CFG Bank Income Statement

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	916.34	835.71	574.93	435.71	310.27	245.81
Interest Paid on Deposits	470.27	462.61	310.2	184.98	154.52	120.6
Net Interest Income	446.06	373.1	264.73	250.73	155.75	125.21
Net Interest Income Growth (YoY)	43.91%	40.93%	5.58%	60.98%	24.39%	64.17%
Gain (Loss) on Sale of Assets	-13.37	-5.77	-4.58	-2.94	31.4	-0.78
Other Non-Interest Income	670.85	568.31	392.66	249.66	244.6	160.29
Total Non-Interest Income	657.48	562.54	388.09	246.73	276	159.51
Non-Interest Income Growth (YoY)	43.52%	44.95%	57.29%	-10.61%	73.03%	8.48%
Revenues Before Loan Losses	1,104	935.64	652.82	497.46	431.76	284.72
Provision for Loan Losses	44.44	41.07	24.86	30.98	35.97	18.25
Revenue	1,059	894.57	627.96	466.47	395.79	266.47
Revenue Growth (YoY)	43.84%	42.46%	34.62%	17.86%	48.53%	25.90%
Occupancy Expenses	75.33	65.69	56.13	55.09	53.36	48.21
Other Non-Interest Expense	512.42	487.61	377.58	331.56	293.59	216.89
Total Non-Interest Expense	587.75	553.3	433.71	386.65	346.95	265.1
EBT Excluding Unusual Items	471.36	341.27	194.25	79.82	48.84	1.37
Pretax Income	471.36	341.27	194.25	79.82	48.84	1.37
Income Tax Expense	123	63.1	16.68	25.48	17.48	44.49
Earnings From Continuing Operations	348.35	278.17	177.57	54.34	31.36	-43.12
Minority Interest in Earnings	-14.88	-16.35	-11.54	-10.46	-2.81	1.09
Net Income	333.47	261.82	166.03	43.89	28.55	-42.03
Net Income to Common	333.47	261.82	166.03	43.89	28.55	-42.03
Net Income Growth	58.58%	57.70%	278.31%	53.71%	-	-
Basic Shares Outstanding	34	33	33	23	5	5
Diluted Shares Outstanding	34	33	33	23	5	5
Shares Change (YoY)	2.64%	0.57%	41.77%	353.85%	-3.85%	18.00%
EPS (Basic)	9.95	7.95	5.07	1.90	5.61	-7.94
EPS (Diluted)	9.95	7.95	5.07	1.90	5.61	-7.94
EPS Growth	54.50%	56.81%	166.84%	-66.13%	-	-
Dividend Per Share	3.300	3.300	3.300	-	-	-
Effective Tax Rate	26.10%	18.49%	8.59%	31.92%	35.79%	3242.86%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.