People's Leasing & Finance PLC (COSE:PLC.N0000)

COSE:PLC.N0000 Statistics

Total Valuation

COSE:PLC.N0000 has a market cap or net worth of LKR 51.71 billion.

Market Cap	51.71B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, May 26, 2026.

Earnings Date	May 26, 2026
Ex-Dividend Date	n/a

Share Statistics

COSE:PLC.N0000 has 2.21 billion shares outstanding. The number of shares has decreased by -0.09% in one year.

Current Share Class	2.21B
Shares Outstanding	2.21B
Shares Change (YoY)	-0.09%
Shares Change (QoQ)	+0.25%
Owned by Insiders (%)	1.82%
Owned by Institutions (%)	12.95%
Float	477.04M

Valuation Ratios

The trailing PE ratio is 9.91.

PE Ratio	9.91
Forward PE	n/a
PS Ratio	1.80
PB Ratio	0.95
P/TBV Ratio	1.01
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.77, with a Debt / Equity ratio of 1.44.

Current Ratio	1.77
Quick Ratio	1.71
Debt / Equity	1.44
Debt / EBITDA	n/a
Debt / FCF	-1.42
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.35% and return on invested capital (ROIC) is 4.53%.

Return on Equity (ROE)	10.35%
Return on Assets (ROA)	2.16%
Return on Invested Capital (ROIC)	4.53%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.51%
Revenue Per Employee	7.81M
Profits Per Employee	1.41M
Employee Count	3,685
Asset Turnover	0.11
Inventory Turnover	n/a

Taxes

In the past 12 months, COSE:PLC.N0000 has paid 3.45 billion in taxes.

Income Tax	3.45B
Effective Tax Rate	38.89%

Stock Price Statistics

The stock price has increased by +43.73% in the last 52 weeks. The beta is 0.83, so COSE:PLC.N0000's price volatility has been lower than the market average.

Beta (5Y)	0.83
52-Week Price Change	+43.73%
50-Day Moving Average	24.68
200-Day Moving Average	24.77
Relative Strength Index (RSI)	48.80
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:PLC.N0000 had revenue of LKR 28.78 billion and earned 5.21 billion in profits. Earnings per share was 2.36.

Revenue	28.78B
Gross Profit	26.13B
Operating Income	8.80B
Pretax Income	8.87B
Net Income	5.21B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.36

Balance Sheet

The company has 10.31 billion in cash and 78.01 billion in debt, with a net cash position of -67.70 billion or -30.63 per share.

Cash & Cash Equivalents	10.31B
Total Debt	78.01B
Net Cash	-67.70B
Net Cash Per Share	-30.63
Equity (Book Value)	54.17B
Book Value Per Share	23.37
Working Capital	127.24B

Cash Flow

In the last 12 months, operating cash flow was -54.25 billion and capital expenditures -766.46 million, giving a free cash flow of -55.01 billion.

Operating Cash Flow	-54.25B
Capital Expenditures	-766.46M
Depreciation & Amortization	674.09M
Net Borrowing	57.80B
Free Cash Flow	-55.01B
FCF Per Share	-24.89

Margins

Gross margin is 90.79%, with operating and profit margins of 30.58% and 18.10%.

Gross Margin	90.79%
Operating Margin	30.58%
Pretax Margin	30.82%
Profit Margin	18.10%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.36, which amounts to a dividend yield of 5.83%.

Dividend Per Share	1.36
Dividend Yield	5.83%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	28.98%
Buyback Yield	0.09%
Shareholder Yield	5.92%
Earnings Yield	10.07%
FCF Yield	-106.39%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 30, 2025. It was a forward split with a ratio of 1.025757575.

Last Split Date	Sep 30, 2025
Split Type	Forward
Split Ratio	1.025757575

Scores

Altman Z-Score	n/a
Piotroski F-Score	3