People's Insurance Statistics

Total Valuation

COSE:PINS.N0000 has a market cap or net worth of LKR 6.50 billion. The enterprise value is 6.70 billion.

Market Cap	6.50B
Enterprise Value	6.70B

Important Dates

The next estimated earnings date is Thursday, August 14, 2025.

Earnings Date	Aug 14, 2025
Ex-Dividend Date	n/a

Share Statistics

COSE:PINS.N0000 has 203.63 million shares outstanding.

Current Share Class	203.63M
Shares Outstanding	203.63M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	10.95%
Owned by Institutions (%)	2.29%
Float	16.80M

Valuation Ratios

The trailing PE ratio is 14.58.

PE Ratio	14.58
Forward PE	n/a
PS Ratio	1.06
PB Ratio	1.13
P/TBV Ratio	1.13
P/FCF Ratio	7.99
P/OCF Ratio	6.89
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.36, with an EV/FCF ratio of 8.24.

EV / Earnings	15.03
EV / Sales	1.10
EV / EBITDA	7.36
EV / EBIT	8.45
EV / FCF	8.24

Financial Position

The company has a current ratio of 0.46, with a Debt / Equity ratio of 0.07.

Current Ratio	0.46
Quick Ratio	0.40
Debt / Equity	0.07
Debt / EBITDA	0.41
Debt / FCF	0.46
Interest Coverage	13.38

Financial Efficiency

Return on equity (ROE) is 8.01% and return on invested capital (ROIC) is 8.60%.

Return on Equity (ROE)	8.01%
Return on Assets (ROA)	3.79%
Return on Invested Capital (ROIC)	8.60%
Return on Capital Employed (ROCE)	12.93%
Revenue Per Employee	9.38M
Profits Per Employee	684,352
Employee Count	651
Asset Turnover	0.47
Inventory Turnover	n/a

Taxes

In the past 12 months, COSE:PINS.N0000 has paid 287.94 million in taxes.

Income Tax	287.94M
Effective Tax Rate	39.26%

Stock Price Statistics

The stock price has increased by +43.69% in the last 52 weeks. The beta is 0.51, so COSE:PINS.N0000's price volatility has been lower than the market average.

Beta (5Y)	0.51
52-Week Price Change	+43.69%
50-Day Moving Average	29.60
200-Day Moving Average	26.84
Relative Strength Index (RSI)	56.84
Average Volume (20 Days)	124,220

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:PINS.N0000 had revenue of LKR 6.11 billion and earned 445.51 million in profits. Earnings per share was 2.19.

Revenue	6.11B
Gross Profit	2.45B
Operating Income	792.70M
Pretax Income	733.45M
Net Income	445.51M
EBITDA	825.28M
EBIT	792.70M
Earnings Per Share (EPS)	2.19

Full Income Statement

Balance Sheet

The company has 1.13 billion in cash and 376.81 million in debt, giving a net cash position of -200.25 million or -0.98 per share.

Cash & Cash Equivalents	1.13B
Total Debt	376.81M
Net Cash	-200.25M
Net Cash Per Share	-0.98
Equity (Book Value)	5.76B
Book Value Per Share	28.29
Working Capital	-4.09B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 942.51 million and capital expenditures -129.64 million, giving a free cash flow of 812.87 million.

Operating Cash Flow	942.51M
Capital Expenditures	-129.64M
Free Cash Flow	812.87M
FCF Per Share	3.99

Full Cash Flow Statement

Margins

Gross margin is 40.19%, with operating and profit margins of 12.98% and 7.30%.

Gross Margin	40.19%
Operating Margin	12.98%
Pretax Margin	12.01%
Profit Margin	7.30%
EBITDA Margin	13.51%
EBIT Margin	12.98%
FCF Margin	13.31%

Dividends & Yields

COSE:PINS.N0000 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	6.86%
FCF Yield	12.51%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 29, 2024. It was a forward split with a ratio of 1.01816239.

Last Split Date	May 29, 2024
Split Type	Forward
Split Ratio	1.01816239

Scores

Altman Z-Score	n/a
Piotroski F-Score	6