CFG Bank SA (CBSE:CFG)

CFG Bank Cash Flow Statement

Financials in millions MAD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	389.26	370.45	261.82	166.03	43.89	28.55
Depreciation & Amortization	71.51	70.56	62.87	55.85	54.85	53.36
Gain (Loss) on Sale of Assets	-19.73	3.79	21.91	-11.84	-3.66	0.44
Gain (Loss) on Sale of Investments	3.68	8.42	-15.55	-27.52	18.39	-0.04
Change in Income Taxes	-195.46	-122.28	-45.48	-24.51	-27.62	-17.83
Change in Other Net Operating Assets	-160.98	-926.12	613.1	-512.36	157.98	263.21
Other Operating Activities	273.23	240.39	107.51	44.55	67.25	56
Operating Cash Flow	361.5	-354.8	1,006	-309.81	311.08	383.69
Operating Cash Flow Growth	-54.10%	-	-	-	-18.92%	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-420.14	-398.25	-217.79	-271.96	-317.52	-
Sale of Property, Plant and Equipment	-	-	-	-	-	31.62
Investment in Securities	-11.05	-15.33	0.28	-1.8	-	-467.25
Investing Cash Flow	-431.19	-413.58	-217.51	-273.76	-317.52	-435.63

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Other Financing Activities	851	872.07	-166.22	648.04	-44.02	265.09
Financing Cash Flow	851	872.07	-166.22	648.04	-44.02	265.09

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	781.31	103.69	622.45	64.47	-50.46	213.15

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	-58.64	-753.05	788.4	-581.77	-6.44	383.69
Free Cash Flow Growth	-	-	-	-	-	-
Free Cash Flow Margin	-4.84%	-64.10%	88.13%	-92.64%	-1.38%	96.94%
Free Cash Flow Per Share	-1.72	-22.14	23.94	-17.77	-0.28	75.39

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Income Tax Paid	195.46	122.28	45.48	24.51	27.62	17.83

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Oct 10, 2026

Data Sources Report a data error