Arpico Insurance PLC (COSE:AINS.N0000)

Arpico Insurance Statistics

Total Valuation

COSE:AINS.N0000 has a market cap or net worth of LKR 2.34 billion. The enterprise value is 2.52 billion.

Market Cap	2.34B
Enterprise Value	2.52B

Important Dates

The last earnings date was Tuesday, November 11, 2025.

Earnings Date	Nov 11, 2025
Ex-Dividend Date	n/a

Share Statistics

COSE:AINS.N0000 has 66.23 million shares outstanding. The number of shares has decreased by -0.59% in one year.

Current Share Class	66.23M
Shares Outstanding	66.23M
Shares Change (YoY)	-0.59%
Shares Change (QoQ)	+2.44%
Owned by Insiders (%)	7.63%
Owned by Institutions (%)	0.08%
Float	841,102

Valuation Ratios

The trailing PE ratio is 12.28.

PE Ratio	12.28
Forward PE	n/a
PS Ratio	1.01
PB Ratio	1.17
P/TBV Ratio	1.18
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.94, with an EV/FCF ratio of -11.66.

EV / Earnings	13.32
EV / Sales	1.09
EV / EBITDA	12.94
EV / EBIT	19.10
EV / FCF	-11.66

Financial Position

The company has a current ratio of 4.56, with a Debt / Equity ratio of 0.13.

Current Ratio	4.56
Quick Ratio	4.49
Debt / Equity	0.13
Debt / EBITDA	1.30
Debt / FCF	-1.17
Interest Coverage	2.64

Financial Efficiency

Return on equity (ROE) is 10.66% and return on invested capital (ROIC) is 4.14%.

Return on Equity (ROE)	10.66%
Return on Assets (ROA)	1.65%
Return on Invested Capital (ROIC)	4.14%
Return on Capital Employed (ROCE)	2.64%
Revenue Per Employee	12.42M
Profits Per Employee	1.01M
Employee Count	187
Asset Turnover	0.46
Inventory Turnover	n/a

Taxes

Income Tax	-107.49M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +40.64% in the last 52 weeks. The beta is 0.18, so COSE:AINS.N0000's price volatility has been lower than the market average.

Beta (5Y)	0.18
52-Week Price Change	+40.64%
50-Day Moving Average	37.49
200-Day Moving Average	31.40
Relative Strength Index (RSI)	44.35
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:AINS.N0000 had revenue of LKR 2.32 billion and earned 189.59 million in profits. Earnings per share was 2.87.

Revenue	2.32B
Gross Profit	938.08M
Operating Income	132.20M
Pretax Income	82.10M
Net Income	189.59M
EBITDA	83.55M
EBIT	132.20M
Earnings Per Share (EPS)	2.87

Balance Sheet

The company has 1.12 billion in cash and 254.24 million in debt, giving a net cash position of -186.71 million or -2.82 per share.

Cash & Cash Equivalents	1.12B
Total Debt	254.24M
Net Cash	-186.71M
Net Cash Per Share	-2.82
Equity (Book Value)	2.00B
Book Value Per Share	30.14
Working Capital	913.20M

Cash Flow

In the last 12 months, operating cash flow was -215.25 million and capital expenditures -1.29 million, giving a free cash flow of -216.54 million.

Operating Cash Flow	-215.25M
Capital Expenditures	-1.29M
Free Cash Flow	-216.54M
FCF Per Share	-3.27

Margins

Gross margin is 40.39%, with operating and profit margins of 5.69% and 8.16%.

Gross Margin	40.39%
Operating Margin	5.69%
Pretax Margin	3.53%
Profit Margin	8.16%
EBITDA Margin	3.60%
EBIT Margin	5.69%
FCF Margin	n/a

Dividends & Yields

COSE:AINS.N0000 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.59%
Shareholder Yield	0.59%
Earnings Yield	8.11%
FCF Yield	-9.26%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3