque Nationale Agricole Société anonyme (BVMT:BNA)

BVMT:BNA Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	439.1	173.6	153.03	298.19	118.33
Investment Securities	8,034	5,508	4,258	3,009	1,676
Trading Asset Securities	-	575.56	525.03	392.68	256.02
Total Investments	8,034	6,083	4,783	3,402	1,932
Gross Loans	-	16,403	16,103	14,924	13,711
Allowance for Loan Losses	-	-2,308	-2,049	-2,001	-1,780
Other Adjustments to Gross Loans	-	-877.03	-741.78	-630.8	-535.08
Net Loans	-	13,219	13,312	12,293	11,396
Property, Plant & Equipment	143.68	211.23	214.16	220.09	146.38
Goodwill	-	53.5	57.06	63.02	-
Other Intangible Assets	-	2.64	2.44	1.64	4.75
Loans Held for Sale	13,452	-	-	-	-
Accrued Interest Receivable	-	647.26	583.96	582.15	529.56
Other Receivables	28.16	389.3	326.34	2,627	294.08
Other Current Assets	-	2,827	2,625	164.39	168.74
Long-Term Deferred Tax Assets	-	64.78	56.85	55.66	45.07
Other Long-Term Assets	361.47	-7.78	106.83	-0.64	37.66
Total Assets	22,459	23,663	22,221	19,707	14,673
Accounts Payable	-	17.84	15.56	11.94	12
Accrued Expenses	-	2,769	2,584	2,314	110.28
Interest Bearing Deposits	14,210	11,592	10,698	9,590	8,576
Non-Interest Bearing Deposits	-	17.45	29.85	28.31	11.87
Total Deposits	14,210	11,610	10,728	9,618	8,588
Short-Term Borrowings	4,543	5,079	4,932	3,775	2,760
Current Portion of Long-Term Debt	-	-	-	350.14	-
Current Income Taxes Payable	-	89.14	79.62	75.66	49.99
Accrued Interest Payable	-	53.51	79.01	62.28	64.85
Other Current Liabilities	-	9.68	8.04	6.78	4.86
Long-Term Debt	673.12	703.59	678.82	269.63	648.12
Long-Term Unearned Revenue	-	9	9.73	9.19	8.71
Pension & Post-Retirement Benefits	-	10.25	10.34	9.53	9.34
Other Long-Term Liabilities	871.48	972.24	947.12	1,088	429.2
Total Liabilities	20,298	21,323	20,072	17,590	12,684
Common Stock	320	320	320	320	320
Retained Earnings	1,803	1,720	1,550	1,442	1,332
Treasury Stock	-4.34	-4.65	-4.9	-1.33	-1.36
Comprehensive Income & Other	43.1	-	-	-	-
Total Common Equity	2,162	2,036	1,865	1,761	1,651
Minority Interest	-	304.25	284.35	355.62	338.46
Shareholders' Equity	2,162	2,340	2,150	2,117	1,989
Total Liabilities & Equity	22,459	23,663	22,221	19,707	14,673
Total Debt	5,216	5,782	5,611	4,394	3,408
Net Cash (Debt)	-4,777	-5,033	-4,932	-3,704	-3,033
Net Cash Per Share	-	-79.30	-77.71	-57.99	-47.48
Filing Date Shares Outstanding	-	63.47	63.48	63.87	63.89
Total Common Shares Outstanding	-	63.47	63.48	63.87	63.89
Book Value Per Share	-	32.07	29.39	27.57	25.84
Tangible Book Value	2,162	1,979	1,806	1,696	1,646
Tangible Book Value Per Share	-	31.19	28.45	26.56	25.76

Source: S&P Global Market Intelligence. Banks template. Financial Sources.