CFG Bank Cash Flow Statement

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	261.82	166.03	43.89	28.55	-42.03	Upgrade
Depreciation & Amortization	62.87	55.85	54.85	53.36	46.33	Upgrade
Gain (Loss) on Sale of Assets	21.91	-11.84	-3.66	0.44	-5.37	Upgrade
Gain (Loss) on Sale of Investments	-15.55	-27.52	18.39	-0.04	7.56	Upgrade
Change in Income Taxes	-45.48	-24.51	-27.62	-17.83	-14.05	Upgrade
Change in Other Net Operating Assets	613.1	-512.36	157.98	263.21	-265.05	Upgrade
Other Operating Activities	107.51	44.55	67.25	56	71.99	Upgrade
Operating Cash Flow	1,006	-309.81	311.08	383.69	-200.62	Upgrade
Operating Cash Flow Growth	-	-	-18.92%	-	-	Upgrade
Capital Expenditures	-217.79	-271.96	-317.52	-	-59.65	Upgrade
Sale of Property, Plant and Equipment	-	-	-	31.62	-	Upgrade
Investment in Securities	0.28	-1.8	-	-467.25	-9.04	Upgrade
Investing Cash Flow	-217.51	-273.76	-317.52	-435.63	-68.69	Upgrade
Other Financing Activities	-166.22	648.04	-44.02	265.09	400	Upgrade
Financing Cash Flow	-166.22	648.04	-44.02	265.09	400	Upgrade
Net Cash Flow	622.45	64.47	-50.46	213.15	130.69	Upgrade
Free Cash Flow	788.4	-581.77	-6.44	383.69	-260.28	Upgrade
Free Cash Flow Margin	88.13%	-92.64%	-1.38%	96.94%	-97.67%	Upgrade
Free Cash Flow Per Share	23.94	-17.77	-0.28	75.39	-49.17	Upgrade
Cash Income Tax Paid	45.48	24.51	27.62	17.83	14.05	Upgrade

Updated Sep 19, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.