Cargills Bank Balance Sheet

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	1,867	1,715	1,963	1,232	1,816	1,420
Investment Securities	21,971	26,368	20,560	12,250	10,799	11,970
Trading Asset Securities	0	2,325	2,468	-	3.2	1,600
Total Investments	21,971	28,693	23,029	12,250	10,802	13,569
Gross Loans	65,890	51,439	45,553	40,250	43,682	31,733
Allowance for Loan Losses	-5,471	-5,335	-4,994	-4,290	-3,191	-2,654
Net Loans	60,419	46,104	40,559	35,960	40,491	29,079
Property, Plant & Equipment	846.93	843.02	462.71	475.18	518.27	657.91
Other Intangible Assets	166.69	202.06	283.45	335.15	258.94	357.74
Other Receivables	-	942.66	2,488	866.14	402.18	253.18
Restricted Cash	770.11	764.15	432.81	1,312	567.8	443.99
Other Current Assets	-	465.42	456.72	365.89	273.3	252.44
Long-Term Deferred Tax Assets	789.85	523.23	284.09	955.72	637.59	498.54
Other Long-Term Assets	1,650	-	-	-	-	-
Total Assets	88,479	80,252	69,959	53,753	55,767	46,533
Accrued Expenses	-	478.3	452.94	316.56	371.26	258.22
Interest Bearing Deposits	59,732	55,565	47,839	35,732	38,441	30,443
Non-Interest Bearing Deposits	2,741	3,861	2,825	2,071	1,741	1,554
Total Deposits	62,473	59,427	50,665	37,803	40,182	31,998
Short-Term Borrowings	0.01	1,511	2,170	2,189	1,766	1,225
Current Portion of Long-Term Debt	-	1,880	624.41	331.63	-	-
Current Portion of Leases	-	98.69	71.86	92.15	96.27	80.61
Current Income Taxes Payable	-	437.78	161.97	-	-	-
Other Current Liabilities	2,725	1,947	1,841	1,273	575.49	459.38
Long-Term Debt	10,556	1,653	1,658	1,683	3,133	2,454
Long-Term Leases	595.5	500.66	263.92	248.39	236.41	259.37
Pension & Post-Retirement Benefits	163.17	151.66	108.61	96.81	81.34	64.76
Total Liabilities	76,512	68,085	58,016	44,033	46,442	36,798
Common Stock	11,894	11,894	11,894	11,394	11,394	11,394
Retained Earnings	-150.83	-464.23	-1,098	-1,541	-2,023	-1,740
Comprehensive Income & Other	223.37	737.45	1,147	-132.75	-46.13	80.16
Total Common Equity	11,967	12,168	11,943	9,720	9,325	9,734
Shareholders' Equity	11,967	12,168	11,943	9,720	9,325	9,734
Total Liabilities & Equity	88,479	80,252	69,959	53,753	55,767	46,533
Total Debt	11,152	5,643	4,788	4,544	5,232	4,018
Net Cash (Debt)	-8,255	-901.86	374.61	-3,311	-3,413	-998.33
Net Cash Per Share	-9.00	-0.95	0.42	-3.75	-3.86	-1.13
Filing Date Shares Outstanding	945.64	945.64	945.64	883.14	883.14	883.14
Total Common Shares Outstanding	945.64	945.64	945.64	883.14	883.14	883.14
Book Value Per Share	12.65	12.87	12.63	11.01	10.56	11.02
Tangible Book Value	11,800	11,966	11,659	9,385	9,066	9,377
Tangible Book Value Per Share	12.48	12.65	12.33	10.63	10.27	10.62

Source: S&P Global Market Intelligence. Banks template. Financial Sources.