Tunisie Leasing & Factoring Société anonyme (BVMT:TLS)

Tunisia · Delayed Price · Currency is TND

0.00

0.00 (0.00%)

Price not available due to exchange restrictions

BVMT:TLS Financials Overview

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	163.18	163.18	364.2	298.7	273.7	260.28
Revenue Growth	-45.37%	-55.19%	21.93%	9.13%	5.16%	-7.36%
Gross Profit	146.11	146.11	323.84	270.91	251.62	239.98
Operating Income	103.6	103.6	216.6	170.91	149.56	128.92
Net Income	24.2	24.2	37.47	28.22	20.71	11.04
Earnings Per Share	2.24	2.24	3.47	2.61	1.92	1.02
EPS Growth	-14.23%	-35.41%	32.79%	36.27%	87.55%	22.95%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	7.45	7.45	201.33	78.8	93.67	147.49
Total Debt	683.46	683.46	1,691	1,477	1,376	1,381
Net Cash (Debt)	-676.01	-676.01	-1,489	-1,398	-1,282	-1,234
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-62.59	-62.59	-137.91	-129.46	-118.71	-114.25

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	18.14	18.14	-34.7	-40.49	14.01	101.37
Capital Expenditures	-	-	-	-37.55	-0.56	-
Free Cash Flow	18.14	18.14	-34.7	-78.04	13.45	101.37
Free Cash Flow Growth	-	-	-	-	-86.73%	-34.46%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Gross Margin	89.54%	89.54%	88.92%	90.70%	91.93%	92.20%
Operating Margin	63.48%	63.48%	59.47%	57.22%	54.64%	49.53%
Pretax Margin	30.45%	30.45%	24.84%	21.31%	17.18%	6.35%
Profit Margin	14.83%	14.83%	10.29%	9.45%	7.56%	4.24%
FCF Margin	11.12%	11.12%	-9.53%	-26.13%	4.91%	38.95%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.150	1.150	1.150	1.100	0.850	0.500
Dividend Per Share Growth	39.13%	0%	4.54%	29.41%	70.00%	38.89%
Dividend Yield	3.20%	3.51%	6.39%	8.46%	9.04%	5.53%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	16.06	14.62	5.19	4.98	4.90	8.85
Forward PE	8.35	6.63	8.12	6.06	8.00	6.33
P/FCF Ratio	21.42	19.50	-	-	7.55	0.96
PS Ratio	2.38	2.17	0.53	0.47	0.37	0.38