JANASHAKTHI FINANCE Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	5,115	4,464	4,602	3,593	2,709	2,441
Total Interest Expense	2,570	2,317	2,807	2,600	1,159	1,334
Net Interest Income	2,545	2,146	1,794	993.04	1,550	1,107
Commissions and Fees	153.84	161.22	162.37	105.89	102.1	122.53
Other Revenue	1.46	1.46	0.42	1.81	4.07	0.77
Revenue Before Loan Losses	2,700	2,309	1,957	1,101	1,656	1,231
Provision for Loan Losses	30.22	-	-	103.02	124.54	110.46
Revenue	2,670	2,309	1,957	997.72	1,531	1,120
Revenue Growth (YoY)	11.55%	17.98%	96.17%	-34.85%	36.72%	178.93%
Salaries & Employee Benefits	881.48	808.7	666.36	620.55	605.01	504.3
Cost of Services Provided	55.33	55.33	42.07	26.51	69.07	63.81
Other Operating Expenses	1,015	795.16	706.9	343.6	383.63	297.42
Total Operating Expenses	2,135	1,818	1,499	1,109	1,139	934.6
Operating Income	534.7	491.34	458.58	-110.82	392.4	185.49
EBT Excluding Unusual Items	534.7	491.34	458.58	-110.82	392.4	185.49
Pretax Income	471.37	428.01	349.48	-69.57	453	193.56
Income Tax Expense	144.63	56.22	0.95	2.48	-	-
Net Income	326.74	371.8	348.53	-72.05	453	193.56
Net Income to Common	326.74	371.8	348.53	-72.05	453	193.56
Net Income Growth	-47.95%	6.68%	-	-	134.03%	-
Shares Outstanding (Basic)	211	211	211	211	211	211
Shares Outstanding (Diluted)	211	211	211	211	211	211
Shares Change (YoY)	-0.37%	-	-	-	0.01%	47.85%
EPS (Basic)	1.55	1.76	1.65	-0.34	2.15	0.92
EPS (Diluted)	1.55	1.76	1.65	-0.34	2.15	0.92
EPS Growth	-47.76%	6.68%	-	-	134.02%	-
Free Cash Flow	-5,211	-3,592	155.53	2,897	-1,367	939.31
Free Cash Flow Per Share	-24.74	-17.01	0.74	13.72	-6.48	4.45
Operating Margin	20.03%	21.28%	23.43%	-11.11%	25.62%	16.56%
Profit Margin	12.24%	16.10%	17.81%	-7.22%	29.58%	17.28%
Free Cash Flow Margin	-195.19%	-155.54%	7.95%	290.35%	-89.29%	83.86%
Effective Tax Rate	30.68%	13.13%	0.27%	-	-	-
Revenue as Reported	5,362	4,728	4,868	3,820	2,972	2,676

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.