Abans Finance PLC (COSE:AFSL.N0000)

Abans Finance Income Statement

Financials in millions LKR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest and Dividend Income	2,736	2,606	2,652	1,932	1,686	1,839
Total Interest Expense	999.2	1,394	1,231	547.03	654.61	876.73
Net Interest Income	1,737	1,212	1,421	1,385	1,032	962.11
Commissions and Fees	289.87	208.7	190.99	161.69	129.9	185.76
Other Revenue	51.28	31.42	2.65	6.44	0.32	0.24
Revenue Before Loan Losses	2,078	1,453	1,615	1,553	1,162	1,148
Provision for Loan Losses	293.2	382.42	82.16	130.5	108.27	333.25
Revenue	1,784	1,070	1,532	1,423	1,054	814.86
Revenue Growth (YoY)	44.21%	-30.16%	7.71%	35.02%	29.31%	1.51%
Salaries & Employee Benefits	465.69	383.24	399.83	335.54	273.47	269.97
Cost of Services Provided	71.14	67.22	81.54	62.81	53.16	53.62
Other Operating Expenses	599.3	435.6	450.55	343.87	242.36	268.25
Total Operating Expenses	1,216	960.73	998.27	807.41	637.84	660.75
Operating Income	568.49	109.41	534.12	615.23	415.83	154.11
EBT Excluding Unusual Items	568.49	109.41	534.12	615.23	423.62	154.11
Pretax Income	568.49	109.41	533.23	615.24	427.17	153.95
Income Tax Expense	219.47	5.07	178.17	184.93	139.98	50.52
Net Income	349.02	104.34	355.06	430.31	287.19	103.43
Net Income to Common	349.02	104.34	355.06	430.31	287.19	103.43
Net Income Growth	66.90%	-70.61%	-17.49%	49.83%	177.68%	336.01%
Shares Outstanding (Basic)	74	74	74	67	67	67
Shares Outstanding (Diluted)	74	74	74	67	67	67
Shares Change (YoY)	-3.95%	-	10.71%	-	-	-
EPS (Basic)	4.72	1.42	4.82	6.46	4.31	1.55
EPS (Diluted)	4.72	1.42	4.82	6.46	4.31	1.55
EPS Growth	73.76%	-70.61%	-25.47%	49.83%	177.68%	336.01%
Free Cash Flow	306.68	2,134	801.54	-598.28	232.34	-653.89
Free Cash Flow Per Share	4.15	28.96	10.88	-8.99	3.49	-9.82
Operating Margin	31.86%	10.22%	34.86%	43.25%	39.47%	18.91%
Profit Margin	19.56%	9.75%	23.17%	30.25%	27.26%	12.69%
Free Cash Flow Margin	17.19%	199.44%	52.31%	-42.05%	22.05%	-80.25%
Effective Tax Rate	38.61%	4.64%	33.41%	30.06%	32.77%	32.82%

Updated Feb 11, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.