BVMT:TJARI Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,872	1,635	1,399	1,569	580.51
Investment Securities	3,145	1,745	1,457	1,079	1,037
Trading Asset Securities	42.87	46.36	40.3	666.6	844.55
Total Investments	3,188	1,792	1,498	1,745	1,882
Gross Loans	8,536	9,095	8,643	8,228	7,952
Allowance for Loan Losses	-304.71	-734.66	-708.43	-663.58	-741.48
Other Adjustments to Gross Loans	-88.2	-84.38	-82.78	-80.56	-96.07
Net Loans	8,143	8,276	7,852	7,484	7,115
Property, Plant & Equipment	155.69	155.66	148.35	160.7	147.12
Goodwill	0.12	0.22	0.31	0.41	0.51
Accrued Interest Receivable	171.84	103.69	105.15	83.48	69.39
Other Receivables	272.92	271.9	598.85	532.02	331.09
Restricted Cash	49.95	95.28	144.17	46.51	773.21
Other Current Assets	20.69	19.12	23.5	46.17	37.8
Long-Term Deferred Tax Assets	3.23	3.25	3.25	-	-
Other Long-Term Assets	113.9	107.58	140.15	73.45	71.25
Total Assets	13,992	12,459	11,912	11,741	11,008
Accounts Payable	145.2	120.72	158.55	111.17	143.2
Accrued Expenses	70.37	67.83	1.19	85.7	91.31
Interest Bearing Deposits	5,144	4,763	4,547	4,292	3,754
Non-Interest Bearing Deposits	5,243	4,759	4,434	4,149	3,948
Total Deposits	10,387	9,521	8,982	8,441	7,702
Current Income Taxes Payable	47.64	52.07	57.91	32.91	28.36
Accrued Interest Payable	71.68	64.19	53.66	45.77	29.51
Long-Term Debt	1,484	935.95	971.15	1,071	1,289
Long-Term Deferred Tax Liabilities	-	-	-	0.71	0.71
Other Long-Term Liabilities	522.03	481.73	537.81	882.93	730.33
Total Liabilities	12,728	11,244	10,762	10,671	10,014
Common Stock	250	210	210	203.71	203.71
Retained Earnings	339.51	396.5	404.63	401.94	380.27
Comprehensive Income & Other	638.12	576.5	505.09	406.83	360.31
Total Common Equity	1,228	1,183	1,120	1,012	944.29
Minority Interest	35.55	32.8	30.67	56.71	49.16
Shareholders' Equity	1,263	1,216	1,150	1,069	993.45
Total Liabilities & Equity	13,992	12,459	11,912	11,741	11,008
Total Debt	1,484	935.95	971.15	1,071	1,289
Net Cash (Debt)	430.42	745.85	467.89	1,164	136.37
Net Cash Growth	-42.29%	59.41%	-59.80%	753.50%	-
Net Cash Per Share	8.61	14.92	9.36	24.00	2.81
Filing Date Shares Outstanding	50	50	50	48.5	48.5
Total Common Shares Outstanding	50	50	50	48.5	48.5
Book Value Per Share	24.55	23.66	22.39	20.87	19.47
Tangible Book Value	1,228	1,183	1,119	1,012	943.78
Tangible Book Value Per Share	24.55	23.66	22.39	20.87	19.46