Softlogic Life Insurance PLC (COSE:AAIC.N0000)

Softlogic Life Insurance Statistics

Total Valuation

COSE:AAIC.N0000 has a market cap or net worth of LKR 24.84 billion. The enterprise value is 25.90 billion.

Market Cap	24.84B
Enterprise Value	25.90B

Important Dates

The next estimated earnings date is Tuesday, November 11, 2025.

Earnings Date	Nov 11, 2025
Ex-Dividend Date	Aug 21, 2025

Share Statistics

COSE:AAIC.N0000 has 316.41 million shares outstanding. The number of shares has decreased by -12.21% in one year.

Current Share Class	316.41M
Shares Outstanding	316.41M
Shares Change (YoY)	-12.21%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	3.03%
Owned by Institutions (%)	0.39%
Float	27.35M

Valuation Ratios

The trailing PE ratio is 7.01.

PE Ratio	7.01
Forward PE	n/a
PS Ratio	0.56
PB Ratio	2.08
P/TBV Ratio	2.08
P/FCF Ratio	3.74
P/OCF Ratio	3.67
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.95, with an EV/FCF ratio of 3.90.

EV / Earnings	7.02
EV / Sales	0.58
EV / EBITDA	2.95
EV / EBIT	3.14
EV / FCF	3.90

Financial Position

The company has a current ratio of 6.39, with a Debt / Equity ratio of 0.29.

Current Ratio	6.39
Quick Ratio	6.12
Debt / Equity	0.29
Debt / EBITDA	0.40
Debt / FCF	0.52
Interest Coverage	11.49

Financial Efficiency

Return on equity (ROE) is 27.98% and return on invested capital (ROIC) is 29.47%.

Return on Equity (ROE)	27.98%
Return on Assets (ROA)	9.11%
Return on Invested Capital (ROIC)	29.47%
Return on Capital Employed (ROCE)	14.78%
Revenue Per Employee	65.53M
Profits Per Employee	5.45M
Employee Count	677
Asset Turnover	0.78
Inventory Turnover	n/a

Taxes

In the past 12 months, COSE:AAIC.N0000 has paid 1.47 billion in taxes.

Income Tax	1.47B
Effective Tax Rate	28.44%

Stock Price Statistics

The stock price has increased by +31.93% in the last 52 weeks. The beta is 0.72, so COSE:AAIC.N0000's price volatility has been lower than the market average.

Beta (5Y)	0.72
52-Week Price Change	+31.93%
50-Day Moving Average	77.86
200-Day Moving Average	73.90
Relative Strength Index (RSI)	52.98
Average Volume (20 Days)	165,133

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:AAIC.N0000 had revenue of LKR 44.37 billion and earned 3.69 billion in profits. Earnings per share was 11.20.

Revenue	44.37B
Gross Profit	21.20B
Operating Income	8.24B
Pretax Income	5.15B
Net Income	3.69B
EBITDA	8.40B
EBIT	8.24B
Earnings Per Share (EPS)	11.20

Balance Sheet

The company has 10.59 billion in cash and 3.48 billion in debt, giving a net cash position of -1.06 billion or -3.35 per share.

Cash & Cash Equivalents	10.59B
Total Debt	3.48B
Net Cash	-1.06B
Net Cash Per Share	-3.35
Equity (Book Value)	11.94B
Book Value Per Share	37.72
Working Capital	12.54B

Cash Flow

In the last 12 months, operating cash flow was 6.77 billion and capital expenditures -126.29 million, giving a free cash flow of 6.64 billion.

Operating Cash Flow	6.77B
Capital Expenditures	-126.29M
Free Cash Flow	6.64B
FCF Per Share	20.99

Margins

Gross margin is 47.78%, with operating and profit margins of 18.58% and 8.31%.

Gross Margin	47.78%
Operating Margin	18.58%
Pretax Margin	11.61%
Profit Margin	8.31%
EBITDA Margin	18.94%
EBIT Margin	18.58%
FCF Margin	14.97%

Dividends & Yields

This stock pays an annual dividend of 4.50, which amounts to a dividend yield of 5.73%.

Dividend Per Share	4.50
Dividend Yield	5.73%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	4
Payout Ratio	38.62%
Buyback Yield	12.21%
Shareholder Yield	17.94%
Earnings Yield	14.84%
FCF Yield	26.74%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 24, 2015. It was a forward split with a ratio of 10.

Last Split Date	Jul 24, 2015
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	6