LOLC Holdings Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	181,894	166,999	162,157	177,423	98,576	89,330
Total Interest Expense	123,654	122,388	141,878	132,961	55,669	49,319
Net Interest Income	58,240	44,611	20,280	44,462	42,907	40,011
Gain (Loss) on Sale of Investments	-1,138	-1,138	8,902	8,038	23.25	479.77
Other Revenue	202,784	156,843	116,345	119,066	87,411	59,457
Revenue Before Loan Losses	259,886	200,316	145,526	171,565	130,341	99,948
Provision for Loan Losses	26,793	26,793	16,559	17,537	8,819	-
Revenue	233,092	173,522	128,967	154,029	121,522	99,948
Revenue Growth (YoY)	56.22%	34.55%	-16.27%	26.75%	21.58%	39.85%
Salaries & Employee Benefits	70,503	55,057	42,079	40,183	24,930	19,587
Cost of Services Provided	103,515	82,222	71,124	64,765	45,563	28,157
Other Operating Expenses	55,002	51,099	34,617	30,363	18,649	10,708
Total Operating Expenses	245,903	201,876	157,994	144,985	94,372	63,259
Operating Income	-12,811	-28,354	-29,026	9,044	27,150	36,689
Earnings From Equity Investments	-99.87	4,228	7,979	7,666	2,881	1,216
Currency Exchange Gain (Loss)	1,213	1,213	-2,290	412.49	10,552	745.24
EBT Excluding Unusual Items	-2,297	-15,707	194.76	17,199	40,508	38,650
Gain (Loss) on Sale of Investments	8,061	8,061	-7,806	-10,704	20,500	-28,999
Impairment of Goodwill	-	-	-245.74	-	-57.64	-
Other Unusual Items	20,419	54,486	16,982	-	-	-
Pretax Income	31,496	52,152	30,203	30,062	83,553	57,135
Income Tax Expense	1,491	1,768	8,450	8,391	5,957	3,902
Earnings From Continuing Ops.	30,005	50,385	21,753	21,671	77,596	53,233
Earnings From Discontinued Ops.	-8,827	-9,382	-0.1	-1.93	3.41	-21.94
Net Income to Company	21,178	41,002	21,753	21,669	77,600	53,211
Minority Interest in Earnings	4,470	8,709	8,161	704.83	-16,437	-25,170
Net Income	25,647	49,712	29,914	22,374	61,163	28,041
Net Income to Common	25,647	49,712	29,914	22,374	61,163	28,041
Net Income Growth	-39.65%	66.18%	33.70%	-63.42%	118.12%	157.40%
Shares Outstanding (Basic)	475	475	475	475	475	475
Shares Outstanding (Diluted)	475	475	475	475	475	475
EPS (Basic)	53.97	104.61	62.95	47.08	128.71	59.01
EPS (Diluted)	53.97	104.61	62.95	47.08	128.71	59.00
EPS Growth	-39.65%	66.18%	33.71%	-63.42%	118.13%	157.38%
Free Cash Flow	-119,753	-14,376	56,250	74,506	2,714	4,716
Free Cash Flow Per Share	-252.01	-30.25	118.37	156.79	5.71	9.92
Operating Margin	-5.50%	-16.34%	-22.51%	5.87%	22.34%	36.71%
Profit Margin	11.00%	28.65%	23.20%	14.53%	50.33%	28.06%
Free Cash Flow Margin	-51.38%	-8.29%	43.62%	48.37%	2.23%	4.72%
Effective Tax Rate	4.74%	3.39%	27.98%	27.91%	7.13%	6.83%
Revenue as Reported	400,772	339,936	329,879	333,122	224,100	160,482

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.