Banque Attijari de Tunisie Société anonyme (BVMT: TJARI)

TJARI Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,399	1,399	1,569	580.51	647.61	515.22
Investment Securities	1,457	1,457	1,079	1,037	763.31	780.15
Trading Asset Securities	40.3	40.3	666.6	844.55	542.38	505.87
Total Investments	1,498	1,498	1,745	1,882	1,306	1,286
Gross Loans	8,639	8,639	8,228	7,952	7,553	7,284
Allowance for Loan Losses	-708.43	-708.43	-663.58	-741.48	-714.19	-681.67
Other Adjustments to Gross Loans	-82.78	-82.78	-80.56	-96.07	-94.29	-99.43
Net Loans	7,847	7,847	7,484	7,115	6,745	6,503
Property, Plant & Equipment	148.35	148.35	160.7	147.12	142.98	134.6
Goodwill	0.31	0.31	0.41	0.51	0.6	0.7
Accrued Interest Receivable	105.15	105.15	83.48	69.39	72.41	59.14
Other Receivables	603.26	603.26	532.02	331.09	152.08	301.81
Restricted Cash	144.17	144.17	46.51	773.21	1,155	1,131
Other Current Assets	23.5	23.5	46.17	37.8	34.5	19.95
Long-Term Deferred Tax Assets	3.25	3.25	-	-	-	-
Other Long-Term Assets	140.45	140.45	73.45	71.25	76.66	55.7
Total Assets	11,912	11,912	11,741	11,008	10,333	10,006
Accounts Payable	158.55	158.55	111.17	143.2	91.81	113.4
Accrued Expenses	1.19	1.19	85.7	91.31	92.86	78.54
Interest Bearing Deposits	4,549	4,549	4,292	3,754	3,704	3,184
Non-Interest Bearing Deposits	4,433	4,433	4,149	3,948	3,581	3,148
Total Deposits	8,982	8,982	8,441	7,702	7,285	6,333
Current Income Taxes Payable	57.91	57.91	32.91	28.36	34.08	32.94
Accrued Interest Payable	53.66	53.66	45.77	29.51	33.93	20.26
Long-Term Debt	971.15	971.15	1,071	1,289	1,237	2,044
Long-Term Deferred Tax Liabilities	-	-	0.71	0.71	0.71	0.71
Other Long-Term Liabilities	537.81	537.81	882.93	730.33	629.33	598.58
Total Liabilities	10,762	10,762	10,671	10,014	9,404	9,222
Common Stock	210	210	203.71	203.71	203.71	203.71
Retained Earnings	404.63	404.63	401.94	380.27	332.28	244.92
Comprehensive Income & Other	505.09	505.09	406.83	360.31	349.71	297.79
Total Common Equity	1,120	1,120	1,012	944.29	885.7	746.42
Minority Interest	30.67	30.67	56.71	49.16	42.91	38.41
Shareholders' Equity	1,150	1,150	1,069	993.45	928.62	784.83
Total Liabilities & Equity	11,912	11,912	11,741	11,008	10,333	10,006
Total Debt	971.15	971.15	1,071	1,289	1,237	2,044
Net Cash (Debt)	467.89	467.89	1,164	136.37	-46.53	-1,023
Net Cash Growth	-	-59.80%	753.50%	-	-	-
Net Cash Per Share	11.14	11.14	28.57	3.35	-1.14	-25.12
Filing Date Shares Outstanding	42	42	40.74	40.74	40.74	40.74
Total Common Shares Outstanding	42	42	40.74	40.74	40.74	40.74
Book Value Per Share	26.66	26.66	24.85	23.18	21.74	18.32
Tangible Book Value	1,119	1,119	1,012	943.78	885.1	745.72
Tangible Book Value Per Share	26.65	26.65	24.84	23.16	21.72	18.30

Source: S&P Capital IQ. Banks template. Financial Sources.