COSE:SDF.N0000 Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	5,846	4,064	3,102	2,461	1,822
Total Interest Expense	2,271	1,424	1,322	1,222	562.12
Net Interest Income	3,575	2,639	1,780	1,240	1,260
Commissions and Fees	455.42	268.01	172.89	114.19	63.59
Revenue Before Loan Losses	4,030	2,907	1,952	1,354	1,324
Provision for Loan Losses	546.16	438.9	332.53	63.09	192.62
Revenue	3,484	2,469	1,620	1,291	1,131
Revenue Growth (YoY)	41.14%	52.39%	25.49%	14.11%	20.70%
Salaries & Employee Benefits	919.54	699.47	533.7	464.03	440.42
Cost of Services Provided	166.47	99.68	62.1	50.15	44.43
Other Operating Expenses	895.95	696.85	519.06	372.57	293.68
Total Operating Expenses	2,153	1,639	1,231	987.08	879.29
Operating Income	1,331	829.36	388.52	303.73	251.88
EBT Excluding Unusual Items	1,331	829.36	388.52	303.73	251.88
Pretax Income	1,359	829.6	409.26	300.13	268.71
Income Tax Expense	538.56	355.79	159.66	78.48	53.24
Earnings From Continuing Ops.	820.13	473.81	249.6	221.65	215.47
Net Income	820.13	473.81	249.6	221.65	215.47
Net Income to Common	820.13	473.81	249.6	221.65	215.47
Net Income Growth	73.09%	89.83%	12.61%	2.87%	17.51%
Shares Outstanding (Basic)	150	150	150	150	116
Shares Outstanding (Diluted)	150	150	150	150	116
Shares Change (YoY)	-	-	-	28.85%	61.48%
EPS (Basic)	5.48	3.17	1.67	1.48	1.86
EPS (Diluted)	5.48	3.17	1.67	1.48	1.86
EPS Growth	73.09%	89.83%	12.61%	-20.17%	-27.23%
Free Cash Flow	-11,575	-3,835	-1,206	1,577	-1,420
Free Cash Flow Per Share	-77.38	-25.64	-8.06	10.54	-12.23
Dividend Per Share	1.000	1.250	0.650	0.750	1.000
Dividend Growth	-20.00%	92.31%	-13.33%	-25.00%	-
Operating Margin	38.20%	33.60%	23.98%	23.53%	22.27%
Profit Margin	23.54%	19.19%	15.41%	17.17%	19.05%
Free Cash Flow Margin	-332.21%	-155.36%	-74.44%	122.19%	-125.50%
Effective Tax Rate	39.64%	42.89%	39.01%	26.15%	19.81%