People's Insurance Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	4,573	4,713	4,170	4,992	5,121	5,303
Total Interest & Dividend Income	1,043	1,179	1,458	1,306	657.54	751.89
Gain (Loss) on Sale of Investments	18.06	18.06	-	17.75	73.25	53.36
Other Revenue	183.92	117.01	88.2	79.27	54.31	54.1
Total Revenue	5,818	6,027	5,717	6,395	5,906	6,163
Revenue Growth (YoY)	1.98%	5.43%	-10.60%	8.28%	-4.17%	1.08%
Policy Benefits	2,984	3,130	3,126	3,638	2,994	2,700
Policy Acquisition & Underwriting Costs	350.25	605.17	742.59	596.62	629.08	649.71
Selling, General & Administrative	1,972	1,644	1,474	1,240	1,204	1,216
Reinsurance Income or Expense	114.63	114.63	483.42	119.25	102.02	90.18
Total Operating Expenses	5,192	5,264	4,859	5,356	4,725	4,475
Operating Income	626.38	763.24	857.83	1,039	1,181	1,687
Interest Expense	-67.82	-61.63	-73.35	-38.88	-11.56	-19.94
EBT Excluding Unusual Items	558.56	701.62	784.48	1,000	1,169	1,668
Pretax Income	558.56	701.62	784.48	1,000	1,169	1,668
Income Tax Expense	203.28	272.19	262.9	364.32	189.42	472.21
Net Income	355.28	429.42	521.58	635.96	979.67	1,195
Net Income to Common	355.28	429.42	521.58	635.96	979.67	1,195
Net Income Growth	-12.74%	-17.67%	-17.99%	-35.08%	-18.04%	84.56%
Shares Outstanding (Basic)	204	204	204	204	204	204
Shares Outstanding (Diluted)	204	204	204	204	204	204
EPS (Basic)	1.74	2.11	2.56	3.12	4.81	5.87
EPS (Diluted)	1.74	2.11	2.56	3.12	4.81	5.87
EPS Growth	-12.74%	-17.67%	-17.99%	-35.08%	-18.04%	84.56%
Free Cash Flow	1,160	529.9	1,010	261.05	1,066	1,571
Free Cash Flow Per Share	5.70	2.60	4.96	1.28	5.24	7.71
Dividend Per Share	-	-	-	2.455	1.473	2.946
Dividend Growth	-	-	-	66.67%	-50.00%	62.16%
Operating Margin	10.77%	12.66%	15.01%	16.25%	19.99%	27.38%
Profit Margin	6.11%	7.12%	9.12%	9.95%	16.59%	19.40%
Free Cash Flow Margin	19.95%	8.79%	17.67%	4.08%	18.06%	25.49%
EBITDA	674.77	789.8	879.28	1,070	1,215	1,717
EBITDA Margin	11.60%	13.10%	15.38%	16.73%	20.57%	27.86%
D&A For EBITDA	48.4	26.56	21.46	30.55	34.13	29.53
EBIT	626.38	763.24	857.83	1,039	1,181	1,687
EBIT Margin	10.77%	12.66%	15.01%	16.25%	19.99%	27.38%
Effective Tax Rate	36.39%	38.80%	33.51%	36.42%	16.20%	28.32%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.