Fynske Bank Cash Flow Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	99.98	123.97	157.18	30.44	64.28
Depreciation & Amortization	6.18	5.41	3.62	3.64	3.79
Gain (Loss) on Sale of Assets	-	0.71	-0.09	-	-
Total Asset Writedown	0.17	0.85	2.62	-2.4	-
Provision for Credit Losses	18.64	14.57	-0.17	-24.21	-23.18
Change in Other Net Operating Assets	-217.87	-202.73	-553.6	-437.17	-77.06
Other Operating Activities	6.41	5.74	-34.67	-4.53	0.24
Operating Cash Flow	-86.48	-51.48	-424.65	-434.22	-31.93
Capital Expenditures	-0.24	-2.35	-0.12	-1.22	-0.19
Sale of Property, Plant and Equipment	-	-	0.21	-	-
Investment in Securities	4.84	-375.98	-358.12	460.38	225.18
Other Investing Activities	40.78	116.98	70.12	-74.42	85.21
Investing Cash Flow	45.39	-261.36	-287.91	384.75	310.2
Long-Term Debt Repaid	-4.38	-3.72	-1.7	-	-
Net Debt Issued (Repaid)	-4.38	-3.72	-1.7	-	-
Issuance of Common Stock	20.84	24.66	18.58	115.98	18.66
Repurchase of Common Stock	-20.84	-23.7	-19.35	-116.04	-17.64
Common Dividends Paid	-40.91	-52.35	-10.09	-21.42	-11.96
Net Increase (Decrease) in Deposit Accounts	178.41	641.33	-62.76	524.23	22.88
Financing Cash Flow	133.13	586.22	-75.32	502.74	11.93
Net Cash Flow	92.03	273.38	-787.88	453.27	290.2
Free Cash Flow	-86.72	-53.84	-424.77	-435.44	-32.12
Free Cash Flow Margin	-18.52%	-11.11%	-88.74%	-150.09%	-10.38%
Free Cash Flow Per Share	-11.44	-7.11	-56.06	-57.45	-4.24
Cash Interest Paid	42.94	82.96	43.95	7.36	-
Cash Income Tax Paid	25.16	33.66	57.73	5.15	9.61

Source: S&P Global Market Intelligence. Banks template. Financial Sources.