Softlogic Life Insurance PLC (COSE:AAIC.N0000)

Softlogic Life Insurance Statistics

Total Valuation

COSE:AAIC.N0000 has a market cap or net worth of LKR 22.43 billion. The enterprise value is 23.03 billion.

Market Cap	22.43B
Enterprise Value	23.03B

Important Dates

The last earnings date was Wednesday, May 14, 2025.

Earnings Date	May 14, 2025
Ex-Dividend Date	Dec 5, 2024

Share Statistics

COSE:AAIC.N0000 has 316.41 million shares outstanding. The number of shares has decreased by -8.30% in one year.

Current Share Class	316.41M
Shares Outstanding	316.41M
Shares Change (YoY)	-8.30%
Shares Change (QoQ)	-11.82%
Owned by Insiders (%)	2.76%
Owned by Institutions (%)	0.37%
Float	25.26M

Valuation Ratios

The trailing PE ratio is 5.88.

PE Ratio	5.88
Forward PE	n/a
PS Ratio	0.53
PB Ratio	2.18
P/TBV Ratio	2.18
P/FCF Ratio	3.48
P/OCF Ratio	3.43
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.45, with an EV/FCF ratio of 3.57.

EV / Earnings	5.55
EV / Sales	0.54
EV / EBITDA	2.45
EV / EBIT	2.59
EV / FCF	3.57

Financial Position

The company has a current ratio of 7.84, with a Debt / Equity ratio of 0.34.

Current Ratio	7.84
Quick Ratio	7.59
Debt / Equity	0.34
Debt / EBITDA	0.38
Debt / FCF	0.55
Interest Coverage	11.61

Financial Efficiency

Return on equity (ROE) is 35.98% and return on invested capital (ROIC) is 35.04%.

Return on Equity (ROE)	35.98%
Return on Assets (ROA)	10.44%
Return on Invested Capital (ROIC)	35.04%
Return on Capital Employed (ROCE)	16.85%
Revenue Per Employee	62.99M
Profits Per Employee	6.12M
Employee Count	677
Asset Turnover	0.80
Inventory Turnover	n/a

Taxes

In the past 12 months, COSE:AAIC.N0000 has paid 1.66 billion in taxes.

Income Tax	1.66B
Effective Tax Rate	28.57%

Stock Price Statistics

The stock price has increased by +10.96% in the last 52 weeks. The beta is 0.68, so COSE:AAIC.N0000's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	+10.96%
50-Day Moving Average	69.02
200-Day Moving Average	66.07
Relative Strength Index (RSI)	64.10
Average Volume (20 Days)	156,431

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:AAIC.N0000 had revenue of LKR 42.64 billion and earned 4.15 billion in profits. Earnings per share was 12.05.

Revenue	42.64B
Gross Profit	21.45B
Operating Income	8.90B
Pretax Income	5.80B
Net Income	4.15B
EBITDA	9.03B
EBIT	8.90B
Earnings Per Share (EPS)	12.05

Balance Sheet

The company has 10.55 billion in cash and 3.53 billion in debt, giving a net cash position of -594.50 million or -1.88 per share.

Cash & Cash Equivalents	10.55B
Total Debt	3.53B
Net Cash	-594.50M
Net Cash Per Share	-1.88
Equity (Book Value)	10.28B
Book Value Per Share	32.48
Working Capital	13.29B

Cash Flow

In the last 12 months, operating cash flow was 6.55 billion and capital expenditures -97.96 million, giving a free cash flow of 6.45 billion.

Operating Cash Flow	6.55B
Capital Expenditures	-97.96M
Free Cash Flow	6.45B
FCF Per Share	20.38

Margins

Gross margin is 50.30%, with operating and profit margins of 20.87% and 9.72%.

Gross Margin	50.30%
Operating Margin	20.87%
Pretax Margin	13.61%
Profit Margin	9.72%
EBITDA Margin	21.18%
EBIT Margin	20.87%
FCF Margin	15.12%

Dividends & Yields

This stock pays an annual dividend of 4.50, which amounts to a dividend yield of 6.64%.

Dividend Per Share	4.50
Dividend Yield	6.64%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	4
Payout Ratio	34.34%
Buyback Yield	8.30%
Shareholder Yield	15.07%
Earnings Yield	18.48%
FCF Yield	28.75%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 24, 2015. It was a forward split with a ratio of 10.

Last Split Date	Jul 24, 2015
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	7