Amãna Takaful Life Cash Flow Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1.97	4.58	50.32	54.09	9.56
Depreciation & Amortization	34.95	17.27	15.85	15.49	13.36
Other Amortization	1.52	1.5	1.54	1.45	1.31
Gain (Loss) on Sale of Investments	-	-34.93	-12.1	-	-
Change in Accounts Receivable	224.01	-227.65	-265.56	-5.37	3.11
Change in Unearned Revenue	1.51	0.56	0.51	-2.72	2.84
Change in Insurance Reserves / Liabilities	626.34	564.64	445.85	285.95	184.03
Change in Other Net Operating Assets	75.22	37.88	19.34	96.59	35.32
Other Operating Activities	2.36	1.86	0.04	-3.81	1.54
Operating Cash Flow	719.5	365.72	255.79	419.84	240.29
Operating Cash Flow Growth	96.74%	42.97%	-39.07%	74.72%	105.30%
Capital Expenditures	-61.08	-25.03	-6.55	-4.79	-4.65
Sale of Property, Plant & Equipment	-	-	-	-	0.28
Purchase / Sale of Intangible Assets	-	-0.31	-0.14	-4.48	-
Investment in Securities	-918.15	-269.23	-14.03	-563.64	-196
Other Investing Activities	4.51	4.4	3.14	5.1	7.08
Investing Cash Flow	-974.73	-290.17	-17.57	-567.81	-193.3
Total Debt Repaid	-16.71	-11.46	-9.57	-27.33	-7.79
Net Debt Issued (Repaid)	-16.71	-11.46	-9.57	-27.33	-7.79
Financing Cash Flow	-16.71	-11.46	-9.57	-27.33	-7.79
Miscellaneous Cash Flow Adjustments	-	-	-	-	-0
Net Cash Flow	-271.94	64.08	228.65	-175.3	39.21
Free Cash Flow	658.42	340.69	249.24	415.06	235.64
Free Cash Flow Growth	93.26%	36.69%	-39.95%	76.14%	105.20%
Free Cash Flow Margin	27.86%	18.14%	14.15%	28.65%	20.60%
Free Cash Flow Per Share	13.17	6.81	4.99	8.30	4.71
Cash Interest Paid	8.33	8.65	9	9.25	9.29
Levered Free Cash Flow	-	-178.34	1.89	-4.36	-62.1
Unlevered Free Cash Flow	-	-172.93	7.51	1.42	-56.29
Change in Working Capital	927.08	375.43	200.15	374.44	225.29

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.