LOLC Holdings PLC (COSE: LOLC.N0000)

LOLC Holdings Income Statement

Financials in millions LKR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest and Dividend Income	171,037	170,024	177,423	98,576	89,330	81,300
Total Interest Expense	134,038	141,878	132,961	55,669	49,319	54,852
Net Interest Income	36,999	28,147	44,462	42,907	40,011	26,448
Gain (Loss) on Sale of Investments	8,902	8,902	8,038	23.25	479.77	186.18
Other Revenue	144,088	135,360	119,107	87,421	59,457	44,836
Revenue Before Loan Losses	189,989	172,409	171,607	130,351	99,948	71,471
Provision for Loan Losses	16,559	16,559	17,537	8,819	-	-
Revenue	173,430	155,850	154,070	121,532	99,948	71,471
Revenue Growth (YoY)	23.51%	1.16%	26.77%	21.59%	39.84%	-4.02%
Salaries & Employee Benefits	49,644	42,079	40,183	24,930	19,587	16,795
Cost of Services Provided	73,125	71,118	64,765	45,563	28,157	22,877
Other Operating Expenses	45,820	37,779	30,404	18,658	10,708	16,456
Total Operating Expenses	178,913	161,150	145,026	94,382	63,259	60,252
Operating Income	-5,483	-5,300	9,044	27,150	36,689	11,219
Earnings From Equity Investments	8,935	7,979	7,666	2,881	1,216	1,020
Currency Exchange Gain (Loss)	-2,290	-2,290	412.49	10,552	745.24	-1,620
EBT Excluding Unusual Items	972.65	199.85	17,199	40,508	38,650	10,619
Gain (Loss) on Sale of Investments	9,176	9,176	-10,704	20,500	-28,999	-17,224
Impairment of Goodwill	-245.74	-245.74	-	-57.64	-	-
Pretax Income	58,374	30,203	30,062	83,553	57,135	3,376
Income Tax Expense	8,772	8,450	8,391	5,957	3,902	2,564
Earnings From Continuing Ops.	49,602	21,753	21,671	77,596	53,233	812.37
Earnings From Discontinued Ops.	-0.13	-0.06	-1.93	3.41	-21.94	6,767
Net Income to Company	49,602	21,753	21,669	77,600	53,211	7,579
Minority Interest in Earnings	12,152	8,161	704.83	-16,437	-25,170	3,315
Net Income	61,754	29,914	22,374	61,163	28,041	10,894
Net Income to Common	61,754	29,914	22,374	61,163	28,041	10,894
Net Income Growth	861.36%	33.70%	-63.42%	118.12%	157.40%	-3.51%
Shares Outstanding (Basic)	475	475	475	475	475	475
Shares Outstanding (Diluted)	475	475	475	475	475	475
Shares Change (YoY)	0.01%	-	-	-	-	-
EPS (Basic)	129.95	62.95	47.08	128.71	59.01	22.93
EPS (Diluted)	129.95	62.95	47.08	128.71	59.00	22.93
EPS Growth	861.42%	33.71%	-63.42%	118.13%	157.38%	-3.51%
Free Cash Flow	3,687	56,250	74,506	2,714	4,716	-69,506
Free Cash Flow Per Share	7.76	118.37	156.79	5.71	9.92	-146.27
Operating Margin	-3.16%	-3.40%	5.87%	22.34%	36.71%	15.70%
Profit Margin	35.61%	19.19%	14.52%	50.33%	28.06%	15.24%
Free Cash Flow Margin	2.13%	36.09%	48.36%	2.23%	4.72%	-97.25%
Effective Tax Rate	15.03%	27.98%	27.91%	7.13%	6.83%	75.94%
Revenue as Reported	347,487	337,747	333,122	224,100	160,482	130,442

Source: S&P Capital IQ. Financial Services template. Financial Sources.