People's Insurance Cash Flow Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	355.28	429.42	521.58	635.96	979.67	1,195
Depreciation & Amortization	132.68	110.85	101.86	105.02	101.11	95.59
Other Amortization	5.05	5.05	3.53	2.77	2.77	2.07
Gain (Loss) on Sale of Assets	0	-15.37	0.01	-	-	-
Gain (Loss) on Sale of Investments	-14.52	-14.52	-	-	-55.01	-19.28
Change in Accounts Receivable	-180.91	-131.94	-277.76	3.23	112.54	-264.49
Reinsurance Recoverable	89.97	87.63	18.63	-136.6	-209.86	292.45
Change in Insurance Reserves / Liabilities	735.11	593.2	-572.88	0.19	208.08	-300.21
Change in Other Net Operating Assets	122.66	-493.8	1,246	75.59	171.63	207.3
Other Operating Activities	46.61	78.61	16.89	-338.37	-248.04	313.46
Operating Cash Flow	1,286	624.1	1,037	267.35	1,097	1,597
Operating Cash Flow Growth	46.20%	-39.81%	287.84%	-75.63%	-31.31%	59.46%
Capital Expenditures	-125.32	-94.2	-26.72	-6.3	-30.71	-26.54
Sale of Property, Plant & Equipment	-	15.01	0.01	-	-	-
Purchase / Sale of Intangible Assets	-9.94	-9.09	-9.85	-	-	-11.16
Investment in Securities	-1,094	-474.96	-705.85	289.77	-346.48	-1,200
Other Investing Activities	-	-	-	-	0	-
Investing Cash Flow	-1,230	-563.24	-742.42	283.47	-377.18	-1,237
Total Debt Repaid	-90.77	-70.65	-58.84	-72.41	-77.75	-67.53
Net Debt Issued (Repaid)	-64.57	-70.65	-58.84	-72.41	-77.75	-67.53
Common Dividends Paid	-	-	-	-500	-600	-220
Other Financing Activities	-15	-15	-	-	-	-
Financing Cash Flow	-79.57	-85.65	-58.84	-572.41	-677.75	-287.53
Miscellaneous Cash Flow Adjustments	-0	-	-	-	-	0
Net Cash Flow	-23.51	-24.79	235.62	-21.59	42.21	72.26
Free Cash Flow	1,160	529.9	1,010	261.05	1,066	1,571
Free Cash Flow Growth	42.09%	-47.54%	286.96%	-75.52%	-32.10%	60.16%
Free Cash Flow Margin	19.95%	8.79%	17.67%	4.08%	18.06%	25.49%
Free Cash Flow Per Share	5.70	2.60	4.96	1.28	5.24	7.71
Cash Interest Paid	55.68	61.63	73.35	38.88	11.56	19.94
Cash Income Tax Paid	192.17	209.63	252.21	268.83	447.61	168.15
Levered Free Cash Flow	269.84	853.62	17.87	1,806	748.16	559.03
Unlevered Free Cash Flow	312.22	892.14	63.72	1,830	755.38	571.49
Change in Working Capital	766.83	55.1	414.08	-57.59	282.38	-64.94

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.