Softlogic Life Insurance PLC (COSE:AAIC.N0000)

Softlogic Life Insurance Ratios and Metrics

Market cap in millions LKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 1, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	29,236	24,553	21,800	20,175	32,475	26,625
Market Cap Growth	24.03%	12.63%	8.06%	-37.88%	21.97%	104.02%
Enterprise Value	28,048	25,104	25,383	24,711	37,439	29,480
PE Ratio	6.25	5.25	4.82	7.11	12.11	12.65
PS Ratio	0.65	0.55	0.53	0.66	1.39	1.27
PB Ratio	2.14	1.80	2.11	1.51	2.99	2.52
P/FCF Ratio	4.13	3.47	3.62	13.72	6.46	3.84
P/OCF Ratio	4.00	3.36	3.55	11.95	6.34	3.81
EV/Sales Ratio	0.62	0.56	0.61	0.80	1.60	1.41
EV/EBITDA Ratio	3.71	3.52	2.58	5.29	17.87	9.00
EV/EBIT Ratio	4.01	3.59	2.62	5.45	19.08	9.40
EV/FCF Ratio	3.96	3.55	4.21	16.81	7.44	4.26
Debt / Equity Ratio	0.14	0.14	0.44	0.45	0.60	0.38
Debt / EBITDA Ratio	0.25	0.25	0.45	1.21	2.74	1.14
Debt / FCF Ratio	0.27	0.27	0.76	4.08	1.30	0.58
Net Debt / Equity Ratio	-0.09	-0.09	0.26	0.37	0.53	0.31
Net Debt / EBITDA Ratio	-0.17	-0.17	0.28	1.05	2.77	1.01
Net Debt / FCF Ratio	-0.17	-0.17	0.45	3.33	1.15	0.48
Quick Ratio	2.54	2.54	1.14	1.68	0.98	2.34
Current Ratio	2.77	2.77	1.30	1.94	1.20	2.60
Asset Turnover	0.74	0.74	0.79	0.62	0.53	0.58
Return on Equity (ROE)	38.97%	38.97%	38.18%	23.45%	25.00%	20.51%
Return on Assets (ROA)	7.16%	7.16%	11.55%	5.69%	2.80%	5.41%
Return on Invested Capital (ROIC)	32.19%	32.47%	40.43%	21.91%	8.16%	15.70%
Earnings Yield	16.01%	19.06%	20.74%	14.07%	8.26%	7.91%
FCF Yield	24.20%	28.82%	27.64%	7.29%	15.49%	26.01%
Dividend Yield	4.84%	5.80%	6.89%	8.43%	5.09%	5.10%
Payout Ratio	30.42%	30.42%	62.59%	46.24%	39.14%	44.54%
Buyback Yield / Dilution	11.74%	11.74%	4.40%	-	-	-
Total Shareholder Return	16.59%	17.54%	11.29%	8.43%	5.09%	5.10%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.