Metro Bank Holdings PLC (CHIX:MTROL)

Metro Bank Holdings Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,811	3,891	1,956	3,568	2,993
Investment Securities	3,614	3,925	4,781	3,849	1,739
Trading Asset Securities	16	36	24	4	30
Mortgage-Backed Securities	876	954	1,133	1,725	1,674
Total Investments	4,506	4,915	5,938	5,578	3,443
Gross Loans	9,204	12,496	13,289	12,459	14,812
Allowance for Loan Losses	-191	-199	-187	-169	-154
Net Loans	9,013	12,297	13,102	12,290	14,658
Property, Plant & Equipment	707	719	744	759	800
Goodwill	10	10	10	10	10
Other Intangible Assets	116	183	206	233	244
Investments in Real Estate	4	4	4	6	6
Accrued Interest Receivable	56	75	52	38	46
Other Receivables	2	1	1	2	1
Restricted Cash	53	50	39	36	36
Other Current Assets	36	42	33	28	325
Long-Term Deferred Tax Assets	240	-	-	-	-
Other Long-Term Assets	28	58	34	40	17
Total Assets	17,582	22,245	22,119	22,588	22,579
Accounts Payable	1	1	1	4	4
Accrued Expenses	107	146	99	76	101
Interest Bearing Deposits	9,067	12,977	11,926	12,930	13,662
Non-Interest Bearing Deposits	5,791	5,696	7,888	7,318	6,218
Total Deposits	14,858	18,673	19,814	20,248	19,880
Short-Term Borrowings	392	1,191	264	180	204
Current Portion of Leases	19	22	23	25	29
Current Income Taxes Payable	8	8	9	11	9
Other Current Liabilities	1	3	1	9	10
Long-Term Debt	675	694	571	588	600
Long-Term Leases	186	212	225	244	298
Long-Term Unearned Revenue	37	53	74	56	35
Long-Term Deferred Tax Liabilities	-	13	12	12	12
Other Long-Term Liabilities	115	95	70	100	108
Total Liabilities	16,399	21,111	21,163	21,553	21,290
Additional Paid-In Capital	144	144	1,964	1,964	1,964
Retained Earnings	1,022	978	-1,015	-942	-694
Comprehensive Income & Other	17	12	7	13	19
Shareholders' Equity	1,183	1,134	956	1,035	1,289
Total Liabilities & Equity	17,582	22,245	22,119	22,588	22,579
Total Debt	1,272	2,119	1,083	1,037	1,131
Net Cash (Debt)	1,555	1,808	897	2,535	1,892
Net Cash Growth	-13.99%	101.56%	-64.61%	33.98%	5.17%
Net Cash Per Share	2.30	8.19	5.20	14.70	10.97
Filing Date Shares Outstanding	672.98	672.68	172.54	172.42	172.42
Total Common Shares Outstanding	672.98	672.68	172.54	172.42	172.42
Book Value Per Share	1.76	1.69	5.54	6.00	7.48
Tangible Book Value	1,057	941	740	792	1,035
Tangible Book Value Per Share	1.57	1.40	4.29	4.59	6.00

Source: S&P Global Market Intelligence. Banks template. Financial Sources.