Cargills Bank PLC (COSE:CBNK.N0000)

Cargills Bank Balance Sheet

Financials in millions LKR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	2,522	3,436	1,715	1,963	1,232	1,816
Investment Securities	24,578	20,668	26,368	20,560	12,250	10,799
Trading Asset Securities	0.15	1.38	2,325	2,468	-	3.2
Total Investments	24,578	20,670	28,693	23,029	12,250	10,802
Gross Loans	77,590	68,250	51,439	45,553	40,250	43,682
Allowance for Loan Losses	-5,284	-5,129	-5,335	-4,994	-4,290	-3,191
Net Loans	72,306	63,121	46,104	40,559	35,960	40,491
Property, Plant & Equipment	1,005	883.22	843.02	462.71	475.18	518.27
Other Intangible Assets	196.29	218.21	202.06	283.45	335.15	258.94
Other Receivables	-	927.19	942.66	2,488	866.14	402.18
Restricted Cash	1,520	1,176	764.15	432.81	1,312	567.8
Other Current Assets	-	608.15	465.42	456.72	365.89	273.3
Long-Term Deferred Tax Assets	767.38	683.34	523.23	284.09	955.72	637.59
Total Assets	104,707	91,723	80,252	69,959	53,753	55,767

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	507.1	478.3	452.94	316.56	371.26
Interest Bearing Deposits	73,940	63,095	55,565	47,839	35,732	38,441
Non-Interest Bearing Deposits	3,916	3,095	3,861	2,825	2,071	1,741
Total Deposits	77,856	66,190	59,427	50,665	37,803	40,182
Short-Term Borrowings	0	0.18	16.67	2,170	2,189	1,766
Current Portion of Long-Term Debt	-	8,079	3,374	624.41	331.63	-
Current Portion of Leases	-	125.13	98.69	71.86	92.15	96.27
Current Income Taxes Payable	-	207.11	437.78	161.97	-	-
Other Current Liabilities	-	2,234	1,947	1,841	1,273	575.49
Long-Term Debt	8,253	1,629	1,653	1,658	1,683	3,133
Long-Term Leases	614.16	441.1	500.66	263.92	248.39	236.41
Pension & Post-Retirement Benefits	200.84	188.94	151.66	108.61	96.81	81.34
Other Long-Term Liabilities	3,142	-	-	-	-	-
Total Liabilities	90,065	79,601	68,085	58,016	44,033	46,442

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	14,395	11,894	11,894	11,894	11,394	11,394
Retained Earnings	229.01	72.44	-464.23	-1,098	-1,541	-2,023
Comprehensive Income & Other	17.94	155.38	737.45	1,147	-132.75	-46.13
Total Common Equity	14,642	12,122	12,168	11,943	9,720	9,325
Shareholders' Equity	14,642	12,122	12,168	11,943	9,720	9,325
Total Liabilities & Equity	104,707	91,723	80,252	69,959	53,753	55,767

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	8,867	10,274	5,643	4,788	4,544	5,232
Net Cash (Debt)	-4,141	-6,536	-901.86	374.61	-3,311	-3,413
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-3.83	-6.91	-0.95	0.42	-3.75	-3.86
Filing Date Shares Outstanding	1,240	945.64	945.64	945.64	883.14	883.14
Total Common Shares Outstanding	1,240	945.64	945.64	945.64	883.14	883.14
Book Value Per Share	11.81	12.82	12.87	12.63	11.01	10.56
Tangible Book Value	14,446	11,904	11,966	11,659	9,385	9,066
Tangible Book Value Per Share	11.65	12.59	12.65	12.33	10.63	10.27

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 21, 2026

Data Sources Report a data error