COSE:HDFC.N0000 Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	7,352	7,429	8,170	11,195	8,425	6,612
Interest Paid on Deposits	4,505	4,606	5,388	8,884	5,679	3,556
Net Interest Income	2,847	2,823	2,782	2,311	2,746	3,057
Net Interest Income Growth (YoY)	6.27%	1.47%	20.38%	-15.84%	-10.16%	2.52%
Gain (Loss) on Sale of Assets	-	-	-	-	0.15	0.51
Other Non-Interest Income	307	301	337	3,134	352.69	342.56
Total Non-Interest Income	307	301	337	3,134	352.84	343.07
Non-Interest Income Growth (YoY)	3.37%	-10.68%	-89.25%	788.22%	2.85%	13.13%
Revenues Before Loan Losses	3,154	3,124	3,119	5,445	3,099	3,400
Provision for Loan Losses	462	421	278	467	320.31	296.22
Revenue	2,692	2,703	2,841	4,978	2,779	3,103
Revenue Growth (YoY)	-4.20%	-4.86%	-42.93%	79.16%	-10.47%	4.91%
Salaries and Employee Benefits	1,544	1,599	1,646	1,584	1,544	1,387
Occupancy Expenses	4	-	-	-	185.45	161.7
Selling, General & Administrative	-	-	-	-	32.06	29.28
Other Non-Interest Expense	770	775	783	744	813.6	695.28
Total Non-Interest Expense	2,318	2,374	2,429	2,328	2,575	2,274
EBT Excluding Unusual Items	374	329	412	2,650	203.23	829.82
Asset Writedown	-	-	-	-	99.5	48.5
Pretax Income	374	329	412	2,650	302.73	878.32
Income Tax Expense	428	422	603	1,348	-23.59	331.03
Net Income	-54	-93	-191	1,302	326.33	547.29
Net Income to Common	-54	-93	-191	1,302	326.33	547.29
Net Income Growth	-	-	-	298.99%	-40.37%	-22.71%
Basic Shares Outstanding	65	65	65	65	65	65
Diluted Shares Outstanding	65	65	65	65	65	65
Shares Change (YoY)	-0.21%	-0.25%	0.05%	0.00%	-	-
EPS (Basic)	-0.84	-1.44	-2.95	20.12	5.04	8.46
EPS (Diluted)	-0.84	-1.44	-2.95	20.12	5.04	8.46
EPS Growth	-	-	-	299.21%	-40.41%	-22.69%
Effective Tax Rate	114.44%	128.27%	146.36%	50.87%	-	37.69%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.