People's Insurance PLC (COSE:PINS.N0000)
Sri Lanka flag Sri Lanka · Delayed Price · Currency is LKR
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0.00 (0.00%)
Price not available due to exchange restrictions

People's Insurance Financials Overview

Millions LKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,9185,8716,0275,7176,3955,906
Revenue Growth
16.57%-2.59%5.43%-10.60%8.28%-4.17%
Operating Income
724.35537.74765.24857.831,0391,181
Net Income
490.94355.25429.42521.58635.96979.67
Earnings Per Share
2.411.742.112.563.124.81
EPS Growth
37.17%-17.27%-17.67%-17.99%-35.08%-18.04%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Fire
121.980.35135.9990.8187.7788.94
Miscellaneous
490.78419.63365.71272.92311.65303.03
Motor
5,1204,2464,2913,8774,5754,706
Marine
14.2918.119.2216.0717.8222.48
Unallocated Investment Income
1,0681,0321,1791,4581,324730.79
Unallocated Net Fair Value Gain/(losses)
104.7274.8718.06---
Unallocated Other Income
-1.49-0.5518.1388.279.2754.31
Total
6,9185,8716,0275,8046,3955,906

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
175.4182.03155.08108.66154.2268.32
Total Debt
447.61342.92362.48678.77542.01128.52
Net Cash (Debt)
-272.21-260.89-207.4-570.11-387.79-60.2
Net Cash Growth
------
Net Cash Per Share
-1.34-1.28-1.02-2.80-1.90-0.30

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,5011,437624.11,037267.351,097
Capital Expenditures
-18.51-74.46-94.2-26.72-6.3-30.71
Free Cash Flow
1,4821,362529.91,010261.051,066
Free Cash Flow Growth
66.00%157.04%-47.54%286.96%-75.52%-32.10%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
10.47%9.16%12.70%15.01%16.25%19.99%
Pretax Margin
9.78%8.05%11.64%13.72%15.64%19.80%
Profit Margin
7.10%6.05%7.12%9.12%9.95%16.59%
FCF Margin
21.43%23.20%8.79%17.67%4.08%18.06%

Dividends

Fiscal YearFY 2022FY 2021
Period EndingDec '22 Dec '21
Dividend Per Share
2.4551.473
Dividend Per Share Growth
66.67%-50.00%
Dividend Yield
12.38%4.85%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.1918.6315.178.676.357.00
Forward PE
-5.615.615.615.615.61
P/FCF Ratio
4.044.8612.304.4715.486.43
PS Ratio
0.871.131.080.790.631.16