Danske Andelskassers Bank A/S (CPH:DAB)

Danske Andelskassers Bank Income Statement

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	535.87	547.67	625.4	549.29	294.07	270.83
Interest Income on Investments	58.99	57.02	22.91	10.88	10.79	6.27
Total Interest Income	594.86	604.69	648.31	560.17	304.86	277.1
Interest Paid on Deposits	62.81	68.3	110.83	61.58	-13.56	-32.63
Net Interest Income	532.05	536.39	537.48	498.59	318.41	309.73
Net Interest Income Growth (YoY)	-0.02%	-0.20%	7.80%	56.58%	2.80%	-1.42%
Gain (Loss) on Sale of Assets	-0.01	-0.01	-0.01	-0.04	0.03	0.12
Gain (Loss) on Sale of Investments	25.14	25.14	86.44	87.41	-48.05	60.98
Other Non-Interest Income	276.96	291.73	271.14	280.15	313.51	291.62
Total Non-Interest Income	302.09	316.87	357.57	367.52	265.49	352.72
Non-Interest Income Growth (YoY)	-17.07%	-11.38%	-2.71%	38.43%	-24.73%	19.36%
Revenues Before Loan Losses	834.14	853.26	895.05	866.11	583.9	662.45
Provision for Loan Losses	7.07	-10.62	-21.2	70.22	-29.64	-14.57
Revenue	827.07	863.87	916.25	795.89	613.55	677.02
Revenue Growth (YoY)	-11.46%	-5.72%	15.12%	29.72%	-9.38%	16.13%
Occupancy Expenses	25.07	21.62	21.06	9.49	9.28	10.17
Selling, General & Administrative	535.98	521	500.24	444.08	427.82	430.64
Other Non-Interest Expense	48.49	48.35	39.36	37.48	33.2	34.14
Total Non-Interest Expense	609.55	590.97	560.66	491.05	470.29	474.95
EBT Excluding Unusual Items	217.52	272.9	355.6	304.85	143.25	202.07
Asset Writedown	-	-	-0.96	-1	1.79	-0.05
Pretax Income	217.52	272.9	354.64	303.85	145.05	202.02
Income Tax Expense	-13.96	-0.78	68.05	8.23	-4.21	4.48
Net Income	231.48	273.68	286.59	295.61	149.25	197.54
Preferred Dividends & Other Adjustments	11.62	15.66	16.38	16.38	16.38	19.99
Net Income to Common	219.86	258.02	270.22	279.24	132.88	177.55
Net Income Growth	-18.83%	-4.50%	-3.05%	98.06%	-24.45%	74.72%
Basic Shares Outstanding	229	223	223	215	186	186
Diluted Shares Outstanding	229	223	223	215	186	186
Shares Change (YoY)	4.71%	-0.04%	3.84%	15.60%	0.15%	2.62%
EPS (Basic)	0.96	1.16	1.21	1.30	0.72	0.96
EPS (Diluted)	0.96	1.16	1.21	1.30	0.70	0.96
EPS Growth	-21.89%	-4.47%	-6.81%	85.70%	-26.85%	100.15%
Dividend Per Share	0.350	0.350	0.360	0.370	0.180	0.290
Dividend Growth	-2.78%	-2.78%	-2.70%	105.56%	-37.93%	-
Effective Tax Rate	-	-	19.19%	2.71%	-	2.22%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.