Singer Finance (Lanka) Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	12,144	8,983	7,581	7,143	5,113	4,428
Total Interest Expense	5,728	4,190	4,793	4,528	1,947	1,921
Net Interest Income	6,416	4,793	2,788	2,614	3,167	2,508
Commissions and Fees	1,072	612.18	378.11	339.8	293.03	236.67
Gain (Loss) on Sale of Investments	-1.18	-1.18	34.86	-	-	-
Other Revenue	28	28	61.65	15.1	18.07	5.25
Revenue Before Loan Losses	7,516	5,432	3,263	2,969	3,478	2,750
Provision for Loan Losses	334.51	234.13	-130.8	-43.5	412.73	482.55
Revenue	7,181	5,198	3,393	3,013	3,065	2,267
Revenue Growth (YoY)	54.75%	53.17%	12.63%	-1.71%	35.19%	3.41%
Salaries & Employee Benefits	1,719	1,328	988.66	876.04	847.22	715.81
Cost of Services Provided	525.24	525.24	336.38	10.87	12.38	20.69
Other Operating Expenses	2,276	1,611	1,139	1,217	1,089	776.68
Total Operating Expenses	4,842	3,764	2,740	2,349	2,137	1,668
Operating Income	2,339	1,433	653.29	664.19	928.44	599.16
Currency Exchange Gain (Loss)	0.32	0.32	-1.78	12.66	30.23	3.69
EBT Excluding Unusual Items	2,339	1,433	651.51	676.85	958.67	602.85
Other Unusual Items	0.25	0.25	0.87	1.65	-	-
Pretax Income	2,363	1,458	652.4	678.57	958.67	601.8
Income Tax Expense	974.02	606.42	248.16	269.53	337.53	191.67
Net Income	1,389	851.72	404.23	409.04	621.14	410.13
Net Income to Common	1,389	851.72	404.23	409.04	621.14	410.13
Net Income Growth	103.41%	110.70%	-1.18%	-34.15%	51.45%	5.42%
Shares Outstanding (Basic)	225	202	202	202	202	202
Shares Outstanding (Diluted)	225	202	202	202	202	202
Shares Change (YoY)	-3.10%	-	-	-	-	-
EPS (Basic)	6.18	4.21	2.00	2.02	3.07	2.03
EPS (Diluted)	6.18	4.21	2.00	2.02	3.07	2.03
EPS Growth	109.92%	110.70%	-1.18%	-34.15%	51.45%	5.42%
Free Cash Flow	-19,791	-12,475	-1,600	8,581	-2,510	3,521
Free Cash Flow Per Share	-88.09	-61.73	-7.92	42.47	-12.42	17.42
Dividend Per Share	-	-	-	0.800	0.800	0.800
Operating Margin	32.57%	27.57%	19.25%	22.05%	30.29%	26.43%
Profit Margin	19.35%	16.39%	11.91%	13.58%	20.26%	18.09%
Free Cash Flow Margin	-275.60%	-240.01%	-47.15%	284.83%	-81.89%	155.28%
Effective Tax Rate	41.21%	41.59%	38.04%	39.72%	35.21%	31.85%
Revenue as Reported	13,291	9,706	8,113	7,553	5,487	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.