Abans Finance Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	3,878	3,033	2,606	2,652	1,932	1,686
Total Interest Expense	1,043	941.16	1,394	1,231	547.03	654.61
Net Interest Income	2,835	2,091	1,212	1,421	1,385	1,032
Commissions and Fees	402.46	350.54	208.7	190.99	161.69	129.9
Other Revenue	16.33	39.15	31.42	2.65	6.44	0.32
Revenue Before Loan Losses	3,254	2,481	1,453	1,615	1,553	1,162
Provision for Loan Losses	451.06	408.34	382.42	82.16	130.5	108.27
Revenue	2,803	2,073	1,070	1,532	1,423	1,054
Revenue Growth (YoY)	57.08%	93.69%	-30.16%	7.71%	35.02%	29.31%
Salaries & Employee Benefits	726.97	569.22	383.24	399.83	335.54	273.47
Cost of Services Provided	102.64	92.84	67.22	81.54	62.81	53.16
Other Operating Expenses	833.54	626.93	435.6	450.55	343.87	242.36
Total Operating Expenses	1,754	1,369	960.73	998.27	807.41	637.84
Operating Income	1,049	703.63	109.41	534.12	615.23	415.83
EBT Excluding Unusual Items	1,049	703.63	109.41	534.12	615.23	423.62
Pretax Income	1,049	703.63	109.41	533.23	615.24	427.17
Income Tax Expense	409.47	277.87	5.07	178.17	184.93	139.98
Net Income	639.47	425.76	104.34	355.06	430.31	287.19
Net Income to Common	639.47	425.76	104.34	355.06	430.31	287.19
Net Income Growth	83.22%	308.05%	-70.61%	-17.49%	49.83%	177.68%
Shares Outstanding (Basic)	74	74	74	74	67	67
Shares Outstanding (Diluted)	74	74	74	74	67	67
Shares Change (YoY)	-0.26%	-	-	10.71%	-	-
EPS (Basic)	8.67	5.78	1.42	4.82	6.46	4.31
EPS (Diluted)	8.67	5.78	1.42	4.82	6.46	4.31
EPS Growth	83.70%	308.05%	-70.61%	-25.47%	49.83%	177.68%
Free Cash Flow	-2,986	-611.28	2,108	801.54	-598.28	232.34
Free Cash Flow Per Share	-40.51	-8.29	28.60	10.88	-8.99	3.49
Dividend Per Share	2.720	-	-	-	-	-
Operating Margin	37.42%	33.95%	10.22%	34.86%	43.25%	39.47%
Profit Margin	22.81%	20.54%	9.75%	23.17%	30.25%	27.26%
Free Cash Flow Margin	-106.53%	-29.49%	196.97%	52.31%	-42.05%	22.05%
Effective Tax Rate	39.04%	39.49%	4.64%	33.41%	30.06%	32.77%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.