Société Maghrébine de Crédit-bail (CBSE:MAB)
Morocco · Delayed Price · Currency is MAD 949.00
+44.00 (4.86%)
At close: Oct 17, 2025
CBSE:MAB Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest and Dividend Income | 2.72 | 2.77 | 2.73 | 6.49 | 1.47 | 0.5 | Upgrade |
Total Interest Expense | 402.21 | 401.68 | 359.15 | 246.29 | 334.36 | 369.92 | Upgrade |
Net Interest Income | -399.48 | -398.91 | -356.42 | -239.8 | -332.89 | -369.42 | Upgrade |
Commissions and Fees | 0.63 | 1.28 | 1.3 | 0.81 | 0.74 | 0.57 | Upgrade |
Other Revenue | 4,397 | 4,299 | 4,001 | 3,978 | 3,793 | 3,649 | Upgrade |
Revenue Before Loan Losses | 3,998 | 3,901 | 3,646 | 3,739 | 3,461 | 3,281 | Upgrade |
Provision for Loan Losses | 56.3 | 51.03 | 19.58 | 145.67 | 104.66 | 194.94 | Upgrade |
| 3,942 | 3,850 | 3,627 | 3,593 | 3,356 | 3,086 | Upgrade | |
Revenue Growth (YoY) | 6.99% | 6.16% | 0.93% | 7.07% | 8.77% | -5.95% | Upgrade |
Salaries & Employee Benefits | 45.67 | 44.69 | 40 | 38.03 | 38.56 | - | Upgrade |
Cost of Services Provided | 3,646 | 3,569 | 3,355 | 3,256 | 3,138 | 2,968 | Upgrade |
Other Operating Expenses | 2.84 | 2.99 | 2.46 | 85.8 | 1.86 | 3.8 | Upgrade |
Total Operating Expenses | 3,694 | 3,617 | 3,397 | 3,380 | 3,178 | 2,972 | Upgrade |
Operating Income | 247.76 | 233.25 | 229.42 | 213.32 | 178.08 | 113.83 | Upgrade |
Currency Exchange Gain (Loss) | - | - | - | - | - | 1.42 | Upgrade |
EBT Excluding Unusual Items | 247.77 | 233.26 | 229.42 | 213.32 | 178.08 | 115.24 | Upgrade |
Other Unusual Items | 0.82 | -2.13 | -12.74 | -10.18 | 2.37 | -13.69 | Upgrade |
Pretax Income | 245.85 | 228.67 | 215.33 | 201 | 175.71 | 101.56 | Upgrade |
Income Tax Expense | 106.52 | 93.04 | 87.53 | 82.05 | 76.66 | 37.32 | Upgrade |
Net Income | 139.32 | 135.63 | 127.81 | 118.95 | 99.05 | 64.24 | Upgrade |
Net Income to Common | 139.32 | 135.63 | 127.81 | 118.95 | 99.05 | 64.24 | Upgrade |
Net Income Growth | 6.89% | 6.12% | 7.45% | 20.09% | 54.19% | -39.75% | Upgrade |
Shares Outstanding (Basic) | 1 | 1 | 1 | 1 | 1 | 1 | Upgrade |
Shares Outstanding (Diluted) | 1 | 1 | 1 | 1 | 1 | 1 | Upgrade |
Shares Change (YoY) | - | -0.01% | 0.01% | -0.00% | -0.00% | - | Upgrade |
EPS (Basic) | 100.65 | 97.99 | 92.33 | 85.94 | 71.56 | 46.41 | Upgrade |
EPS (Diluted) | 100.65 | 97.99 | 92.33 | 85.94 | 71.56 | 46.41 | Upgrade |
EPS Growth | - | 6.13% | 7.43% | 20.09% | 54.19% | -39.75% | Upgrade |
Free Cash Flow | - | 292.26 | -294.44 | 30.38 | -234.39 | 656.73 | Upgrade |
Free Cash Flow Per Share | - | 211.15 | -212.70 | 21.95 | -169.34 | 474.45 | Upgrade |
Dividend Per Share | - | 53.000 | 50.000 | 50.000 | 50.000 | 30.000 | Upgrade |
Dividend Growth | - | 6.00% | - | - | 66.67% | -40.00% | Upgrade |
Operating Margin | 6.29% | 6.06% | 6.33% | 5.94% | 5.31% | 3.69% | Upgrade |
Profit Margin | 3.54% | 3.52% | 3.52% | 3.31% | 2.95% | 2.08% | Upgrade |
Free Cash Flow Margin | - | 7.59% | -8.12% | 0.84% | -6.98% | 21.28% | Upgrade |
Effective Tax Rate | 43.33% | 40.69% | 40.65% | 40.82% | 43.63% | 36.74% | Upgrade |
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.