Arpico Insurance PLC (COSE:AINS.N0000)

Arpico Insurance Statistics

Total Valuation

COSE:AINS.N0000 has a market cap or net worth of LKR 1.91 billion. The enterprise value is 2.08 billion.

Market Cap	1.91B
Enterprise Value	2.08B

Important Dates

The next estimated earnings date is Tuesday, August 11, 2026.

Earnings Date	Aug 11, 2026
Ex-Dividend Date	n/a

Share Statistics

COSE:AINS.N0000 has 66.23 million shares outstanding. The number of shares has increased by 1.64% in one year.

Current Share Class	66.23M
Shares Outstanding	66.23M
Shares Change (YoY)	+1.64%
Shares Change (QoQ)	+5.26%
Owned by Insiders (%)	9.34%
Owned by Institutions (%)	0.08%
Float	n/a

Valuation Ratios

The trailing PE ratio is 8.61.

PE Ratio	8.61
Forward PE	n/a
PS Ratio	0.82
PB Ratio	1.03
P/TBV Ratio	1.04
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.32, with an EV/FCF ratio of -49.28.

EV / Earnings	9.28
EV / Sales	0.89
EV / EBITDA	5.32
EV / EBIT	7.89
EV / FCF	-49.28

Financial Position

The company has a current ratio of 0.40, with a Debt / Equity ratio of 0.11.

Current Ratio	0.40
Quick Ratio	0.33
Debt / Equity	0.11
Debt / EBITDA	0.53
Debt / FCF	-4.89
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.21% and return on invested capital (ROIC) is 10.70%.

Return on Equity (ROE)	12.21%
Return on Assets (ROA)	3.23%
Return on Invested Capital (ROIC)	10.70%
Return on Capital Employed (ROCE)	5.42%
Weighted Average Cost of Capital (WACC)	5.64%
Revenue Per Employee	12.51M
Profits Per Employee	1.20M
Employee Count	187
Asset Turnover	0.46
Inventory Turnover	n/a

Taxes

In the past 12 months, COSE:AINS.N0000 has paid 39.56 million in taxes.

Income Tax	39.56M
Effective Tax Rate	14.98%

Stock Price Statistics

The stock price has increased by +15.20% in the last 52 weeks. The beta is 0.36, so COSE:AINS.N0000's price volatility has been lower than the market average.

Beta (5Y)	0.36
52-Week Price Change	+15.20%
50-Day Moving Average	30.50
200-Day Moving Average	35.01
Relative Strength Index (RSI)	38.58
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:AINS.N0000 had revenue of LKR 2.34 billion and earned 224.56 million in profits. Earnings per share was 3.35.

Revenue	2.34B
Gross Profit	1.40B
Operating Income	264.12M
Pretax Income	264.12M
Net Income	224.56M
EBITDA	290.24M
EBIT	264.12M
Earnings Per Share (EPS)	3.35

Balance Sheet

The company has 30.93 million in cash and 206.86 million in debt, with a net cash position of -175.93 million or -2.66 per share.

Cash & Cash Equivalents	30.93M
Total Debt	206.86M
Net Cash	-175.93M
Net Cash Per Share	-2.66
Equity (Book Value)	1.85B
Book Value Per Share	26.53
Working Capital	-193.59M

Cash Flow

In the last 12 months, operating cash flow was -39.65 million and capital expenditures -2.62 million, giving a free cash flow of -42.27 million.

Operating Cash Flow	-39.65M
Capital Expenditures	-2.62M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	-42.27M
FCF Per Share	-0.64

Margins

Gross margin is 59.87%, with operating and profit margins of 11.29% and 9.60%.

Gross Margin	59.87%
Operating Margin	11.29%
Pretax Margin	11.29%
Profit Margin	9.60%
EBITDA Margin	12.40%
EBIT Margin	11.29%
FCF Margin	n/a

Dividends & Yields

COSE:AINS.N0000 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.64%
Shareholder Yield	-1.64%
Earnings Yield	11.77%
FCF Yield	-2.22%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2