Banque Nationale Agricole Société anonyme (BVMT:BNA)
 11.64
 +0.14 (1.22%)
  At close: Oct 30, 2025
BVMT:BNA Balance Sheet
Financials in millions TND. Fiscal year is January - December.
 Millions TND. Fiscal year is Jan - Dec.
| Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 | 
|---|---|---|---|---|---|---|
| Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 | 
| Cash & Equivalents | 228.38 | 173.6 | 153.03 | 298.19 | 118.33 | Upgrade  | 
| Investment Securities | 7,580 | 5,530 | 4,258 | 3,009 | 1,676 | Upgrade  | 
| Trading Asset Securities | 685.53 | 575.56 | 525.03 | 392.68 | 256.02 | Upgrade  | 
| Total Investments | 8,266 | 6,105 | 4,783 | 3,402 | 1,932 | Upgrade  | 
| Gross Loans | 16,327 | 16,403 | 16,103 | 14,924 | 13,711 | Upgrade  | 
| Allowance for Loan Losses | -2,464 | -2,308 | -2,049 | -2,001 | -1,780 | Upgrade  | 
| Other Adjustments to Gross Loans | -1,010 | -877.03 | -741.78 | -630.8 | -535.08 | Upgrade  | 
| Net Loans | 12,852 | 13,219 | 13,312 | 12,293 | 11,396 | Upgrade  | 
| Property, Plant & Equipment | 222.25 | 211.23 | 214.16 | 217.35 | 146.38 | Upgrade  | 
| Goodwill | 49.94 | 53.5 | 57.06 | 63.02 | - | Upgrade  | 
| Other Intangible Assets | 4.64 | 2.64 | 2.44 | 4.38 | 4.75 | Upgrade  | 
| Accrued Interest Receivable | 733.55 | 647.26 | 583.96 | 582.15 | 529.56 | Upgrade  | 
| Other Receivables | 360.61 | 367.38 | 326.34 | 2,627 | 294.08 | Upgrade  | 
| Other Current Assets | 308.81 | 2,827 | 2,625 | 164.39 | 168.74 | Upgrade  | 
| Long-Term Deferred Tax Assets | 69.11 | 64.78 | 56.85 | 55.66 | 45.07 | Upgrade  | 
| Other Long-Term Assets | 10.93 | -7.78 | 106.83 | -0.64 | 37.66 | Upgrade  | 
| Total Assets | 23,106 | 23,663 | 22,221 | 19,707 | 14,673 | Upgrade  | 
| Accounts Payable | 26.13 | 17.84 | 15.56 | 11.94 | 12 | Upgrade  | 
| Accrued Expenses | 331.49 | 2,871 | 2,737 | 2,314 | 110.28 | Upgrade  | 
| Interest Bearing Deposits | 12,295 | 11,592 | 10,698 | 9,590 | 8,576 | Upgrade  | 
| Non-Interest Bearing Deposits | 14.59 | 17.45 | 29.85 | 28.31 | 11.87 | Upgrade  | 
| Total Deposits | 12,310 | 11,610 | 10,728 | 9,618 | 8,588 | Upgrade  | 
| Short-Term Borrowings | 6,065 | 5,079 | 4,932 | 3,775 | 2,760 | Upgrade  | 
| Current Portion of Long-Term Debt | - | - | - | 350.14 | - | Upgrade  | 
| Current Income Taxes Payable | 113.14 | 89.14 | 79.62 | 75.66 | 49.99 | Upgrade  | 
| Accrued Interest Payable | 91.15 | 53.51 | 79.01 | 62.28 | 64.85 | Upgrade  | 
| Other Current Liabilities | 11.76 | 9.68 | 8.04 | 6.78 | 4.86 | Upgrade  | 
| Long-Term Debt | 656.63 | 703.59 | 678.82 | 269.63 | 648.12 | Upgrade  | 
| Long-Term Unearned Revenue | 11.11 | 9 | 9.73 | 9.19 | 8.71 | Upgrade  | 
| Pension & Post-Retirement Benefits | 10.09 | 10.25 | 10.34 | 9.53 | 9.34 | Upgrade  | 
| Other Long-Term Liabilities | 950.06 | 870.43 | 793.27 | 1,088 | 429.2 | Upgrade  | 
| Total Liabilities | 20,576 | 21,323 | 20,072 | 17,590 | 12,684 | Upgrade  | 
| Common Stock | 320 | 320 | 320 | 320 | 320 | Upgrade  | 
| Retained Earnings | 1,873 | 1,720 | 1,550 | 1,442 | 1,332 | Upgrade  | 
| Treasury Stock | -4.65 | -4.65 | -4.9 | -1.33 | -1.36 | Upgrade  | 
| Total Common Equity | 2,188 | 2,036 | 1,865 | 1,761 | 1,651 | Upgrade  | 
| Minority Interest | 341.19 | 304.25 | 284.35 | 355.62 | 338.46 | Upgrade  | 
| Shareholders' Equity | 2,530 | 2,340 | 2,150 | 2,117 | 1,989 | Upgrade  | 
| Total Liabilities & Equity | 23,106 | 23,663 | 22,221 | 19,707 | 14,673 | Upgrade  | 
| Total Debt | 6,722 | 5,782 | 5,611 | 4,394 | 3,408 | Upgrade  | 
| Net Cash (Debt) | -5,808 | -5,033 | -4,932 | -3,704 | -3,033 | Upgrade  | 
| Net Cash Per Share | -91.51 | -79.30 | -77.71 | -57.99 | -47.48 | Upgrade  | 
| Filing Date Shares Outstanding | 63.47 | 63.47 | 63.48 | 63.87 | 63.89 | Upgrade  | 
| Total Common Shares Outstanding | 63.47 | 63.47 | 63.48 | 63.87 | 63.89 | Upgrade  | 
| Book Value Per Share | 34.48 | 32.07 | 29.39 | 27.57 | 25.84 | Upgrade  | 
| Tangible Book Value | 2,134 | 1,979 | 1,806 | 1,694 | 1,646 | Upgrade  | 
| Tangible Book Value Per Share | 33.62 | 31.19 | 28.45 | 26.52 | 25.76 | Upgrade  | 
Source: S&P Global Market Intelligence. Banks template. Financial Sources.