People's Insurance PLC (COSE:PINS.N0000)
Sri Lanka flag Sri Lanka · Delayed Price · Currency is LKR
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0.00 (0.00%)
Price not available due to exchange restrictions

People's Insurance Financials Overview

Millions LKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,3575,8716,0275,7176,3955,906
Revenue Growth
4.10%-2.59%5.43%-10.60%8.28%-4.17%
Operating Income
574.65537.74765.24857.831,0391,181
Net Income
379.63355.25429.42521.58635.96979.67
Earnings Per Share
1.861.742.112.563.124.81
EPS Growth
-14.79%-17.27%-17.67%-17.99%-35.08%-18.04%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Motor
4,6634,2464,2913,8774,5754,706
Miscellaneous
452.18419.63365.71272.92311.65303.03
Marine
17.4518.119.2216.0717.8222.48
Fire
106.1780.35135.9990.8187.7788.94
Unallocated Investment Income
1,0411,0321,1791,4581,324730.79
Unallocated Net Fair Value Gain/(losses)
78.8874.8718.06---
Unallocated Other Income
-1.34-0.5518.1388.279.2754.31
Total
6,3575,8716,0275,8046,3955,906

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
107.1482.03155.08108.66154.2268.32
Total Debt
457.21342.92362.48678.77542.01128.52
Net Cash (Debt)
-350.07-260.89-207.4-570.11-387.79-60.2
Net Cash Growth
------
Net Cash Per Share
-1.72-1.28-1.02-2.80-1.90-0.30

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
964.911,437624.11,037267.351,097
Capital Expenditures
-43.17-74.46-94.2-26.72-6.3-30.71
Free Cash Flow
921.741,362529.91,010261.051,066
Free Cash Flow Growth
13.39%157.04%-47.54%286.96%-75.52%-32.10%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
9.04%9.16%12.70%15.01%16.25%19.99%
Pretax Margin
8.11%8.05%11.64%13.72%15.64%19.80%
Profit Margin
5.97%6.05%7.12%9.12%9.95%16.59%
FCF Margin
14.50%23.20%8.79%17.67%4.08%18.06%

Dividends

Fiscal YearFY 2022FY 2021
Period EndingDec '22 Dec '21
Dividend Per Share
2.4551.473
Dividend Per Share Growth
66.67%-50.00%
Dividend Yield
12.38%4.85%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.5418.6315.178.676.357.00
Forward PE
-5.515.515.515.515.51
P/FCF Ratio
5.994.8612.304.4715.486.43
PS Ratio
0.871.131.080.790.631.16