COSE:PLC.N0000 Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	34,746	29,526	32,217	33,407	25,927	26,822
Total Interest Expense	14,905	13,066	18,267	19,270	11,205	13,375
Net Interest Income	19,841	16,460	13,950	14,137	14,722	13,447
Commissions and Fees	1,636	1,263	979.4	691.2	1,322	1,198
Gain (Loss) on Sale of Investments	161.4	182.4	124.23	4.17	86.53	228.26
Other Revenue	4,625	4,865	4,006	4,905	5,213	5,302
Revenue Before Loan Losses	26,263	22,770	19,060	19,737	21,342	20,175
Provision for Loan Losses	-90.5	-383.5	-1,354	703.96	951.76	1,352
Revenue	26,353	23,153	20,414	19,033	20,391	18,823
Revenue Growth (YoY)	19.49%	13.42%	7.26%	-6.66%	8.33%	-0.85%
Salaries & Employee Benefits	7,839	6,448	5,542	5,732	4,947	4,355
Cost of Services Provided	2,642	3,022	2,776	3,327	3,282	2,726
Other Operating Expenses	7,234	6,236	5,270	4,100	4,232	3,239
Total Operating Expenses	18,440	16,345	14,201	13,820	13,100	10,967
Operating Income	7,914	6,809	6,213	5,213	7,291	7,855
EBT Excluding Unusual Items	7,914	6,809	6,213	5,213	7,291	7,855
Impairment of Goodwill	-	-	-	-	-121.61	-99.21
Pretax Income	7,984	6,879	6,429	5,330	7,225	7,831
Income Tax Expense	3,078	2,789	2,232	1,889	2,407	2,234
Earnings From Continuing Ops.	4,906	4,090	4,197	3,442	4,818	5,596
Minority Interest in Earnings	-187.46	-91.46	-202.51	65.31	-12.44	-302.32
Net Income	4,719	3,999	3,995	3,507	4,806	5,294
Net Income to Common	4,719	3,999	3,995	3,507	4,806	5,294
Net Income Growth	8.86%	0.10%	13.91%	-27.02%	-9.22%	55.31%
Shares Outstanding (Basic)	2,204	2,210	2,210	2,210	2,210	2,210
Shares Outstanding (Diluted)	2,204	2,210	2,210	2,210	2,210	2,210
Shares Change (YoY)	-0.10%	-	-	-	-	-
EPS (Basic)	2.14	1.81	1.81	1.59	2.17	2.40
EPS (Diluted)	2.14	1.81	1.81	1.59	2.17	2.40
EPS Growth	8.97%	0.10%	13.91%	-27.02%	-9.22%	55.31%
Free Cash Flow	-32,987	9,544	17,084	9,504	-5,149	6,144
Free Cash Flow Per Share	-14.97	4.32	7.73	4.30	-2.33	2.78
Dividend Per Share	0.682	1.365	0.682	-	-	-
Dividend Growth	-50.00%	100.00%	-	-	-	-
Operating Margin	30.03%	29.41%	30.44%	27.39%	35.76%	41.73%
Profit Margin	17.91%	17.27%	19.57%	18.43%	23.57%	28.13%
Free Cash Flow Margin	-125.17%	41.22%	83.69%	49.94%	-25.25%	32.64%
Effective Tax Rate	38.55%	40.54%	34.71%	35.43%	33.32%	28.53%
Revenue as Reported	35,916	35,916	37,553	39,163	32,631	33,645

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.