CFG Bank SA (CBSE:CFG)

CFG Bank Statistics

Total Valuation

CFG Bank has a market cap or net worth of MAD 8.70 billion.

Market Cap	8.70B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, February 19, 2026.

Earnings Date	Feb 19, 2026
Ex-Dividend Date	Jun 13, 2025

Share Statistics

CFG Bank has 40.47 million shares outstanding. The number of shares has increased by 3.29% in one year.

Current Share Class	35.01M
Shares Outstanding	40.47M
Shares Change (YoY)	+3.29%
Shares Change (QoQ)	+1.00%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.05%
Float	35.01M

Valuation Ratios

The trailing PE ratio is 19.73.

PE Ratio	19.73
Forward PE	n/a
PS Ratio	7.40
PB Ratio	4.17
P/TBV Ratio	5.95
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-19.23
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.42%.

Return on Equity (ROE)	19.42%
Return on Assets (ROA)	1.38%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.63%
Revenue Per Employee	2.31M
Profits Per Employee	727,790
Employee Count	509
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CFG Bank has paid 179.44 million in taxes.

Income Tax	179.44M
Effective Tax Rate	32.00%

Stock Price Statistics

The stock price has decreased by -6.36% in the last 52 weeks. The beta is -0.47, so CFG Bank's price volatility has been lower than the market average.

Beta (5Y)	-0.47
52-Week Price Change	-6.36%
50-Day Moving Average	228.61
200-Day Moving Average	240.44
Relative Strength Index (RSI)	47.13
Average Volume (20 Days)	53,624

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, CFG Bank had revenue of MAD 1.17 billion and earned 370.45 million in profits. Earnings per share was 10.89.

Revenue	1.17B
Gross Profit	1.17B
Operating Income	560.80M
Pretax Income	560.80M
Net Income	370.45M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	10.89

Balance Sheet

The company has 4.89 billion in cash and 14.48 billion in debt, with a net cash position of -9.59 billion or -237.02 per share.

Cash & Cash Equivalents	4.89B
Total Debt	14.48B
Net Cash	-9.59B
Net Cash Per Share	-237.02
Equity (Book Value)	2.09B
Book Value Per Share	60.42
Working Capital	-11.94B

Cash Flow

In the last 12 months, operating cash flow was -354.80 million and capital expenditures -398.25 million, giving a free cash flow of -753.05 million.

Operating Cash Flow	-354.80M
Capital Expenditures	-398.25M
Free Cash Flow	-753.05M
FCF Per Share	-18.61

Margins

Gross Margin	n/a
Operating Margin	47.74%
Pretax Margin	47.74%
Profit Margin	31.53%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 4.00, which amounts to a dividend yield of 1.93%.

Dividend Per Share	4.00
Dividend Yield	1.93%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.29%
Shareholder Yield	-1.31%
Earnings Yield	4.26%
FCF Yield	-8.66%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2