Arpico Insurance PLC (COSE:AINS.N0000)

Arpico Insurance Statistics

Total Valuation

COSE:AINS.N0000 has a market cap or net worth of LKR 2.55 billion. The enterprise value is 2.66 billion.

Market Cap	2.55B
Enterprise Value	2.66B

Important Dates

The next estimated earnings date is Tuesday, November 11, 2025.

Earnings Date	Nov 11, 2025
Ex-Dividend Date	n/a

Share Statistics

COSE:AINS.N0000 has 66.23 million shares outstanding. The number of shares has increased by 0.11% in one year.

Current Share Class	66.23M
Shares Outstanding	66.23M
Shares Change (YoY)	+0.11%
Shares Change (QoQ)	+1.42%
Owned by Insiders (%)	8.52%
Owned by Institutions (%)	0.08%
Float	379,370

Valuation Ratios

The trailing PE ratio is 13.58.

PE Ratio	13.58
Forward PE	n/a
PS Ratio	1.09
PB Ratio	1.33
P/TBV Ratio	1.33
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.86, with an EV/FCF ratio of -7.37.

EV / Earnings	14.16
EV / Sales	1.13
EV / EBITDA	11.86
EV / EBIT	20.13
EV / FCF	-7.37

Financial Position

The company has a current ratio of 6.35, with a Debt / Equity ratio of 0.14.

Current Ratio	6.35
Quick Ratio	6.31
Debt / Equity	0.14
Debt / EBITDA	1.19
Debt / FCF	-0.74
Interest Coverage	2.64

Financial Efficiency

Return on equity (ROE) is 10.74% and return on invested capital (ROIC) is 4.18%.

Return on Equity (ROE)	10.74%
Return on Assets (ROA)	1.65%
Return on Invested Capital (ROIC)	4.18%
Return on Capital Employed (ROCE)	2.68%
Revenue Per Employee	12.57M
Profits Per Employee	1.00M
Employee Count	187
Asset Turnover	0.47
Inventory Turnover	n/a

Taxes

Income Tax	-105.83M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +64.44% in the last 52 weeks. The beta is 0.21, so COSE:AINS.N0000's price volatility has been lower than the market average.

Beta (5Y)	0.21
52-Week Price Change	+64.44%
50-Day Moving Average	37.47
200-Day Moving Average	29.28
Relative Strength Index (RSI)	48.30
Average Volume (20 Days)	29,199

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:AINS.N0000 had revenue of LKR 2.35 billion and earned 187.90 million in profits. Earnings per share was 2.83.

Revenue	2.35B
Gross Profit	977.25M
Operating Income	132.18M
Pretax Income	82.07M
Net Income	187.90M
EBITDA	109.36M
EBIT	132.18M
Earnings Per Share (EPS)	2.83

Balance Sheet

The company has 1.23 billion in cash and 267.93 million in debt, giving a net cash position of -110.39 million or -1.67 per share.

Cash & Cash Equivalents	1.23B
Total Debt	267.93M
Net Cash	-110.39M
Net Cash Per Share	-1.67
Equity (Book Value)	1.92B
Book Value Per Share	28.97
Working Capital	1.09B

Cash Flow

In the last 12 months, operating cash flow was -358.41 million and capital expenditures -2.77 million, giving a free cash flow of -361.18 million.

Operating Cash Flow	-358.41M
Capital Expenditures	-2.77M
Free Cash Flow	-361.18M
FCF Per Share	-5.45

Margins

Gross margin is 41.58%, with operating and profit margins of 5.62% and 8.00%.

Gross Margin	41.58%
Operating Margin	5.62%
Pretax Margin	3.49%
Profit Margin	8.00%
EBITDA Margin	4.65%
EBIT Margin	5.62%
FCF Margin	n/a

Dividends & Yields

COSE:AINS.N0000 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.11%
Shareholder Yield	-0.11%
Earnings Yield	7.37%
FCF Yield	-14.16%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3