People's Leasing & Finance PLC (COSE:PLC.N0000)

COSE:PLC.N0000 Income Statement

Financials in millions LKR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest and Dividend Income	29,415	32,217	33,407	25,927	26,822	33,283
Total Interest Expense	13,780	18,267	19,270	11,205	13,375	16,111
Net Interest Income	15,635	13,950	14,137	14,722	13,447	17,172
Commissions and Fees	1,136	979.4	691.2	1,322	1,198	1,166
Gain (Loss) on Sale of Investments	223.23	124.23	4.17	86.53	228.26	19.59
Other Revenue	4,621	3,971	4,905	5,213	5,302	5,529
Revenue Before Loan Losses	21,616	19,025	19,737	21,342	20,175	23,886
Provision for Loan Losses	-1,027	-1,354	703.96	951.76	1,352	4,902
Revenue	22,643	20,379	19,033	20,391	18,823	18,984
Revenue Growth (YoY)	12.90%	7.07%	-6.66%	8.33%	-0.85%	-8.00%
Salaries & Employee Benefits	5,977	5,542	5,732	4,947	4,355	4,561
Cost of Services Provided	3,182	2,776	3,327	3,282	2,726	3,511
Other Operating Expenses	5,984	5,250	4,100	4,232	3,239	4,475
Total Operating Expenses	15,757	14,181	13,820	13,100	10,967	13,183
Operating Income	6,886	6,198	5,213	7,291	7,855	5,801
EBT Excluding Unusual Items	6,886	6,198	5,213	7,291	7,855	5,801
Impairment of Goodwill	-	-	-	-121.61	-99.21	-68.15
Pretax Income	7,117	6,429	5,330	7,225	7,831	5,702
Income Tax Expense	2,623	2,232	1,889	2,407	2,234	2,111
Earnings From Continuing Ops.	4,494	4,197	3,442	4,818	5,596	3,592
Minority Interest in Earnings	-19.51	-202.51	65.31	-12.44	-302.32	-183.08
Net Income	4,475	3,995	3,507	4,806	5,294	3,409
Net Income to Common	4,475	3,995	3,507	4,806	5,294	3,409
Net Income Growth	13.69%	13.91%	-27.02%	-9.22%	55.31%	-29.19%
Shares Outstanding (Basic)	2,145	2,154	2,154	2,154	2,154	2,154
Shares Outstanding (Diluted)	2,145	2,154	2,154	2,154	2,154	2,154
Shares Change (YoY)	-0.40%	-	-	-	-	-
EPS (Basic)	2.09	1.85	1.63	2.23	2.46	1.58
EPS (Diluted)	2.09	1.85	1.63	2.23	2.46	1.58
EPS Growth	14.15%	13.91%	-27.02%	-9.22%	55.31%	-29.19%
Free Cash Flow	11,104	17,084	9,504	-5,149	6,144	32,491
Free Cash Flow Per Share	5.18	7.93	4.41	-2.39	2.85	15.08
Dividend Per Share	0.737	0.700	-	-	-	0.529
Dividend Growth	11.03%	-	-	-	-	-3.84%
Operating Margin	30.41%	30.41%	27.39%	35.76%	41.73%	30.56%
Profit Margin	19.76%	19.60%	18.43%	23.57%	28.13%	17.96%
Free Cash Flow Margin	49.04%	83.83%	49.94%	-25.25%	32.64%	171.15%
Effective Tax Rate	36.85%	34.71%	35.43%	33.32%	28.53%	37.01%
Revenue as Reported	37,553	37,553	39,163	32,631	33,645	40,055

Updated Feb 13, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.