Singer Finance (Lanka) Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	13,652	8,983	7,581	7,143	5,113
Total Interest Expense	6,575	4,190	4,793	4,528	1,947
Net Interest Income	7,077	4,793	2,788	2,614	3,167
Commissions and Fees	1,337	612.18	378.11	339.8	293.03
Gain (Loss) on Sale of Investments	-	-1.18	34.86	-	-
Other Revenue	79.62	28	61.65	15.1	18.07
Revenue Before Loan Losses	8,493	5,432	3,263	2,969	3,478
Provision for Loan Losses	389.37	234.13	-130.8	-43.5	412.73
Revenue	8,104	5,198	3,393	3,013	3,065
Revenue Growth (YoY)	55.91%	53.17%	12.63%	-1.71%	35.19%
Salaries & Employee Benefits	1,941	1,328	988.66	876.04	847.22
Cost of Services Provided	-	525.24	336.38	10.87	12.38
Other Operating Expenses	3,308	1,611	1,139	1,217	1,089
Total Operating Expenses	5,448	3,764	2,740	2,349	2,137
Operating Income	2,655	1,433	653.29	664.19	928.44
Currency Exchange Gain (Loss)	-	0.32	-1.78	12.66	30.23
EBT Excluding Unusual Items	2,655	1,433	651.51	676.85	958.67
Other Unusual Items	-	0.25	0.87	1.65	-
Pretax Income	2,655	1,458	652.4	678.57	958.67
Income Tax Expense	1,080	606.42	248.16	269.53	337.53
Net Income	1,575	851.72	404.23	409.04	621.14
Net Income to Common	1,575	851.72	404.23	409.04	621.14
Net Income Growth	84.94%	110.70%	-1.18%	-34.15%	51.45%
Shares Outstanding (Basic)	240	202	202	202	202
Shares Outstanding (Diluted)	286	202	202	202	202
Shares Change (YoY)	41.73%	-	-	-	-
EPS (Basic)	6.56	4.21	2.00	2.02	3.07
EPS (Diluted)	5.50	4.21	2.00	2.02	3.07
EPS Growth	30.49%	110.70%	-1.18%	-34.15%	51.45%
Free Cash Flow	-23,436	-12,475	-1,600	8,581	-2,510
Free Cash Flow Per Share	-81.83	-61.73	-7.92	42.47	-12.42
Dividend Per Share	-	-	-	0.800	0.800
Operating Margin	32.77%	27.57%	19.25%	22.05%	30.29%
Profit Margin	19.44%	16.39%	11.91%	13.58%	20.26%
Free Cash Flow Margin	-289.20%	-240.01%	-47.15%	284.83%	-81.89%
Effective Tax Rate	40.68%	41.59%	38.04%	39.72%	35.21%
Revenue as Reported	15,068	9,706	8,113	7,553	5,487

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.