Société Tunisienne d'Assurances et de Réassurances (BVMT:STAR)

Tunisia · Delayed Price · Currency is TND

87.50

-0.10 (-0.11%)

At close: Aug 24, 2026

BVMT:STAR Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	875	638	411	408	355	282
Market Cap Growth	94.42%	55.27%	0.74%	14.74%	26.24%	-0.80%
Enterprise Value	834	588	394	418	340	227

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	22.50	16.40	14.94	17.52	12.11	13.37
PS Ratio	1.64	1.20	0.85	0.87	0.80	0.68
PB Ratio	1.99	1.45	0.98	1.00	0.89	0.74
P/FCF Ratio	12.86	9.37	6.84	41.81	-	9.23
P/OCF Ratio	11.03	8.04	6.47	13.54	-	5.37

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	1.57	1.11	0.82	0.89	0.76	0.55
EV/EBITDA Ratio	-	-	-	-	-	9.61
EV/EBIT Ratio	12.85	9.06	9.73	11.83	11.29	10.40
EV/FCF Ratio	12.26	8.65	6.56	42.86	-	7.46

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.03	0.03	0.04	0.04	0.04	-
Debt / FCF Ratio	0.19	0.19	0.24	1.54	-	-
Net Debt / Equity Ratio	-0.09	-0.09	-0.03	0.02	0.02	-0.26
Net Debt / EBITDA Ratio	-	-	-	-	-	-4.12
Net Debt / FCF Ratio	-0.60	-0.60	-0.23	0.66	-0.06	-3.20
Quick Ratio	0.32	0.32	0.31	0.27	0.26	0.35
Current Ratio	0.49	0.49	0.49	0.46	0.45	0.52
Asset Turnover	0.33	0.33	0.31	0.32	0.32	0.31
Return on Equity (ROE)	9.03%	9.03%	6.62%	5.75%	7.52%	5.65%
Return on Assets (ROA)	2.50%	2.50%	1.63%	1.49%	1.35%	1.02%
Return on Invested Capital (ROIC)	9.23%	9.42%	6.77%	5.75%	7.38%	5.65%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	4.44%	6.10%	6.69%	5.71%	8.26%	7.48%
FCF Yield	7.78%	10.67%	14.62%	2.39%	-28.35%	10.84%
Dividend Yield	2.21%	-	5.07%	-	4.71%	3.49%
Payout Ratio	50.87%	50.87%	55.60%	61.27%	28.52%	30.92%
Total Shareholder Return	2.21%	-	5.07%	-	4.71%	3.49%