Fynske Bank Income Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	318.87	388.61	320.48	141.38	114.02
Interest Income on Investments	23.97	16.48	6.71	6.52	4.18
Total Interest Income	342.84	405.09	327.19	147.89	118.2
Interest Paid on Deposits	39.16	84.56	39.96	-11.72	-16.7
Net Interest Income	303.68	320.53	287.24	159.61	134.9
Net Interest Income Growth (YoY)	-5.26%	11.59%	79.96%	18.32%	-3.44%
Gain (Loss) on Sale of Investments	10.42	14.15	13.4	13.24	18.97
Other Non-Interest Income	172.88	164.46	177.85	93.04	132.22
Total Non-Interest Income	183.29	178.61	191.26	106.28	151.18
Non-Interest Income Growth (YoY)	2.62%	-6.61%	79.95%	-29.70%	9.13%
Revenues Before Loan Losses	486.97	499.14	478.49	265.9	286.08
Provision for Loan Losses	18.64	14.57	-0.17	-24.21	-23.18
Revenue	468.33	484.57	478.66	290.11	309.26
Revenue Growth (YoY)	-3.35%	1.23%	64.99%	-6.19%	17.56%
Occupancy Expenses	6.18	5.41	3.62	3.64	3.79
Selling, General & Administrative	339.36	318.06	275.08	246.77	234.29
Other Non-Interest Expense	0.5	1.73	1.03	1.1	0.69
Total Non-Interest Expense	341.55	319.28	274.28	251.83	235.14
EBT Excluding Unusual Items	126.78	165.29	204.38	38.28	74.12
Asset Writedown	-0.17	-0.85	-2.62	-2.4	-
Pretax Income	126.61	164.45	201.76	35.88	74.12
Income Tax Expense	26.64	40.48	44.57	5.44	9.85
Net Income	99.98	123.97	157.18	30.44	64.28
Net Income to Common	99.98	123.97	157.18	30.44	64.28
Net Income Growth	-19.35%	-21.13%	416.39%	-52.64%	78.30%
Basic Shares Outstanding	8	8	8	8	8
Diluted Shares Outstanding	8	8	8	8	8
Shares Change (YoY)	0.04%	0.00%	-0.04%	0.06%	0.36%
EPS (Basic)	13.19	16.36	20.74	4.02	8.49
EPS (Diluted)	13.19	16.36	20.74	4.02	8.49
EPS Growth	-19.38%	-21.12%	416.48%	-52.67%	77.65%
Dividend Per Share	4.396	5.400	6.910	1.330	2.830
Dividend Growth	-18.60%	-21.85%	419.55%	-53.00%	79.11%
Effective Tax Rate	21.04%	24.62%	22.09%	15.16%	13.28%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.