People's Insurance Cash Flow Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	355.28	429.42	521.58	635.96	979.67	1,195	Upgrade
Depreciation & Amortization	132.68	110.85	101.86	105.02	101.11	95.59	Upgrade
Other Amortization	5.05	5.05	3.53	2.77	2.77	2.07	Upgrade
Gain (Loss) on Sale of Assets	0	-15.37	0.01	-	-	-	Upgrade
Gain (Loss) on Sale of Investments	-14.52	-14.52	-	-	-55.01	-19.28	Upgrade
Change in Accounts Receivable	-180.91	-131.94	-277.76	3.23	112.54	-264.49	Upgrade
Reinsurance Recoverable	89.97	87.63	18.63	-136.6	-209.86	292.45	Upgrade
Change in Insurance Reserves / Liabilities	735.11	593.2	-572.88	0.19	208.08	-300.21	Upgrade
Change in Other Net Operating Assets	122.66	-493.8	1,246	75.59	171.63	207.3	Upgrade
Other Operating Activities	46.61	78.61	16.89	-338.37	-248.04	313.46	Upgrade
Operating Cash Flow	1,286	624.1	1,037	267.35	1,097	1,597	Upgrade
Operating Cash Flow Growth	46.20%	-39.81%	287.84%	-75.63%	-31.31%	59.46%	Upgrade
Capital Expenditures	-125.32	-94.2	-26.72	-6.3	-30.71	-26.54	Upgrade
Sale of Property, Plant & Equipment	-	15.01	0.01	-	-	-	Upgrade
Purchase / Sale of Intangible Assets	-9.94	-9.09	-9.85	-	-	-11.16	Upgrade
Investment in Securities	-1,094	-474.96	-705.85	289.77	-346.48	-1,200	Upgrade
Other Investing Activities	-	-	-	-	0	-	Upgrade
Investing Cash Flow	-1,230	-563.24	-742.42	283.47	-377.18	-1,237	Upgrade
Total Debt Repaid	-90.77	-70.65	-58.84	-72.41	-77.75	-67.53	Upgrade
Net Debt Issued (Repaid)	-64.57	-70.65	-58.84	-72.41	-77.75	-67.53	Upgrade
Common Dividends Paid	-	-	-	-500	-600	-220	Upgrade
Other Financing Activities	-15	-15	-	-	-	-	Upgrade
Financing Cash Flow	-79.57	-85.65	-58.84	-572.41	-677.75	-287.53	Upgrade
Miscellaneous Cash Flow Adjustments	-0	-	-	-	-	0	Upgrade
Net Cash Flow	-23.51	-24.79	235.62	-21.59	42.21	72.26	Upgrade
Free Cash Flow	1,160	529.9	1,010	261.05	1,066	1,571	Upgrade
Free Cash Flow Growth	42.09%	-47.54%	286.96%	-75.52%	-32.10%	60.16%	Upgrade
Free Cash Flow Margin	19.95%	8.79%	17.67%	4.08%	18.06%	25.49%	Upgrade
Free Cash Flow Per Share	5.70	2.60	4.96	1.28	5.24	7.71	Upgrade
Cash Interest Paid	55.68	61.63	73.35	38.88	11.56	19.94	Upgrade
Cash Income Tax Paid	192.17	209.63	252.21	268.83	447.61	168.15	Upgrade
Levered Free Cash Flow	269.84	853.62	17.87	1,806	748.16	559.03	Upgrade
Unlevered Free Cash Flow	312.22	892.14	63.72	1,830	755.38	571.49	Upgrade
Change in Working Capital	766.83	55.1	414.08	-57.59	282.38	-64.94	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.