Danske Andelskassers Bank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	1,614	1,654	1,317	1,506	1,517	256.26
Investment Securities	522.2	665.1	589.6	516.86	612.83	981.69
Trading Asset Securities	10.08	18.29	15.09	29.16	175.67	33.54
Mortgage-Backed Securities	4,440	3,826	3,207	3,017	3,118	3,903
Total Investments	4,972	4,510	3,812	3,563	3,906	4,918
Gross Loans	8,557	8,104	8,285	7,477	7,238	6,856
Allowance for Loan Losses	-37.66	-325.68	-357.93	-324.27	-443.67	-539.54
Net Loans	8,520	7,778	7,927	7,153	6,794	6,316
Property, Plant & Equipment	198.65	82.32	97.68	94.92	95.47	104.01
Investments in Real Estate	5.3	5.3	6.85	8.05	11.01	11.06
Accrued Interest Receivable	47.25	127.24	111.77	24.57	10.87	10.84
Other Receivables	2.54	1.73	-	1.32	-	4.93
Restricted Cash	-	-	-	-	-	880
Other Current Assets	-	0.3	3.87	-	7.62	12.47
Long-Term Deferred Tax Assets	60.11	62.19	99.34	81.15	68.2	52.03
Other Long-Term Assets	3,193	3,109	2,769	1,519	1,095	734.31
Total Assets	18,612	17,330	16,144	13,952	13,505	13,300
Accrued Expenses	0	2.79	3.41	3.25	3.22	3.13
Interest Bearing Deposits	14,163	4,641	4,351	2,201	1,887	1,258
Non-Interest Bearing Deposits	-	8,496	8,027	8,498	8,477	8,681
Total Deposits	14,163	13,136	12,377	10,700	10,364	9,939
Short-Term Borrowings	116.69	133.98	180.5	148.56	178.47	475.05
Current Portion of Leases	-	8.35	8.73	7.83	7.91	8.2
Current Income Taxes Payable	4.39	-	8.4	-	5.21	-
Other Current Liabilities	424.24	435.9	298.47	350.69	391.91	305.46
Long-Term Debt	448.56	448.61	298.53	303.79	203.97	104.36
Long-Term Leases	133.09	29.95	34.78	33.48	33.54	36.28
Pension & Post-Retirement Benefits	26.03	24.34	37.07	38.93	41.59	44.01
Other Long-Term Liabilities	130.97	80.48	63.46	79.8	69.3	341.66
Total Liabilities	15,447	14,301	13,311	11,666	11,299	11,257
Common Stock	446.19	446.19	446.19	371.83	371.83	371.83
Additional Paid-In Capital	288.79	288.79	288.79	53.99	53.99	53.99
Retained Earnings	1,715	1,591	1,396	1,157	1,077	913.89
Comprehensive Income & Other	715.45	703.2	703.2	703.2	703.2	703.2
Shareholders' Equity	3,166	3,029	2,834	2,286	2,206	2,043
Total Liabilities & Equity	18,612	17,330	16,144	13,952	13,505	13,300
Total Debt	698.33	620.89	522.54	493.66	423.9	623.89
Net Cash (Debt)	925.26	1,051	809.79	1,042	1,268	-334.1
Net Cash Growth	-7.75%	29.83%	-22.27%	-17.86%	-	-
Net Cash Per Share	3.85	4.71	3.77	5.61	6.84	-1.85
Filing Date Shares Outstanding	230.31	223.06	223.06	185.88	185.76	184.44
Total Common Shares Outstanding	230.31	223.06	223.06	185.88	185.76	184.44
Book Value Per Share	12.55	12.40	11.53	10.88	10.46	9.65
Tangible Book Value	3,166	3,029	2,834	2,286	2,206	2,043
Tangible Book Value Per Share	12.55	12.40	11.53	10.88	10.46	9.65

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.