People's Leasing & Finance PLC (COSE:PLC.N0000)

COSE:PLC.N0000 Statistics

Total Valuation

COSE:PLC.N0000 has a market cap or net worth of LKR 52.15 billion.

Market Cap	52.15B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, November 14, 2025.

Earnings Date	Nov 14, 2025
Ex-Dividend Date	Feb 24, 2025

Share Statistics

COSE:PLC.N0000 has 2.21 billion shares outstanding. The number of shares has decreased by -0.10% in one year.

Current Share Class	2.21B
Shares Outstanding	2.21B
Shares Change (YoY)	-0.10%
Shares Change (QoQ)	+0.88%
Owned by Insiders (%)	1.80%
Owned by Institutions (%)	12.62%
Float	441.43M

Valuation Ratios

The trailing PE ratio is 11.02.

PE Ratio	11.02
Forward PE	n/a
PS Ratio	1.98
PB Ratio	0.99
P/TBV Ratio	1.04
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.63, with a Debt / Equity ratio of 1.00.

Current Ratio	1.63
Quick Ratio	1.58
Debt / Equity	1.00
Debt / EBITDA	n/a
Debt / FCF	-1.60
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.61%.

Return on Equity (ROE)	9.61%
Return on Assets (ROA)	2.18%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	7.15M
Profits Per Employee	1.28M
Employee Count	3,685
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

In the past 12 months, COSE:PLC.N0000 has paid 3.08 billion in taxes.

Income Tax	3.08B
Effective Tax Rate	38.55%

Stock Price Statistics

The stock price has increased by +71.69% in the last 52 weeks. The beta is 0.85, so COSE:PLC.N0000's price volatility has been lower than the market average.

Beta (5Y)	0.85
52-Week Price Change	+71.69%
50-Day Moving Average	28.01
200-Day Moving Average	21.80
Relative Strength Index (RSI)	19.81
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:PLC.N0000 had revenue of LKR 26.35 billion and earned 4.72 billion in profits. Earnings per share was 2.14.

Revenue	26.35B
Gross Profit	23.80B
Operating Income	7.91B
Pretax Income	7.98B
Net Income	4.72B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.14

Balance Sheet

The company has 11.45 billion in cash and 52.64 billion in debt, giving a net cash position of -41.20 billion or -18.64 per share.

Cash & Cash Equivalents	11.45B
Total Debt	52.64B
Net Cash	-41.20B
Net Cash Per Share	-18.64
Equity (Book Value)	52.63B
Book Value Per Share	22.69
Working Capital	98.19B

Cash Flow

In the last 12 months, operating cash flow was -31.97 billion and capital expenditures -1.02 billion, giving a free cash flow of -32.99 billion.

Operating Cash Flow	-31.97B
Capital Expenditures	-1.02B
Free Cash Flow	-32.99B
FCF Per Share	-14.93

Margins

Gross margin is 90.29%, with operating and profit margins of 30.03% and 17.91%.

Gross Margin	90.29%
Operating Margin	30.03%
Pretax Margin	30.30%
Profit Margin	17.91%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.36, which amounts to a dividend yield of 5.78%.

Dividend Per Share	1.36
Dividend Yield	5.78%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	32.02%
Buyback Yield	0.10%
Shareholder Yield	5.61%
Earnings Yield	9.05%
FCF Yield	-63.25%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 30, 2025. It was a forward split with a ratio of 1.025757575.

Last Split Date	Sep 30, 2025
Split Type	Forward
Split Ratio	1.025757575

Scores

Altman Z-Score	n/a
Piotroski F-Score	3