COSE:COOP.N0000 Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	4,432	4,611	5,225	5,226	4,550
Total Interest & Dividend Income	1,699	1,763	1,735	1,186	764.11
Gain (Loss) on Sale of Investments	0.98	-	-	-	-
Other Revenue	339.79	375.9	294.45	243.8	265.07
Total Revenue	6,472	6,750	7,254	6,656	5,580
Revenue Growth (YoY)	-4.11%	-6.96%	8.99%	19.29%	3.93%
Policy Benefits	3,746	4,137	5,145	3,451	2,687
Policy Acquisition & Underwriting Costs	184.9	551.28	564.39	588.36	559.01
Selling, General & Administrative	2,024	2,024	2,149	1,977	1,585
Other Operating Expenses	-	-73.15	-163.52	-59.77	-121.06
Reinsurance Income or Expense	-	265.93	118.18	111.89	128.34
Total Operating Expenses	5,955	6,373	7,577	5,845	4,582
Operating Income	517.44	376.5	-322.12	810.81	998.02
Interest Expense	-51.83	-57.92	-55.71	-52.67	-64.22
Currency Exchange Gain (Loss)	-	-5	0.3	5.05	0.11
Other Non Operating Income (Expenses)	0	0	-	-	-
EBT Excluding Unusual Items	465.62	313.58	-377.53	763.19	933.92
Gain (Loss) on Sale of Assets	-	5.04	3.51	-0.12	-1.08
Asset Writedown	-	-	-	-	0.01
Other Unusual Items	-	-	-	-	0.18
Pretax Income	465.62	318.62	-374.02	763.07	933.04
Income Tax Expense	139.69	44.97	-54.08	136.45	123.17
Earnings From Continuing Ops.	325.92	273.65	-319.94	626.62	809.87
Net Income	325.92	273.65	-319.94	626.62	809.87
Net Income to Common	325.92	273.65	-319.94	626.62	809.87
Net Income Growth	19.10%	-	-	-22.63%	17.84%
Shares Outstanding (Basic)	1,652	1,652	1,652	1,652	1,486
Shares Outstanding (Diluted)	1,652	1,652	1,652	1,652	1,486
Shares Change (YoY)	-	-	-	11.16%	3.90%
EPS (Basic)	0.20	0.17	-0.19	0.38	0.54
EPS (Diluted)	0.20	0.17	-0.19	0.38	0.54
EPS Growth	19.10%	-	-	-30.39%	13.42%
Free Cash Flow	-330.92	-423.23	-722.52	117.49	775.2
Free Cash Flow Per Share	-0.20	-0.26	-0.44	0.07	0.52
Dividend Per Share	-	0.100	-	-	0.135
Dividend Growth	-	-	-	-	-28.95%
Operating Margin	7.99%	5.58%	-4.44%	12.18%	17.89%
Profit Margin	5.04%	4.05%	-4.41%	9.41%	14.52%
Free Cash Flow Margin	-5.11%	-6.27%	-9.96%	1.76%	13.89%
EBITDA	685.22	567.08	-147.69	1,022	1,197
EBITDA Margin	10.59%	8.40%	-2.04%	15.35%	21.45%
D&A For EBITDA	167.78	190.58	174.43	211.23	198.68
EBIT	517.44	376.5	-322.12	810.81	998.02
EBIT Margin	7.99%	5.58%	-4.44%	12.18%	17.89%
Effective Tax Rate	30.00%	14.12%	-	17.88%	13.20%
Revenue as Reported	6,472	6,750	7,258	6,661	5,581

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.