Danske Andelskassers Bank Income Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	569.06	625.4	549.29	294.07	270.83	296.65
Interest Income on Investments	53.22	22.91	10.88	10.79	6.27	4.07
Total Interest Income	622.28	648.31	560.17	304.86	277.1	300.72
Interest Paid on Deposits	78.23	110.83	61.58	-13.56	-32.63	-13.48
Net Interest Income	544.05	537.48	498.59	318.41	309.73	314.2
Net Interest Income Growth (YoY)	0.33%	7.80%	56.58%	2.80%	-1.42%	-9.90%
Gain (Loss) on Sale of Assets	-0.01	-0.01	-0.04	0.03	0.12	-0.02
Gain (Loss) on Sale of Investments	29.94	86.44	87.41	-48.05	60.98	36.57
Other Non-Interest Income	290.96	271.14	280.15	313.51	291.62	258.96
Total Non-Interest Income	320.9	357.57	367.52	265.49	352.72	295.51
Non-Interest Income Growth (YoY)	-15.83%	-2.71%	38.43%	-24.73%	19.36%	-38.00%
Revenues Before Loan Losses	864.94	895.05	866.11	583.9	662.45	609.71
Provision for Loan Losses	-50.6	-21.2	70.22	-29.64	-14.57	26.7
Revenue	915.54	916.25	795.89	613.55	677.02	583.01
Revenue Growth (YoY)	3.89%	15.12%	29.72%	-9.38%	16.13%	-27.25%
Occupancy Expenses	26.9	21.06	9.49	9.28	10.17	11
Selling, General & Administrative	527.05	500.24	444.08	427.82	430.64	411.6
Other Non-Interest Expense	43.11	39.36	37.48	33.2	34.14	34.9
Total Non-Interest Expense	597.06	560.66	491.05	470.29	474.95	457.51
EBT Excluding Unusual Items	318.49	355.6	304.85	143.25	202.07	125.5
Asset Writedown	-0.96	-0.96	-1	1.79	-0.05	-1.22
Pretax Income	317.53	354.64	303.85	145.05	202.02	124.28
Income Tax Expense	51.5	68.05	8.23	-4.21	4.48	11.22
Net Income	266.03	286.59	295.61	149.25	197.54	113.06
Preferred Dividends & Other Adjustments	16.38	16.38	16.38	16.38	19.99	26.62
Net Income to Common	249.65	270.22	279.24	132.88	177.55	86.44
Net Income Growth	-22.01%	-3.05%	98.06%	-24.45%	74.72%	-67.63%
Basic Shares Outstanding	240	223	215	186	186	181
Diluted Shares Outstanding	240	223	215	186	186	181
Shares Change (YoY)	10.20%	3.84%	15.60%	0.15%	2.62%	8.62%
EPS (Basic)	1.04	1.21	1.30	0.72	0.96	0.48
EPS (Diluted)	1.04	1.21	1.30	0.70	0.96	0.48
EPS Growth	-30.23%	-6.81%	85.70%	-26.85%	100.15%	-74.84%
Dividend Per Share	0.360	0.360	0.370	0.180	0.290	-
Dividend Growth	-2.70%	-2.70%	105.56%	-37.93%	-	-
Effective Tax Rate	16.22%	19.19%	2.71%	-	2.22%	9.03%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.