CFG Bank Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	1,443	1,460	837.9	773.43	396.12	435.85
Investment Securities	753.38	752.49	719.12	722.73	810.6	101.58
Trading Asset Securities	4,074	2,638	3,472	3,031	1,862	1,220
Total Investments	4,827	3,390	4,191	3,753	2,672	1,322
Gross Loans	18,915	17,659	14,658	9,084	7,203	5,874
Allowance for Loan Losses	-213.39	-190.02	-149.23	-124.34	-93.94	-60.38
Net Loans	18,702	17,469	14,509	8,959	7,109	5,814
Property, Plant & Equipment	855.13	807.85	758.43	579.52	468.06	534.11
Goodwill	124.14	124.14	124.14	124.14	124.14	10.14
Other Intangible Assets	423.94	382.05	275.01	225.99	206.5	204.66
Accrued Interest Receivable	1,373	916.43	1,095	657.01	119.72	46.9
Other Receivables	190.31	193.33	188.45	150.89	411.08	240.37
Other Current Assets	-	-	-	-	4.82	121.97
Long-Term Deferred Tax Assets	114.33	158.69	154.34	148.31	136.08	123.63
Total Assets	28,053	24,902	22,134	15,372	11,648	8,853
Accrued Expenses	-	-	-	641.24	75.95	125.07
Interest Bearing Deposits	11,757	10,574	8,647	8,033	5,823	4,284
Non-Interest Bearing Deposits	-	-	7.05	-	1.37	-
Total Deposits	11,757	10,574	8,654	8,033	5,825	4,284
Short-Term Borrowings	3,750	2,709	5,293	2,853	1,466	889.05
Current Portion of Leases	24.78	17.48	12.64	12.73	16.98	11.38
Current Income Taxes Payable	121.67	163.88	71.12	87.75	66.24	49.34
Long-Term Debt	9,038	8,582	5,228	2,800	3,007	2,406
Long-Term Unearned Revenue	-	926.65	1,122	-	-	-
Long-Term Deferred Tax Liabilities	99.54	85.7	63.74	68.68	55.64	43.53
Other Long-Term Liabilities	1,369	2.38	2.38	2.38	358.37	204.63
Total Liabilities	26,159	23,062	20,446	14,499	10,871	8,013
Common Stock	700.16	700.16	700.16	571.88	1,524	1,458
Retained Earnings	-127.9	-127.9	-124.92	-124.92	59.91	-85.15
Comprehensive Income & Other	1,305	1,241	1,091	404.86	-821.25	-553.57
Total Common Equity	1,877	1,813	1,666	851.81	762.2	819.73
Minority Interest	16.89	27.14	22.3	21.47	14.55	20.41
Shareholders' Equity	1,894	1,840	1,688	873.28	776.75	840.14
Total Liabilities & Equity	28,053	24,902	22,134	15,372	11,648	8,853
Total Debt	12,812	11,309	10,533	5,666	4,490	3,307
Net Cash (Debt)	-7,295	-7,211	-6,223	-1,862	-2,232	-1,651
Net Cash Per Share	-217.59	-218.97	-190.02	-80.60	-438.55	-311.87
Filing Date Shares Outstanding	33.85	33.2	32.75	5.91	5.09	5.29
Total Common Shares Outstanding	33.85	33.2	32.75	5.91	5.09	5.29
Book Value Per Share	55.46	54.60	50.87	144.11	149.76	154.86
Tangible Book Value	1,329	1,307	1,267	501.68	431.56	604.93
Tangible Book Value Per Share	39.27	39.36	38.68	84.88	84.80	114.28

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.