LOLC Holdings PLC (COSE:LOLC.N0000)

LOLC Holdings Income Statement

Financials in millions LKR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	167,021	170,024	177,423	98,576	89,330
Total Interest Expense	63,296	141,878	132,961	55,669	49,319
Net Interest Income	103,725	28,147	44,462	42,907	40,011
Gain (Loss) on Sale of Investments	-	8,902	8,038	23.25	479.77
Other Revenue	172,672	135,360	119,107	87,421	59,457
Revenue Before Loan Losses	276,397	172,409	171,607	130,351	99,948
Provision for Loan Losses	-	16,559	17,537	8,819	-
Revenue	276,397	155,850	154,070	121,532	99,948
Revenue Growth (YoY)	77.35%	1.16%	26.77%	21.59%	39.85%
Salaries & Employee Benefits	55,057	42,079	40,183	24,930	19,587
Cost of Services Provided	90,045	71,118	64,765	45,563	28,157
Other Operating Expenses	69,787	37,779	30,404	18,658	10,708
Total Operating Expenses	228,388	161,150	145,026	94,382	63,259
Operating Income	48,009	-5,300	9,044	27,150	36,689
Earnings From Equity Investments	4,228	7,979	7,666	2,881	1,216
Currency Exchange Gain (Loss)	-	-2,290	412.49	10,552	745.24
EBT Excluding Unusual Items	483.12	199.85	17,199	40,508	38,650
Gain (Loss) on Sale of Investments	-	9,176	-10,704	20,500	-28,999
Impairment of Goodwill	-	-245.74	-	-57.64	-
Other Unusual Items	51,710	-	-	-	-
Pretax Income	52,193	30,203	30,062	83,553	57,135
Income Tax Expense	1,770	8,450	8,391	5,957	3,902
Earnings From Continuing Ops.	50,423	21,753	21,671	77,596	53,233
Earnings From Discontinued Ops.	-4,361	-0.06	-1.93	3.41	-21.94
Net Income to Company	46,063	21,753	21,669	77,600	53,211
Minority Interest in Earnings	3,695	8,161	704.83	-16,437	-25,170
Net Income	49,757	29,914	22,374	61,163	28,041
Net Income to Common	49,757	29,914	22,374	61,163	28,041
Net Income Growth	66.33%	33.70%	-63.42%	118.12%	157.40%
Shares Outstanding (Basic)	475	475	475	475	475
Shares Outstanding (Diluted)	475	475	475	475	475
Shares Change (YoY)	-0.00%	-	-	-	-
EPS (Basic)	104.71	62.95	47.08	128.71	59.01
EPS (Diluted)	104.71	62.95	47.08	128.71	59.00
EPS Growth	66.34%	33.71%	-63.42%	118.13%	157.38%
Free Cash Flow	-18,957	56,250	74,506	2,714	4,716
Free Cash Flow Per Share	-39.89	118.37	156.79	5.71	9.92
Operating Margin	17.37%	-3.40%	5.87%	22.34%	36.71%
Profit Margin	18.00%	19.19%	14.52%	50.33%	28.06%
Free Cash Flow Margin	-6.86%	36.09%	48.36%	2.23%	4.72%
Effective Tax Rate	3.39%	27.98%	27.91%	7.13%	6.83%
Revenue as Reported	-	337,747	333,122	224,100	160,482

Updated Feb 14, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.