CFG Bank Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,564	1,460	837.9	773.43	396.12
Investment Securities	764.29	752.49	719.12	722.73	810.6
Trading Asset Securities	3,323	2,638	3,472	3,031	1,862
Total Investments	4,087	3,390	4,191	3,753	2,672
Gross Loans	22,124	17,659	14,658	9,084	7,203
Allowance for Loan Losses	-235.56	-190.02	-149.23	-124.34	-93.94
Net Loans	21,888	17,469	14,509	8,959	7,109
Property, Plant & Equipment	1,024	807.85	758.43	579.52	468.06
Goodwill	124.14	124.14	124.14	124.14	124.14
Other Intangible Assets	479.69	382.05	275.01	225.99	206.5
Accrued Interest Receivable	928.61	916.43	1,095	657.01	119.72
Other Receivables	207.98	193.33	188.45	150.89	411.08
Other Current Assets	-	-	-	-	4.82
Long-Term Deferred Tax Assets	111.92	158.69	154.34	148.31	136.08
Total Assets	30,416	24,902	22,134	15,372	11,648
Accrued Expenses	1,511	-	-	641.24	75.95
Interest Bearing Deposits	12,014	10,574	8,647	8,033	5,823
Non-Interest Bearing Deposits	-	-	7.05	-	1.37
Total Deposits	12,014	10,574	8,654	8,033	5,825
Short-Term Borrowings	4,216	2,709	5,293	2,853	1,466
Current Portion of Leases	19.81	17.48	12.64	12.73	16.98
Current Income Taxes Payable	202.32	163.88	71.12	87.75	66.24
Long-Term Debt	10,244	8,582	5,228	2,800	3,007
Long-Term Unearned Revenue	-	926.65	1,122	-	-
Long-Term Deferred Tax Liabilities	106.08	85.7	63.74	68.68	55.64
Other Long-Term Liabilities	15.38	2.38	2.38	2.38	358.37
Total Liabilities	28,328	23,062	20,446	14,499	10,871
Common Stock	700.16	700.16	700.16	571.88	1,524
Retained Earnings	-130.65	-127.9	-124.92	-124.92	59.91
Comprehensive Income & Other	1,496	1,241	1,091	404.86	-821.25
Total Common Equity	2,066	1,813	1,666	851.81	762.2
Minority Interest	21.55	27.14	22.3	21.47	14.55
Shareholders' Equity	2,087	1,840	1,688	873.28	776.75
Total Liabilities & Equity	30,416	24,902	22,134	15,372	11,648
Total Debt	14,480	11,309	10,533	5,666	4,490
Net Cash (Debt)	-9,593	-7,211	-6,223	-1,862	-2,232
Net Cash Per Share	-282.01	-218.97	-190.02	-80.60	-438.55
Filing Date Shares Outstanding	34.19	33.2	32.75	5.91	5.09
Total Common Shares Outstanding	34.19	33.2	32.75	5.91	5.09
Book Value Per Share	60.42	54.60	50.87	144.11	149.76
Tangible Book Value	1,462	1,307	1,267	501.68	431.56
Tangible Book Value Per Share	42.76	39.36	38.68	84.88	84.80

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.