JANASHAKTHI FINANCE PLC (COSE:BFN.N0000)

JANASHAKTHI FINANCE Income Statement

Financials in millions LKR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	4,464	4,602	3,593	2,709	2,441
Total Interest Expense	2,317	2,807	2,600	1,159	1,334
Net Interest Income	2,146	1,794	993.04	1,550	1,107
Commissions and Fees	161.22	162.37	105.89	102.1	122.53
Other Revenue	1.46	0.42	1.81	4.07	0.77
Revenue Before Loan Losses	2,309	1,957	1,101	1,656	1,231
Provision for Loan Losses	-	-	103.02	124.54	110.46
Revenue	2,309	1,957	997.72	1,531	1,120
Revenue Growth (YoY)	17.98%	96.17%	-34.85%	36.72%	178.93%
Salaries & Employee Benefits	808.7	666.36	620.55	605.01	504.3
Cost of Services Provided	55.33	42.07	26.51	69.07	63.81
Other Operating Expenses	795.16	706.9	343.6	383.63	297.42
Total Operating Expenses	1,818	1,499	1,109	1,139	934.6
Operating Income	491.34	458.58	-110.82	392.4	185.49
EBT Excluding Unusual Items	491.34	458.58	-110.82	392.4	185.49
Pretax Income	428.01	349.48	-69.57	453	193.56
Income Tax Expense	56.22	0.95	2.48	-	-
Net Income	371.8	348.53	-72.05	453	193.56
Net Income to Common	371.8	348.53	-72.05	453	193.56
Net Income Growth	6.68%	-	-	134.03%	-
Shares Outstanding (Basic)	211	211	211	211	211
Shares Outstanding (Diluted)	211	211	211	211	211
Shares Change (YoY)	-	-	-	0.01%	47.85%
EPS (Basic)	1.76	1.65	-0.34	2.15	0.92
EPS (Diluted)	1.76	1.65	-0.34	2.15	0.92
EPS Growth	6.68%	-	-	134.02%	-
Free Cash Flow	-3,592	155.53	2,897	-1,367	939.31
Free Cash Flow Per Share	-17.01	0.74	13.72	-6.48	4.45
Operating Margin	21.28%	23.43%	-11.11%	25.62%	16.56%
Profit Margin	16.10%	17.81%	-7.22%	29.58%	17.28%
Free Cash Flow Margin	-155.54%	7.95%	290.35%	-89.29%	83.86%
Effective Tax Rate	13.13%	0.27%	-	-	-
Revenue as Reported	4,728	4,868	3,820	2,972	2,676

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.