BNA Assurances (BVMT:BNASS)

BNA Assurances Statistics

Total Valuation

BNA Assurances has a market cap or net worth of TND 344.32 million. The enterprise value is 342.05 million.

Market Cap	344.32M
Enterprise Value	342.05M

Important Dates

The last earnings date was Friday, May 15, 2026.

Earnings Date	May 15, 2026
Ex-Dividend Date	n/a

Share Statistics

BNA Assurances has 87.39 million shares outstanding.

Current Share Class	87.39M
Shares Outstanding	87.39M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 20.20.

PE Ratio	20.20
Forward PE	n/a
PS Ratio	1.60
PB Ratio	4.15
P/TBV Ratio	4.22
P/FCF Ratio	11.13
P/OCF Ratio	10.40
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.14, with an EV/FCF ratio of 11.06.

EV / Earnings	20.07
EV / Sales	1.59
EV / EBITDA	15.14
EV / EBIT	17.14
EV / FCF	11.06

Financial Position

The company has a current ratio of 0.32

Current Ratio	0.32
Quick Ratio	0.20
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.54% and return on invested capital (ROIC) is 14.94%.

Return on Equity (ROE)	18.54%
Return on Assets (ROA)	1.89%
Return on Invested Capital (ROIC)	14.94%
Return on Capital Employed (ROCE)	9.16%
Weighted Average Cost of Capital (WACC)	4.50%
Revenue Per Employee	762,817
Profits Per Employee	60,446
Employee Count	261
Asset Turnover	0.33
Inventory Turnover	n/a

Taxes

In the past 12 months, BNA Assurances has paid 2.42 million in taxes.

Income Tax	2.42M
Effective Tax Rate	12.42%

Stock Price Statistics

The stock price has increased by +40.71% in the last 52 weeks. The beta is 0.04, so BNA Assurances's price volatility has been lower than the market average.

Beta (5Y)	0.04
52-Week Price Change	+40.71%
50-Day Moving Average	3.36
200-Day Moving Average	3.27
Relative Strength Index (RSI)	75.37
Average Volume (20 Days)	47,335

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BNA Assurances had revenue of TND 215.11 million and earned 17.05 million in profits. Earnings per share was 0.20.

Revenue	215.11M
Gross Profit	34.04M
Operating Income	19.96M
Pretax Income	19.46M
Net Income	17.05M
EBITDA	22.59M
EBIT	19.96M
Earnings Per Share (EPS)	0.20

Balance Sheet

The company has 2.28 million in cash and n/a in debt, with a net cash position of 2.28 million or 0.03 per share.

Cash & Cash Equivalents	2.28M
Total Debt	n/a
Net Cash	2.28M
Net Cash Per Share	0.03
Equity (Book Value)	82.97M
Book Value Per Share	0.95
Working Capital	-304.24M

Cash Flow

In the last 12 months, operating cash flow was 33.10 million and capital expenditures -2.17 million, giving a free cash flow of 30.94 million.

Operating Cash Flow	33.10M
Capital Expenditures	-2.17M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	30.94M
FCF Per Share	0.35

Margins

Gross margin is 15.83%, with operating and profit margins of 9.28% and 7.92%.

Gross Margin	15.83%
Operating Margin	9.28%
Pretax Margin	9.05%
Profit Margin	7.92%
EBITDA Margin	10.50%
EBIT Margin	9.28%
FCF Margin	14.38%

Dividends & Yields

BNA Assurances does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	205.33%
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	4.95%
FCF Yield	8.98%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 24, 2020. It was a forward split with a ratio of 1.7714478043.

Last Split Date	Nov 24, 2020
Split Type	Forward
Split Ratio	1.7714478043

Scores

Altman Z-Score	n/a
Piotroski F-Score	5