BVMT:BNA Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	228.38	173.6	153.03	298.19	118.33
Investment Securities	7,580	5,530	4,258	3,009	1,676
Trading Asset Securities	685.53	575.56	525.03	392.68	256.02
Total Investments	8,266	6,105	4,783	3,402	1,932
Gross Loans	16,327	16,403	16,103	14,924	13,711
Allowance for Loan Losses	-2,464	-2,308	-2,049	-2,001	-1,780
Other Adjustments to Gross Loans	-1,010	-877.03	-741.78	-630.8	-535.08
Net Loans	12,852	13,219	13,312	12,293	11,396
Property, Plant & Equipment	222.25	211.23	214.16	217.35	146.38
Goodwill	49.94	53.5	57.06	63.02	-
Other Intangible Assets	4.64	2.64	2.44	4.38	4.75
Accrued Interest Receivable	733.55	647.26	583.96	582.15	529.56
Other Receivables	360.61	367.38	326.34	2,627	294.08
Other Current Assets	308.81	2,827	2,625	164.39	168.74
Long-Term Deferred Tax Assets	69.11	64.78	56.85	55.66	45.07
Other Long-Term Assets	10.93	-7.78	106.83	-0.64	37.66
Total Assets	23,106	23,663	22,221	19,707	14,673
Accounts Payable	26.13	17.84	15.56	11.94	12
Accrued Expenses	331.49	2,871	2,737	2,314	110.28
Interest Bearing Deposits	12,295	11,592	10,698	9,590	8,576
Non-Interest Bearing Deposits	14.59	17.45	29.85	28.31	11.87
Total Deposits	12,310	11,610	10,728	9,618	8,588
Short-Term Borrowings	6,065	5,079	4,932	3,775	2,760
Current Portion of Long-Term Debt	-	-	-	350.14	-
Current Income Taxes Payable	113.14	89.14	79.62	75.66	49.99
Accrued Interest Payable	91.15	53.51	79.01	62.28	64.85
Other Current Liabilities	11.76	9.68	8.04	6.78	4.86
Long-Term Debt	656.63	703.59	678.82	269.63	648.12
Long-Term Unearned Revenue	11.11	9	9.73	9.19	8.71
Pension & Post-Retirement Benefits	10.09	10.25	10.34	9.53	9.34
Other Long-Term Liabilities	950.06	870.43	793.27	1,088	429.2
Total Liabilities	20,576	21,323	20,072	17,590	12,684
Common Stock	320	320	320	320	320
Retained Earnings	1,873	1,720	1,550	1,442	1,332
Treasury Stock	-4.65	-4.65	-4.9	-1.33	-1.36
Total Common Equity	2,188	2,036	1,865	1,761	1,651
Minority Interest	341.19	304.25	284.35	355.62	338.46
Shareholders' Equity	2,530	2,340	2,150	2,117	1,989
Total Liabilities & Equity	23,106	23,663	22,221	19,707	14,673
Total Debt	6,722	5,782	5,611	4,394	3,408
Net Cash (Debt)	-5,808	-5,033	-4,932	-3,704	-3,033
Net Cash Per Share	-91.51	-79.30	-77.71	-57.99	-47.48
Filing Date Shares Outstanding	63.47	63.47	63.48	63.87	63.89
Total Common Shares Outstanding	63.47	63.47	63.48	63.87	63.89
Book Value Per Share	34.48	32.07	29.39	27.57	25.84
Tangible Book Value	2,134	1,979	1,806	1,694	1,646
Tangible Book Value Per Share	33.62	31.19	28.45	26.52	25.76

Source: S&P Global Market Intelligence. Banks template. Financial Sources.