COSE:HDFC.N0000 Balance Sheet

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	424	325	237	339.73	258.6	305.89
Investment Securities	24,692	22,473	24,011	17,181	18,709	17,406
Total Investments	24,692	22,473	24,011	17,181	18,709	17,406
Gross Loans	40,832	40,130	41,010	44,800	43,811	43,031
Allowance for Loan Losses	-2,428	-	-	-2,007	-1,735	-1,445
Other Adjustments to Gross Loans	-	-	-	-162.87	-238.38	-371.44
Net Loans	38,404	40,130	41,010	42,630	41,837	41,215
Property, Plant & Equipment	388	187	223	610.32	610.78	592.97
Other Intangible Assets	34	-	-	143.2	125.02	127.57
Investments in Real Estate	1,284	-	-	1,165	1,065	1,017
Other Receivables	-	-	-	379.3	202.72	138.98
Other Current Assets	-	-	-	0.51	0.35	0.35
Long-Term Deferred Tax Assets	517	-	-	409.23	126.05	205.08
Other Long-Term Assets	145	2,328	2,252	24.94	29.34	21.49
Total Assets	65,888	65,443	67,733	62,882	62,964	61,030
Interest Bearing Deposits	50,936	52,005	53,613	50,245	49,813	47,947
Total Deposits	50,936	52,005	53,613	50,245	49,813	47,947
Current Portion of Leases	-	-	-	45.86	46.94	42.21
Current Income Taxes Payable	-5	151	574	259.54	316.14	441.77
Long-Term Debt	5,452	3,889	4,032	4,135	5,090	5,542
Long-Term Leases	250	-	-	333.83	341.69	307.23
Pension & Post-Retirement Benefits	984	-	-	846.98	771.62	777.8
Other Long-Term Liabilities	459	1,685	1,519	299.2	230.37	189.6
Total Liabilities	58,076	57,730	59,738	56,166	56,610	55,248
Common Stock	962	962	962	647.1	647.1	647.1
Additional Paid-In Capital	-	-	-	314.99	314.99	314.99
Retained Earnings	6,944	6,751	7,034	5,800	5,474	4,943
Comprehensive Income & Other	-94	-	-1	-46.02	-82.59	-122.98
Shareholders' Equity	7,812	7,713	7,995	6,716	6,354	5,782
Total Liabilities & Equity	65,888	65,443	67,733	62,882	62,964	61,030
Total Debt	5,702	3,889	4,032	4,515	5,479	5,892
Net Cash (Debt)	-893	-3,528	-3,762	-4,145	2,918	4,274
Net Cash Growth	-	-	-	-	-31.72%	431.60%
Net Cash Per Share	-13.87	-54.49	-58.13	-64.06	45.10	66.05
Filing Date Shares Outstanding	64.71	64.71	64.71	64.71	64.71	64.71
Total Common Shares Outstanding	64.71	64.71	64.71	64.71	64.71	64.71
Book Value Per Share	120.72	119.19	123.55	103.79	98.18	89.35
Tangible Book Value	7,778	7,713	7,995	6,573	6,228	5,654
Tangible Book Value Per Share	120.20	119.19	123.55	101.58	96.25	87.38

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.