LOLC Holdings Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	189,750	166,999	162,157	177,423	98,576
Total Interest Expense	123,552	122,388	141,878	132,961	55,669
Net Interest Income	66,199	44,611	20,280	44,462	42,907
Gain (Loss) on Sale of Investments	-	-1,138	8,902	8,038	23.25
Other Revenue	240,554	156,843	116,345	119,066	87,411
Revenue Before Loan Losses	306,752	200,316	145,526	171,565	130,341
Provision for Loan Losses	-	26,793	16,559	17,537	8,819
Revenue	306,752	173,522	128,967	154,029	121,522
Revenue Growth (YoY)	76.78%	34.55%	-16.27%	26.75%	21.58%
Salaries & Employee Benefits	71,454	55,057	42,079	40,183	24,930
Cost of Services Provided	122,735	82,222	71,124	64,765	45,563
Other Operating Expenses	77,473	51,099	34,617	30,363	18,649
Total Operating Expenses	288,875	201,876	157,994	144,985	94,372
Operating Income	17,878	-28,354	-29,026	9,044	27,150
Earnings From Equity Investments	3,057	4,228	7,979	7,666	2,881
Currency Exchange Gain (Loss)	-	1,213	-2,290	412.49	10,552
EBT Excluding Unusual Items	27,535	-15,707	194.76	17,199	40,508
Gain (Loss) on Sale of Investments	-	8,061	-7,806	-10,704	20,500
Impairment of Goodwill	-	-	-245.74	-	-57.64
Other Unusual Items	2,149	54,486	16,982	-	-
Pretax Income	29,685	52,152	30,203	30,062	83,553
Income Tax Expense	5,500	1,768	8,450	8,391	5,957
Earnings From Continuing Ops.	24,185	50,385	21,753	21,671	77,596
Earnings From Discontinued Ops.	-800.38	-9,382	-0.1	-1.93	3.41
Net Income to Company	23,384	41,002	21,753	21,669	77,600
Minority Interest in Earnings	7,513	8,709	8,161	704.83	-16,437
Net Income	30,898	49,712	29,914	22,374	61,163
Net Income to Common	30,898	49,712	29,914	22,374	61,163
Net Income Growth	-37.85%	66.18%	33.70%	-63.42%	118.12%
Shares Outstanding (Basic)	475	475	475	475	475
Shares Outstanding (Diluted)	475	475	475	475	475
EPS (Basic)	65.02	104.61	62.95	47.08	128.71
EPS (Diluted)	65.02	104.61	62.95	47.08	128.71
EPS Growth	-37.84%	66.18%	33.71%	-63.42%	118.13%
Free Cash Flow	-135,906	-14,376	56,250	74,506	2,714
Free Cash Flow Per Share	-286.00	-30.25	118.37	156.79	5.71
Operating Margin	5.83%	-16.34%	-22.51%	5.87%	22.34%
Profit Margin	10.07%	28.65%	23.20%	14.53%	50.33%
Free Cash Flow Margin	-44.30%	-8.29%	43.62%	48.37%	2.23%
Effective Tax Rate	18.53%	3.39%	27.98%	27.91%	7.13%
Revenue as Reported	430,304	339,936	329,879	333,122	224,100