CFG Bank Ratios and Metrics

Market cap in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 25, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	9,309	8,985	5,727	-	-	-
Market Cap Growth	-4.92%	56.89%	-	-	-	-
Last Close Price	230.00	218.92	136.64	-	-	-
PE Ratio	23.12	34.32	34.49	-	-	-
PS Ratio	8.79	10.04	9.12	-	-	-
PB Ratio	4.91	4.88	3.39	-	-	-
P/FCF Ratio	17.20	11.40	-	-	-	-
P/OCF Ratio	11.82	8.93	-	-	-	-
Debt / Equity Ratio	6.76	6.15	6.24	6.49	5.78	3.94
Debt / FCF Ratio	23.67	14.35	-	-	11.70	-
Net Debt / Equity Ratio	3.85	3.92	3.69	2.13	2.87	1.97
Net Debt / FCF Ratio	13.48	9.15	-10.70	-289.23	5.82	-6.34
Return on Equity (ROE)	19.50%	15.77%	13.87%	6.59%	3.88%	-6.54%
Return on Assets (ROA)	1.34%	1.18%	0.95%	0.40%	0.31%	-0.53%
Earnings Yield	3.58%	2.91%	2.90%	-	-	-
FCF Yield	5.81%	8.77%	-10.16%	-	-	-
Dividend Yield	1.40%	1.51%	2.42%	-	-	-
Buyback Yield / Dilution	-2.64%	-0.57%	-41.77%	-353.85%	3.85%	-18.00%
Total Shareholder Return	-1.23%	0.94%	-39.36%	-353.85%	3.85%	-18.00%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.