Société Maghrébine de Crédit-bail (CBSE:MAB)

Morocco · Delayed Price · Currency is MAD

899.00

+9.00 (1.01%)

At close: Oct 9, 2026

CBSE:MAB Financials Overview

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	4,367	4,129	3,850	3,627	3,593	3,356
Revenue Growth	5.77%	7.24%	6.16%	0.93%	7.07%	8.77%
Operating Income	298.61	273.48	230.81	229.42	213.32	178.08
Net Income	159.22	148.2	135.63	127.81	118.95	99.05
Earnings Per Share	-	107.07	97.99	92.33	85.94	71.56
EPS Growth	-	9.27%	6.13%	7.43%	20.09%	54.19%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	0	0	0.13	0.04	0.04	0.13
Total Debt	12,131	11,988	11,259	11,141	10,764	10,271
Net Cash (Debt)	-12,131	-11,988	-11,259	-11,141	-10,764	-10,271
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-	-8661.21	-8133.86	-8048.27	-7776.46	-7420.56

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	69.71	496.96	304.59	-293.38	31.27	-230.41
Capital Expenditures	-0.77	-0.93	-12.33	-1.06	-0.9	-3.98
Free Cash Flow	68.94	496.03	292.26	-294.44	30.38	-234.39
Free Cash Flow Growth	-86.10%	69.72%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	6.84%	6.62%	6.00%	6.33%	5.94%	5.31%
Pretax Margin	6.57%	6.34%	5.94%	5.94%	5.59%	5.24%
Profit Margin	3.65%	3.59%	3.52%	3.52%	3.31%	2.95%
FCF Margin	1.58%	12.01%	7.59%	-8.12%	0.84%	-6.98%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	53.000	53.000	53.000	50.000	50.000	50.000
Dividend Per Share Growth	0%	0%	6.00%	0%	0%	66.67%
Dividend Yield	5.89%	5.96%	6.59%	6.47%	6.92%	8.12%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.82	8.81	9.19	9.86	10.46	11.39
P/FCF Ratio	18.05	2.63	4.26	-	40.97	-
PS Ratio	0.28	0.32	0.32	0.35	0.35	0.34