JANASHAKTHI FINANCE Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	6,132	4,464	4,602	3,593	2,709
Total Interest Expense	3,009	2,317	2,807	2,600	1,159
Net Interest Income	3,123	2,146	1,794	993.04	1,550
Commissions and Fees	166.5	161.22	162.37	105.89	102.1
Other Revenue	-	1.46	0.42	1.81	4.07
Revenue Before Loan Losses	3,290	2,309	1,957	1,101	1,656
Provision for Loan Losses	293.59	-	-	103.02	124.54
Revenue	2,996	2,309	1,957	997.72	1,531
Revenue Growth (YoY)	29.76%	17.98%	96.17%	-34.85%	36.72%
Salaries & Employee Benefits	964.89	808.7	666.36	620.55	605.01
Cost of Services Provided	-	55.33	42.07	26.51	69.07
Other Operating Expenses	1,200	795.16	706.9	343.6	383.63
Total Operating Expenses	2,433	1,818	1,499	1,109	1,139
Operating Income	563.66	491.34	458.58	-110.82	392.4
EBT Excluding Unusual Items	563.66	491.34	458.58	-110.82	392.4
Pretax Income	563.66	428.01	349.48	-69.57	453
Income Tax Expense	160.96	56.22	0.95	2.48	-
Net Income	402.7	371.8	348.53	-72.05	453
Net Income to Common	402.7	371.8	348.53	-72.05	453
Net Income Growth	8.31%	6.68%	-	-	134.03%
Shares Outstanding (Basic)	211	211	211	211	211
Shares Outstanding (Diluted)	211	211	211	211	211
Shares Change (YoY)	-0.13%	-	-	-	0.01%
EPS (Basic)	1.91	1.76	1.65	-0.34	2.15
EPS (Diluted)	1.91	1.76	1.65	-0.34	2.15
EPS Growth	8.45%	6.68%	-	-	134.02%
Free Cash Flow	-6,429	-3,592	155.53	2,897	-1,367
Free Cash Flow Per Share	-30.49	-17.01	0.74	13.72	-6.48
Operating Margin	18.81%	21.28%	23.43%	-11.11%	25.62%
Profit Margin	13.44%	16.10%	17.81%	-7.22%	29.58%
Free Cash Flow Margin	-214.56%	-155.54%	7.95%	290.35%	-89.29%
Effective Tax Rate	28.56%	13.13%	0.27%	-	-
Revenue as Reported	6,410	4,728	4,868	3,820	2,972