Banque Nationale Agricole Société anonyme (BVMT:BNA)

BVMT:BNA Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	-	225.89	164.67	153.03	298.19	118.33
Investment Securities	8,964	7,812	5,752	4,258	3,009	1,676
Trading Asset Securities	-	222.07	144.06	525.03	392.68	256.02
Total Investments	8,964	8,034	5,896	4,783	3,402	1,932
Gross Loans	13,851	15,868	15,902	16,103	14,924	13,711
Allowance for Loan Losses	-	-1,882	-1,710	-2,049	-2,001	-1,780
Other Adjustments to Gross Loans	-	-981.25	-845.75	-741.78	-630.8	-535.08
Net Loans	13,851	13,004	13,346	13,312	12,293	11,396
Property, Plant & Equipment	141.74	140.14	136.72	214.16	217.35	146.38
Goodwill	-	-	-	57.06	63.02	-
Other Intangible Assets	-	3.39	4.94	2.44	4.38	4.75
Accrued Interest Receivable	-	742.06	652.26	583.96	582.15	529.56
Other Receivables	11.86	176.64	217.27	326.34	2,627	294.08
Other Current Assets	402.2	9.78	8.7	2,625	164.39	168.74
Long-Term Deferred Tax Assets	-	-	-	56.85	55.66	45.07
Other Long-Term Assets	444.61	122.74	41.92	106.83	-0.64	37.66
Total Assets	23,816	22,459	20,469	22,221	19,707	14,673
Accounts Payable	-	-	-	15.56	11.94	12
Accrued Expenses	-	143.13	113.62	2,584	2,314	110.28
Interest Bearing Deposits	20,023	9,255	8,683	10,698	9,590	8,576
Non-Interest Bearing Deposits	-	3,342	3,166	29.85	28.31	11.87
Total Deposits	20,023	12,596	11,849	10,728	9,618	8,588
Short-Term Borrowings	-	6,065	5,079	4,932	3,775	2,760
Current Portion of Long-Term Debt	-	104.59	-	-	350.14	-
Current Income Taxes Payable	-	120.44	97.07	79.62	75.66	49.99
Accrued Interest Payable	-	91.15	53.51	79.01	62.28	64.85
Other Current Liabilities	-	90.57	58.83	8.04	6.78	4.86
Long-Term Debt	631.57	568.53	723.68	678.82	269.63	648.12
Long-Term Unearned Revenue	-	11.07	8.92	9.73	9.19	8.71
Pension & Post-Retirement Benefits	-	8.78	8.94	10.34	9.53	9.34
Other Long-Term Liabilities	925.55	497.63	471.51	947.12	1,088	429.2
Total Liabilities	21,580	20,298	18,464	20,072	17,590	12,684
Common Stock	320	320	320	320	320	320
Retained Earnings	137.87	828.9	752.94	1,550	1,442	1,332
Treasury Stock	-4.4	-4.34	-4.34	-4.9	-1.33	-1.36
Comprehensive Income & Other	1,782	1,017	935.68	-	-	-
Total Common Equity	2,236	2,162	2,004	1,865	1,761	1,651
Minority Interest	-	-	-	284.35	355.62	338.46
Shareholders' Equity	2,236	2,162	2,004	2,150	2,117	1,989
Total Liabilities & Equity	23,816	22,459	20,469	22,221	19,707	14,673
Total Debt	631.57	6,738	5,803	5,611	4,394	3,408
Net Cash (Debt)	-631.57	-6,291	-5,494	-4,932	-3,704	-3,033
Net Cash Per Share	-	-99.11	-86.55	-77.71	-57.99	-47.48
Filing Date Shares Outstanding	-	63.47	63.47	63.48	63.87	63.89
Total Common Shares Outstanding	-	63.47	63.47	63.48	63.87	63.89
Book Value Per Share	-	34.06	31.58	29.39	27.57	25.84
Tangible Book Value	2,236	2,158	1,999	1,806	1,694	1,646
Tangible Book Value Per Share	-	34.00	31.50	28.45	26.52	25.76

Source: S&P Global Market Intelligence. Banks template. Financial Sources.