Co-operative Insurance Company PLC (COSE:COOP.N0000)

COSE:COOP.N0000 Statistics

Total Valuation

COSE:COOP.N0000 has a market cap or net worth of LKR 6.11 billion. The enterprise value is 6.70 billion.

Market Cap	6.11B
Enterprise Value	6.70B

Important Dates

The next estimated earnings date is Monday, February 16, 2026.

Earnings Date	Feb 16, 2026
Ex-Dividend Date	n/a

Share Statistics

COSE:COOP.N0000 has 1.65 billion shares outstanding.

Current Share Class	1.65B
Shares Outstanding	1.65B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.11%
Owned by Institutions (%)	7.88%
Float	627.72M

Valuation Ratios

The trailing PE ratio is 35.36.

PE Ratio	35.36
Forward PE	n/a
PS Ratio	0.95
PB Ratio	1.00
P/TBV Ratio	1.01
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.83, with an EV/FCF ratio of -35.03.

EV / Earnings	38.73
EV / Sales	1.04
EV / EBITDA	12.83
EV / EBIT	29.46
EV / FCF	-35.03

Financial Position

The company has a current ratio of 0.39, with a Debt / Equity ratio of 0.13.

Current Ratio	0.39
Quick Ratio	0.19
Debt / Equity	0.13
Debt / EBITDA	1.49
Debt / FCF	-4.06
Interest Coverage	4.31

Financial Efficiency

Return on equity (ROE) is 2.90% and return on invested capital (ROIC) is 2.08%.

Return on Equity (ROE)	2.90%
Return on Assets (ROA)	0.80%
Return on Invested Capital (ROIC)	2.08%
Return on Capital Employed (ROCE)	1.89%
Revenue Per Employee	4.82M
Profits Per Employee	128,822
Employee Count	1,342
Asset Turnover	0.36
Inventory Turnover	n/a

Taxes

In the past 12 months, COSE:COOP.N0000 has paid 1.71 million in taxes.

Income Tax	1.71M
Effective Tax Rate	0.98%

Stock Price Statistics

The stock price has increased by +27.59% in the last 52 weeks. The beta is 0.63, so COSE:COOP.N0000's price volatility has been lower than the market average.

Beta (5Y)	0.63
52-Week Price Change	+27.59%
50-Day Moving Average	4.83
200-Day Moving Average	3.87
Relative Strength Index (RSI)	21.03
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:COOP.N0000 had revenue of LKR 6.47 billion and earned 172.88 million in profits. Earnings per share was 0.10.

Revenue	6.47B
Gross Profit	1.92B
Operating Income	227.26M
Pretax Income	174.59M
Net Income	172.88M
EBITDA	422.63M
EBIT	227.26M
Earnings Per Share (EPS)	0.10

Balance Sheet

The company has 193.64 million in cash and 775.98 million in debt, giving a net cash position of -582.60 million or -0.35 per share.

Cash & Cash Equivalents	193.64M
Total Debt	775.98M
Net Cash	-582.60M
Net Cash Per Share	-0.35
Equity (Book Value)	6.10B
Book Value Per Share	3.69
Working Capital	-3.93B

Cash Flow

In the last 12 months, operating cash flow was -110.52 million and capital expenditures -80.61 million, giving a free cash flow of -191.14 million.

Operating Cash Flow	-110.52M
Capital Expenditures	-80.61M
Free Cash Flow	-191.14M
FCF Per Share	-0.12

Margins

Gross margin is 29.62%, with operating and profit margins of 3.51% and 2.67%.

Gross Margin	29.62%
Operating Margin	3.51%
Pretax Margin	2.70%
Profit Margin	2.67%
EBITDA Margin	6.54%
EBIT Margin	3.51%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 2.56%.

Dividend Per Share	0.10
Dividend Yield	2.56%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	1.88%
Buyback Yield	n/a
Shareholder Yield	2.56%
Earnings Yield	2.83%
FCF Yield	-3.13%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2