Abans Finance PLC (COSE:AFSL.N0000)

Abans Finance Income Statement

Financials in millions LKR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	3,033	2,606	2,652	1,932	1,686
Total Interest Expense	941.16	1,394	1,231	547.03	654.61
Net Interest Income	2,091	1,212	1,421	1,385	1,032
Commissions and Fees	350.54	208.7	190.99	161.69	129.9
Other Revenue	74.14	31.42	2.65	6.44	0.32
Revenue Before Loan Losses	2,516	1,453	1,615	1,553	1,162
Provision for Loan Losses	408.34	382.42	82.16	130.5	108.27
Revenue	2,108	1,070	1,532	1,423	1,054
Revenue Growth (YoY)	96.96%	-30.16%	7.71%	35.02%	29.31%
Salaries & Employee Benefits	569.22	383.24	399.83	335.54	273.47
Cost of Services Provided	34.84	67.22	81.54	62.81	53.16
Other Operating Expenses	719.92	435.6	450.55	343.87	242.36
Total Operating Expenses	1,404	960.73	998.27	807.41	637.84
Operating Income	703.63	109.41	534.12	615.23	415.83
EBT Excluding Unusual Items	703.63	109.41	534.12	615.23	423.62
Pretax Income	703.63	109.41	533.23	615.24	427.17
Income Tax Expense	277.87	5.07	178.17	184.93	139.98
Net Income	425.76	104.34	355.06	430.31	287.19
Net Income to Common	425.76	104.34	355.06	430.31	287.19
Net Income Growth	308.05%	-70.61%	-17.49%	49.83%	177.68%
Shares Outstanding (Basic)	74	74	74	67	67
Shares Outstanding (Diluted)	74	74	74	67	67
Shares Change (YoY)	-0.04%	-	10.71%	-	-
EPS (Basic)	5.78	1.42	4.82	6.46	4.31
EPS (Diluted)	5.78	1.42	4.82	6.46	4.31
EPS Growth	308.24%	-70.61%	-25.47%	49.83%	177.68%
Free Cash Flow	-611.28	2,134	801.54	-598.28	232.34
Free Cash Flow Per Share	-8.30	28.96	10.88	-8.99	3.49
Operating Margin	33.38%	10.22%	34.86%	43.25%	39.47%
Profit Margin	20.20%	9.75%	23.17%	30.25%	27.26%
Free Cash Flow Margin	-29.00%	199.44%	52.31%	-42.05%	22.05%
Effective Tax Rate	39.49%	4.64%	33.41%	30.06%	32.77%

Updated Feb 11, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.