Cargills Bank PLC (COSE:CBNK.N0000)

Cargills Bank Balance Sheet

Financials in millions LKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,880	1,715	1,963	1,232	1,816	1,420
Investment Securities	25,258	26,368	20,560	12,250	10,799	11,970
Trading Asset Securities	1,788	2,325	2,468	-	3.2	1,600
Total Investments	27,045	28,693	23,029	12,250	10,802	13,569
Gross Loans	54,170	51,439	45,553	40,250	43,682	31,733
Allowance for Loan Losses	-5,407	-5,335	-4,994	-4,290	-3,191	-2,654
Net Loans	48,763	46,104	40,559	35,960	40,491	29,079
Property, Plant & Equipment	872.48	843.02	462.71	475.18	518.27	657.91
Other Intangible Assets	194.32	202.06	283.45	335.15	258.94	357.74
Other Receivables	-	942.66	2,488	866.14	402.18	253.18
Restricted Cash	612	764.15	432.81	1,312	567.8	443.99
Other Current Assets	-	465.42	456.72	365.89	273.3	252.44
Long-Term Deferred Tax Assets	674.55	523.23	284.09	955.72	637.59	498.54
Other Long-Term Assets	2,241	-	-	-	-	-
Total Assets	82,282	80,252	69,959	53,753	55,767	46,533
Accrued Expenses	-	478.3	452.94	316.56	371.26	258.22
Interest Bearing Deposits	53,881	55,565	47,839	35,732	38,441	30,443
Non-Interest Bearing Deposits	2,802	3,861	2,825	2,071	1,741	1,554
Total Deposits	56,682	59,427	50,665	37,803	40,182	31,998
Short-Term Borrowings	0.04	1,511	2,170	2,189	1,766	1,225
Current Portion of Long-Term Debt	-	1,880	624.41	331.63	-	-
Current Portion of Leases	-	98.69	71.86	92.15	96.27	80.61
Current Income Taxes Payable	-	437.78	161.97	-	-	-
Other Current Liabilities	5,391	1,947	1,841	1,273	575.49	459.38
Long-Term Debt	7,406	1,653	1,658	1,683	3,133	2,454
Long-Term Leases	621.85	500.66	263.92	248.39	236.41	259.37
Pension & Post-Retirement Benefits	157.44	151.66	108.61	96.81	81.34	64.76
Total Liabilities	70,259	68,085	58,016	44,033	46,442	36,798
Common Stock	11,894	11,894	11,894	11,394	11,394	11,394
Retained Earnings	-301.89	-464.23	-1,098	-1,541	-2,023	-1,740
Comprehensive Income & Other	430.12	737.45	1,147	-132.75	-46.13	80.16
Total Common Equity	12,023	12,168	11,943	9,720	9,325	9,734
Shareholders' Equity	12,023	12,168	11,943	9,720	9,325	9,734
Total Liabilities & Equity	82,282	80,252	69,959	53,753	55,767	46,533
Total Debt	8,028	5,643	4,788	4,544	5,232	4,018
Net Cash (Debt)	-4,160	-901.86	374.61	-3,311	-3,413	-998.33
Net Cash Per Share	-4.43	-0.95	0.42	-3.75	-3.86	-1.13
Filing Date Shares Outstanding	945.64	945.64	945.64	883.14	883.14	883.14
Total Common Shares Outstanding	945.64	945.64	945.64	883.14	883.14	883.14
Book Value Per Share	12.71	12.87	12.63	11.01	10.56	11.02
Tangible Book Value	11,828	11,966	11,659	9,385	9,066	9,377
Tangible Book Value Per Share	12.51	12.65	12.33	10.63	10.27	10.62

Source: S&P Global Market Intelligence. Banks template. Financial Sources.