BNA Assurances (BVMT:BNASS)

BNA Assurances Statistics

Total Valuation

BNA Assurances has a market cap or net worth of TND 270.91 million. The enterprise value is 276.46 million.

Market Cap	270.91M
Enterprise Value	276.46M

Important Dates

The last earnings date was Wednesday, December 3, 2025.

Earnings Date	Dec 3, 2025
Ex-Dividend Date	n/a

Share Statistics

BNA Assurances has 87.39 million shares outstanding.

Current Share Class	87.39M
Shares Outstanding	87.39M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 16.21.

PE Ratio	16.21
Forward PE	n/a
PS Ratio	1.32
PB Ratio	2.51
P/TBV Ratio	2.54
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.22, with an EV/FCF ratio of -44.77.

EV / Earnings	16.54
EV / Sales	1.35
EV / EBITDA	12.22
EV / EBIT	14.72
EV / FCF	-44.77

Financial Position

The company has a current ratio of 0.38, with a Debt / Equity ratio of 0.05.

Current Ratio	0.38
Quick Ratio	0.26
Debt / Equity	0.05
Debt / EBITDA	0.25
Debt / FCF	-0.92
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	7.15%
Revenue Per Employee	787,250
Profits Per Employee	64,044
Employee Count	261
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BNA Assurances has paid 1.75 million in taxes.

Income Tax	1.75M
Effective Tax Rate	9.47%

Stock Price Statistics

The stock price has increased by +34.06% in the last 52 weeks. The beta is 0.12, so BNA Assurances's price volatility has been lower than the market average.

Beta (5Y)	0.12
52-Week Price Change	+34.06%
50-Day Moving Average	3.17
200-Day Moving Average	2.98
Relative Strength Index (RSI)	46.84
Average Volume (20 Days)	15,082

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BNA Assurances had revenue of TND 205.47 million and earned 16.72 million in profits. Earnings per share was 0.19.

Revenue	205.47M
Gross Profit	33.04M
Operating Income	18.78M
Pretax Income	18.46M
Net Income	16.72M
EBITDA	22.63M
EBIT	18.78M
Earnings Per Share (EPS)	0.19

Balance Sheet

The company has 118,541 in cash and 5.67 million in debt, giving a net cash position of -5.55 million or -0.06 per share.

Cash & Cash Equivalents	118,541
Total Debt	5.67M
Net Cash	-5.55M
Net Cash Per Share	-0.06
Equity (Book Value)	108.14M
Book Value Per Share	1.24
Working Capital	-262.76M

Cash Flow

In the last 12 months, operating cash flow was -5.15 million and capital expenditures -1.02 million, giving a free cash flow of -6.17 million.

Operating Cash Flow	-5.15M
Capital Expenditures	-1.02M
Free Cash Flow	-6.17M
FCF Per Share	-0.07

Margins

Gross margin is 16.08%, with operating and profit margins of 9.14% and 8.14%.

Gross Margin	16.08%
Operating Margin	9.14%
Pretax Margin	8.99%
Profit Margin	8.14%
EBITDA Margin	11.01%
EBIT Margin	9.14%
FCF Margin	n/a

Dividends & Yields

BNA Assurances does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	6.17%
FCF Yield	-2.28%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 24, 2020. It was a forward split with a ratio of 1.7714478043.

Last Split Date	Nov 24, 2020
Split Type	Forward
Split Ratio	1.7714478043

Scores

Altman Z-Score	n/a
Piotroski F-Score	2