BNA Assurances Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 18, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	280	226	161	172	182	82
Market Cap Growth	35.02%	40.76%	-6.60%	-5.28%	121.74%	22.59%
Enterprise Value	285	225	161	170	179	80
PE Ratio	16.73	13.87	18.75	30.91	102.89	131.22
PS Ratio	1.36	1.19	0.89	0.85	1.22	0.53
PB Ratio	2.59	2.24	1.90	2.26	2.58	-1.28
P/FCF Ratio	-	47.85	85.04	-	-	57.49
P/OCF Ratio	-	39.50	39.06	-	-	39.53
EV/Sales Ratio	1.39	1.18	0.89	0.84	1.20	0.52
EV/EBITDA Ratio	12.60	9.61	13.32	25.65	18.89	5.87
EV/EBIT Ratio	15.18	13.45	18.07	28.43	71.72	83.77
EV/FCF Ratio	-46.19	47.52	85.24	-	-	56.44
Debt / Equity Ratio	0.05	-	-	0.09	-	-
Debt / EBITDA Ratio	0.25	-	-	1.04	-	-
Net Debt / Equity Ratio	0.05	-0.06	-0.02	0.01	-0.03	0.05
Net Debt / EBITDA Ratio	0.25	-0.26	-0.13	0.06	-0.21	-0.21
Net Debt / FCF Ratio	-0.90	-1.27	-0.82	-0.13	0.02	-2.06
Quick Ratio	0.26	0.22	0.19	0.16	0.12	0.13
Current Ratio	0.38	0.33	0.30	0.28	0.23	0.22
Asset Turnover	-	0.30	0.30	0.36	0.32	0.38
Return on Equity (ROE)	-	17.59%	10.68%	7.61%	55.78%	-
Return on Assets (ROA)	-	1.64%	0.93%	0.67%	0.33%	0.15%
Return on Invested Capital (ROIC)	14.94%	17.60%	10.25%	6.95%	66.59%	-
Earnings Yield	5.98%	7.21%	5.33%	3.23%	0.97%	0.76%
FCF Yield	-2.21%	2.09%	1.18%	-1.64%	-73.64%	1.74%
Buyback Yield / Dilution	-	-	-	-	-113.23%	0.00%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.