Abans Finance PLC (COSE:AFSL.N0000)

Abans Finance Income Statement

Financials in millions LKR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	3,308	3,033	2,606	2,652	1,932	1,686
Total Interest Expense	939.94	941.16	1,394	1,231	547.03	654.61
Net Interest Income	2,368	2,091	1,212	1,421	1,385	1,032
Commissions and Fees	388.1	350.54	208.7	190.99	161.69	129.9
Other Revenue	29.24	39.15	31.42	2.65	6.44	0.32
Revenue Before Loan Losses	2,785	2,481	1,453	1,615	1,553	1,162
Provision for Loan Losses	427.87	408.34	382.42	82.16	130.5	108.27
Revenue	2,357	2,073	1,070	1,532	1,423	1,054
Revenue Growth (YoY)	111.01%	93.69%	-30.16%	7.71%	35.02%	29.31%
Salaries & Employee Benefits	626.08	569.22	383.24	399.83	335.54	273.47
Cost of Services Provided	97.69	92.84	67.22	81.54	62.81	53.16
Other Operating Expenses	706.28	626.93	435.6	450.55	343.87	242.36
Total Operating Expenses	1,512	1,369	960.73	998.27	807.41	637.84
Operating Income	845.75	703.63	109.41	534.12	615.23	415.83
EBT Excluding Unusual Items	845.75	703.63	109.41	534.12	615.23	423.62
Pretax Income	845.75	703.63	109.41	533.23	615.24	427.17
Income Tax Expense	344.25	277.87	5.07	178.17	184.93	139.98
Net Income	501.5	425.76	104.34	355.06	430.31	287.19
Net Income to Common	501.5	425.76	104.34	355.06	430.31	287.19
Net Income Growth	363.40%	308.05%	-70.61%	-17.49%	49.83%	177.68%
Shares Outstanding (Basic)	74	74	74	74	67	67
Shares Outstanding (Diluted)	74	74	74	74	67	67
Shares Change (YoY)	0.28%	-	-	10.71%	-	-
EPS (Basic)	6.80	5.78	1.42	4.82	6.46	4.31
EPS (Diluted)	6.80	5.78	1.42	4.82	6.46	4.31
EPS Growth	362.11%	308.05%	-70.61%	-25.47%	49.83%	177.68%
Free Cash Flow	241.51	-611.28	2,108	801.54	-598.28	232.34
Free Cash Flow Per Share	3.28	-8.29	28.60	10.88	-8.99	3.49
Operating Margin	35.88%	33.95%	10.22%	34.86%	43.25%	39.47%
Profit Margin	21.27%	20.54%	9.75%	23.17%	30.25%	27.26%
Free Cash Flow Margin	10.24%	-29.49%	196.97%	52.31%	-42.05%	22.05%
Effective Tax Rate	40.70%	39.49%	4.64%	33.41%	30.06%	32.77%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.